Personal accident insurance
Allianz vs Great American personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, Allianz was cheaper on 1, Great American on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | Great American |
|---|---|---|
| Accountant, S$200,000 cover | S$378.94Accident Protect Plus Gold (S$250,000)as at 19 Oct 2026 | S$224.14Great Personal Accident Insurance Elite (S$200,000) Basicas at 17 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Technician, S$500,000 cover | S$709.02Accident Protect Plus Platinum (S$500,000)as at 19 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 2 job, S$50,000 cover | S$281.15Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 3 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)as at 19 Oct 2026 | S$229.27Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| You and your spouse, S$50,000 cover | S$290.94Accident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouseas at 17 Oct 2026 |
| You and 1 child, S$50,000 cover | S$187.03Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$228.60Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$332.50Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$374.07Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Great American |
|---|---|---|
| Accident medical expenses | S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital | S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000 |
| Hospital cash | S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement | Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000 |
| Infectious diseases (e.g. dengue) | S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period) | Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Allianz: none to show
- Great American: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Great American cheaper for personal accident insurance?
Of the 8 examples both price, Allianz was cheaper on 1, Great American on 7. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Great American's?
On each one's cheapest plan for accountant, S$200,000 cover (Allianz Accident Protect Plus Gold (S$250,000), Great American Great Personal Accident Insurance Elite (S$200,000) Basic): Accident medical expenses: Allianz S$5,000 per accident, inpatient and outpatient for up to 12 months, including chiropractor, TCM practitioner and physiotherapist and ambulance or taxi to hospital, Great American S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000; Hospital cash: Allianz S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days; weekly cash S$100 for total temporary disablement, Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000; Infectious diseases (e.g. dengue): Allianz S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period), Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded); Excess: Allianz S$0.00, Great American S$0.00.
What discounts are Allianz and Great American running?
Allianz: none to show. Great American: none to show.