Typical car insurance quotes
BYD M6 insurance for a 35-year-old with a 50% NCD
Every insurer's price today for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BYD M6, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BYD M6 driven by a 35-year-old with a 50% NCD is S$1,048.30 a year (GST included) at AIG, AIG Car Insurance Collision Only; 7 insurers quote this driver online, up to S$2,220.84 at Etiqa.
- 7 insurers quote this driver online; 7 do not.
- That is 31% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$799.24).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AIGAIG Car Insurance Collision Only | S$1,048.30 | S$600.00 |
| ECICSComprehensive | S$1,182.09 | S$750.00 |
| AllianzAllianz Electric Motor Protect Comprehensive | S$1,183.61 | S$2,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,402.69 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,472.14 | S$1,200.00 |
| Great EasternGREAT EV Protect Comprehensive (Any Workshop) | S$1,818.20 | S$900.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,220.84 | S$2,500.00 |
No online price for this driver: ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,309.84 | +S$261.54 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$814.04 | −S$234.26 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,144.74 | +S$96.44 |
Why this driver pays this
- The BYD M6 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 7 insurers do not quote this driver online on this car: ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
The BYD M6
- Priced as a BYD M6 (electric), registered 3 years ago.
- A fully electric BYD M6 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a 35-year-old with a 50% NCD, the BYD M6 is the 508th cheapest of 590 car models to insure. Among 18 electric cars it is 11th cheapest, about the same as the middle price of S$1,045.11.
- BYD M6 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia EV6 | S$912.05 | Allianz |
| Tesla Model 3 | S$960.22 | Allianz |
| Hyundai Ioniq 5 | S$981.15 | Etiqa |
| Mercedes-Benz EQA | S$1,045.11 | Etiqa |
| Mercedes-Benz EQB | S$1,045.11 | Etiqa |
| Tesla Model Y | S$1,096.01 | Allianz |
| Mercedes-Benz EQE 350+ AMG | S$1,182.68 | AIG |
| Audi e-tron Electric | S$1,818.20 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BYD M6 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BYD M6 insurance for a 35-year-old with a 50% NCD?
From S$1,048.30 a year today at AIG, up to S$2,220.84 at Etiqa, across the 7 insurers that quote this driver online. That is for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old BYD M6, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 31% more than the S$799.24 a 40-year-old with a 50% NCD and no claims pays for the same BYD M6.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.
Which insurers do not quote a 35-year-old with a 50% NCD for a BYD M6 online?
ERGO (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.