BMW 420I Gran Coupe insurance for an 80-year-old with a 50% NCD

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a BMW 420I Gran Coupe driven by an 80-year-old with a 50% NCD is S$1,749.36 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

• 1 insurer quotes this driver online; 13 do not.
• That is 86% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$939.51).

Why this driver pays this

• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 86% more than what a 40-year-old with the same 50% NCD pays (S$939.51).
• The car matters too: insurers group models by value, repair costs and claims; the BMW 420I Gran Coupe has a 1,995cc engine.
• 13 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and AIG has been cheapest throughout.

The BMW 420I Gran Coupe

• Priced as a BMW 420I Gran Coupe (1,995cc), registered 3 years ago.
• With a 1,995cc engine, above 1,600cc, the BMW 420I Gran Coupe needs a Category B COE (S$131,901 in the October 2026, 2nd round).
• Road tax: about S$1,206.24 a year for a 1,995cc engine, before any surcharge for a car over 10 years old.
• For an 80-year-old with a 50% NCD, the BMW 420I Gran Coupe is the 378th cheapest of 524 car models to insure. Among 150 cars of 1,601cc to 2,000cc it is 97th cheapest, 17% more than the middle price of S$1,500.51.
• BMW 420I Gran Coupe review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.