Great American vs HL Assurance personal accident insurance

Of the 8 examples both price, Great American was cheaper on 2, HL Assurance on 6. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for accountant, S$200,000 cover (Great American Great Personal Accident Insurance Elite (S$200,000) Basic, HL Assurance Family Protect360 Premier (S$250,000 an adult)): Accident medical expenses: Great American S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000, HL Assurance S$2,500 an adult, including Chinese physician or chiropractor treatment up to 50% of the limit and ambulance charges up to S$200 an injury; Hospital cash: Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000, HL Assurance Not covered; income protector S$1,000 a month up to S$6,000 after permanent total disablement, home care S$2,500; Infectious disease: Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded), HL Assurance Covered: medical expenses for 20 named infectious diseases including dengue fever, hand, foot and mouth disease, Zika and malaria, within the S$2,500 medical limit, after a 14-day waiting period; cover ceases once an epidemic or pandemic is declared; Excess: Great American S$0.00, HL Assurance S$0.00.

Great American: none to show. HL Assurance: Promo code SAVE30: 10% + S$30 off.