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Chevrolet Optra Magnum insurance quotes by driver

What the Chevrolet Optra Magnum costs to insure today for 31 typical drivers, on a 3-year-old Chevrolet Optra Magnum 1.6, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$642.42 a year.
  • A 25-year-old new driver pays from S$3,207.49, 5.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,251.21, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India InternationalS$4,439.46S$6,004.465
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,829.25S$4,862.796
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,207.49S$4,189.157
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,531.90S$3,329.577
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$2,084.88S$2,580.4011
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,183.19S$2,995.377
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,251.21S$1,986.6011
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,209.9911
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,122.1911
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$899.39S$1,418.7011
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,010.9511
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$927.3711
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$894.8511
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,251.21S$1,702.338
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$2,289.94S$2,539.624
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$994.3211
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$676.24S$927.3711
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,812.71S$2,289.947
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$899.9311
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$642.42S$899.9311
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$946.7211
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,021.6211
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,040.3111
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,003.7811
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,023.8610
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,251.21S$1,924.048
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$706.67S$1,101.289
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$706.67S$1,119.406
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,075.38S$1,180.685
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,216.02S$1,486.803
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$2,045.46S$2,045.461

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Chevrolet Optra Magnum · This table as CSV · Compare with your own details.

Questions people ask

How much is Chevrolet Optra Magnum insurance in Singapore?

From S$642.42 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Chevrolet Optra Magnum 1.6, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Chevrolet Optra Magnum insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,207.49 a year today at India International, 5.0 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.

How much more is Chevrolet Optra Magnum insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,251.21, 95% more than the S$642.42 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Chevrolet Optra Magnum?

Yes, today: S$1,812.71 a year at 40 against S$3,207.49 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Chevrolet Optra Magnum?

India International is cheapest for 27 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.