Shenton Brokers
Log in
← Great American
Great American

Personal accident insurance

How Great American prices personal accident insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 17 Oct 2026, the day we read Great American's published rates.

It does not cover these jobs online: Army, navy or air force (regular); Full-time national serviceman (NSF); Police officer; Police, SAF or civil defence (office or admin work only).

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 3, live since 20 Oct 2026.

Plans and how each is priced

Great Personal Accident Insurance Ultimate (S$300,000) Basic

Offered when Who is covered is One adult; Sum insured up to S$300,000; Occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$305.60
Class 3S$566.88
Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits

Offered when Who is covered is One adult; Sum insured up to S$300,000; Occupation class up to Class 2

Base premium S$412.19

Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Ultimate (S$300,000) Basic, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$305.60
Class 3S$566.88
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$305.60
Class 3S$566.88

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$300,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$412.19

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$412.19

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Ultimate (S$300,000) Basic, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$305.60
Class 3S$566.88
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$305.60
Class 3S$566.88

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$300,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$412.19

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$412.19

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) Basic

Offered when Who is covered is One adult; Sum insured up to S$200,000; Occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$205.63
Class 3S$379.18
Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) with Enhanced Benefits

Offered when Who is covered is One adult; Sum insured up to S$200,000; Occupation class up to Class 2

Base premium S$277.31

Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) Basic, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$205.63
Class 3S$379.18
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$205.63
Class 3S$379.18

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) with Enhanced Benefits, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$200,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$277.31

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$277.31

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) Basic, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$205.63
Class 3S$379.18
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$205.63
Class 3S$379.18

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Elite (S$200,000) with Enhanced Benefits, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$200,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$277.31

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$277.31

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) Basic

Offered when Who is covered is One adult; Sum insured up to S$100,000; Occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$115.07
Class 3S$210.34
Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) with Enhanced Benefits

Offered when Who is covered is One adult; Sum insured up to S$100,000; Occupation class up to Class 2

Base premium S$154.69

Multiplied by
AgeFigure
Up to 65×1.00

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$115.07
Class 3S$210.34
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$115.07
Class 3S$210.34

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) with Enhanced Benefits, me and my spouse

Offered when Who is covered is Two adults; Sum insured up to S$100,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$154.69

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$154.69

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) Basic, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3

Base premium
Occupation classFigure
Class 1 to Class 2S$115.07
Class 3S$210.34
Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$115.07
Class 3S$210.34

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Great Personal Accident Insurance Classic (S$100,000) with Enhanced Benefits, family, children free

Offered when Who is covered is Two adults and children; Sum insured up to S$100,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2

Base premium S$154.69

Multiplied by
AgeFigure
Up to 65×1.00
Plus
Spouse's occupation classFigure
Class 1 to Class 2S$154.69

Excess None

The figure is an estimate when any of these are true: Occupation class Class 1 or more. From Great American's September 2023 premium table, which was printed with 8% GST: the premium before GST is shown with today's 9%. The agent confirms the current price.

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Ultimate Basic, class 1, S$50,000 asked (pamphlet S$330.05 with 8% GST = S$305.60 before GST)Great Personal Accident Insurance Ultimate (S$300,000) Basic
  • Age: 30
  • Who is covered: One adult
  • Sum insured: S$50,000
  • Occupation class: Class 1
  1. Base S$305.60 (Occupation class Class 1)
  2. × 1.00 (Age Up to 65) = S$305.60
  3. + 9% GST = S$333.10
S$333.10
Ultimate with Enhanced Benefits, class 2, S$300,000 (pamphlet S$445.17 with 8% GST)Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits
  • Age: 30
  • Who is covered: One adult
  • Sum insured: S$300,000
  • Occupation class: Class 2
  1. Base S$412.19
  2. × 1.00 (Age Up to 65) = S$412.19
  3. + 9% GST = S$449.29
S$449.29
Elite Basic, class 3, S$200,000 (pamphlet S$409.51 with 8% GST)Great Personal Accident Insurance Elite (S$200,000) Basic
  • Age: 30
  • Who is covered: One adult
  • Sum insured: S$200,000
  • Occupation class: Class 3
  1. Base S$379.18 (Occupation class Class 3)
  2. × 1.00 (Age Up to 65) = S$379.18
  3. + 9% GST = S$413.31
S$413.31
Classic Basic, class 1, S$100,000 (pamphlet S$124.28 with 8% GST)Great Personal Accident Insurance Classic (S$100,000) Basic
  • Age: 30
  • Who is covered: One adult
  • Sum insured: S$100,000
  • Occupation class: Class 1
  1. Base S$115.07 (Occupation class Class 1)
  2. × 1.00 (Age Up to 65) = S$115.07
  3. + 9% GST = S$125.43
S$125.43
Classic with Enhanced Benefits, class 1, S$100,000 (pamphlet S$167.06 with 8% GST)Great Personal Accident Insurance Classic (S$100,000) with Enhanced Benefits
  • Age: 30
  • Who is covered: One adult
  • Sum insured: S$100,000
  • Occupation class: Class 1
  1. Base S$154.69
  2. × 1.00 (Age Up to 65) = S$154.69
  3. + 9% GST = S$168.61
S$168.61
Elite Basic, me and my spouse, class 1 and class 3 (S$222.08 + S$409.51 with 8% GST, each before GST, 9% on the sum)Great Personal Accident Insurance Elite (S$200,000) Basic, me and my spouse
  • Age: 30
  • Who is covered: Two adults
  • Sum insured: S$200,000
  • Occupation class: Class 1
  • Spouse's occupation class: Class 3
  1. Base S$205.63 (Occupation class Class 1)
  2. × 1.00 (Age Up to 65) = S$205.63
  3. + S$379.18 (Spouse's occupation class Class 3) = S$584.81
  4. + 9% GST = S$637.44
S$637.44
Show the other 1 examples
ExampleAnswersWorkingPremium
Ultimate with Enhanced Benefits, family of two class 2 adults and 3 children (2 x S$445.17 with 8% GST; children free)Great Personal Accident Insurance Ultimate (S$300,000) with Enhanced Benefits, family, children free
  • Age: 30
  • Who is covered: Two adults and children
  • Sum insured: S$300,000
  • Occupation class: Class 2
  • Spouse's occupation class: Class 2
  1. Base S$412.19
  2. × 1.00 (Age Up to 65) = S$412.19
  3. + S$412.19 (Spouse's occupation class Class 2) = S$824.38
  4. + 9% GST = S$898.57
S$898.57

Where the figures come from

Before going live the table was read from the published table.

Compare personal accident quotesGreat American personal accident insurance prices todayBuy on Great American's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

Compare Great American with another insurer