Personal accident insurance
Chubb vs Great American personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 7 examples both price, Chubb was cheaper on 0, Great American on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Great American |
|---|---|---|
| Accountant, S$200,000 cover | No online price | S$224.14Great Personal Accident Insurance Elite (S$200,000) Basicas at 17 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 2 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 3 job, S$50,000 cover | S$251.94DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb)as at 20 Oct 2026 | S$229.27Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| You and your spouse, S$50,000 cover | S$453.49DBS MultiGen Protect Classic, me and my spouse (S$100,000 each adult; 10% multi-member discount)as at 20 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouseas at 17 Oct 2026 |
| You and 1 child, S$50,000 cover | S$374.28DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$492.83DBS MultiGen Protect Classic, me and my children (S$100,000; each child S$60,000 disability; 10-20% multi-member discount)as at 20 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$567.64DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$706.98DBS MultiGen Protect Classic, family (S$100,000 each adult; each child S$60,000 disability; 15-20% multi-member discount)as at 20 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| 1 child on their own | S$163.93DBS MultiGen Protect Classic, children only (S$60,000 disability each child; 10-15% multi-member discount from two children)as at 20 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Great American |
|---|---|---|
| Accident medical expenses | S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident) | S$4,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000 |
| Hospital cash | Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD | Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$50 for up to a year, emergency medical evacuation S$10,000, a monthly family allowance of S$1,000 for up to 12 months after accidental death, a compassionate allowance of S$5,000 and home modification costs of S$1,000 |
| Infectious diseases (e.g. dengue) | Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD | Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Chubb: none to show
- Great American: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Great American cheaper for personal accident insurance?
Of the 7 examples both price, Chubb was cheaper on 0, Great American on 7. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Great American's?
On each one's cheapest plan for sales executive who travels for work, S$100,000 cover (Chubb DBS MultiGen Protect Classic (S$100,000; underwritten by Chubb), Great American Great Personal Accident Insurance Classic (S$100,000) Basic): Accident medical expenses: Chubb S$2,000 per accident (alternative medicine such as TCM or chiropractic S$50 a visit, S$500 per accident), Great American S$4,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000; Hospital cash: Chubb Not for an accident stay: S$100 a day (up to 60 days) only while in hospital for dengue, food poisoning or HFMD, Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$50 for up to a year, emergency medical evacuation S$10,000, a monthly family allowance of S$1,000 for up to 12 months after accidental death, a compassionate allowance of S$5,000 and home modification costs of S$1,000; Infectious diseases (e.g. dengue): Chubb Covered: S$100 a day (up to 60 days) in hospital for dengue fever, dengue haemorrhagic fever, food poisoning or HFMD, Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded); Excess: Chubb S$0.00, Great American S$0.00.
What discounts are Chubb and Great American running?
Chubb: none to show. Great American: none to show.