Daihatsu car insurance
Daihatsu Terios insurance quotes by driver
What the Daihatsu Terios costs to insure today for 31 typical drivers, on a 3-year-old Daihatsu Terios 1.3, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$563.87 a year.
- A 25-year-old new driver pays from S$2,736.90, 4.9 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,358.93, 2.4 times the settled driver's price.
- Online prices here run from age 21 to 78; some drivers get no online price at all.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,680.66 | S$5,053.65 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,173.93 | S$4,486.01 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,736.90 | S$3,997.83 | 4 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,302.35 | S$3,266.24 | 4 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$1,832.62 | S$2,282.80 | 7 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$1,985.39 | S$2,705.32 | 4 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest HL Assurance | S$1,524.45 | S$1,810.64 | 7 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$729.17 | S$1,059.72 | 7 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$692.71 | S$1,049.81 | 7 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest HL Assurance | S$923.28 | S$1,221.09 | 7 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$593.54 | S$900.37 | 7 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$563.87 | S$844.28 | 7 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$535.68 | S$844.28 | 7 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Liberty | S$1,358.93 | S$1,600.50 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Liberty | S$2,201.45 | S$2,201.45 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$625.89 | S$892.13 | 7 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$563.87 | S$848.66 | 7 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,576.09 | S$2,065.22 | 4 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$563.87 | S$829.53 | 7 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$535.68 | S$829.53 | 7 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$581.67 | S$893.94 | 7 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$605.42 | S$893.94 | 7 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$623.22 | S$901.42 | 7 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$592.06 | S$901.42 | 7 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$881.04 | S$945.01 | 6 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Liberty | S$1,384.61 | S$1,754.22 | 4 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$881.04 | S$984.84 | 5 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest ERGO | S$984.84 | S$990.39 | 3 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$990.39 | S$1,135.26 | 3 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,080.43 | S$1,184.14 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Daihatsu Terios · This table as CSV · Compare with your own details.
Questions people ask
How much is Daihatsu Terios insurance in Singapore?
From S$563.87 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Daihatsu Terios 1.3, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Daihatsu Terios insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,736.90 a year today at Sompo, 4.9 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 7 for the settled driver.
How much more is Daihatsu Terios insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,358.93, 2.4 times the S$563.87 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Daihatsu Terios?
Yes, today: S$1,576.09 a year at 40 against S$2,736.90 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Daihatsu Terios?
HL Assurance is cheapest for 15 of the 30 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.