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Citroen DS3 insurance quotes by driver

What the Citroen DS3 costs to insure today for 31 typical drivers, on a 3-year-old Citroen DS3 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$763.00 a year.
  • A 25-year-old new driver pays from S$3,258.17, 4.3 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,262.41, 65% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$5,886.914
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$5,123.684
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,258.17S$3,843.826
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,740.87S$3,444.246
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,181.66S$2,650.8010
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,363.53S$3,095.706
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICSS$1,484.60S$2,044.2010
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICSS$927.88S$1,209.5510
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest ECICSS$927.88S$1,173.2510
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest ECICSS$1,161.08S$1,416.2910
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest ECICSS$829.35S$1,036.2710
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest ECICSS$763.00S$937.2710
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest ECICSS$763.00S$934.9810
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,262.41S$1,694.725
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICSS$2,399.64S$2,734.013
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICSS$763.00S$960.5010
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest ECICSS$763.00S$968.9310
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,876.27S$2,291.716
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest ECICSS$763.00S$929.2910
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest ECICSS$763.00S$929.2910
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICSS$763.00S$964.2310
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$862.19S$1,013.4010
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$862.19S$1,026.0510
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$861.35S$1,010.2210
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$903.25S$1,048.849
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,487.44S$1,840.895
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$925.27S$1,079.678
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$957.89S$1,165.565
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$999.18S$1,165.565
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,165.56S$1,328.803
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,165.56S$1,557.452

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Citroen DS3 · This table as CSV · Compare with your own details.

Questions people ask

How much is Citroen DS3 insurance in Singapore?

From S$763.00 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Citroen DS3 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Citroen DS3 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 4.3 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.

How much more is Citroen DS3 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,262.41, 65% more than the S$763.00 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Citroen DS3?

Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Citroen DS3?

ECICS is cheapest for 16 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.