Personal accident insurance
Great American vs QBE personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 8 examples both price, Great American was cheaper on 8, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Great American | QBE |
|---|---|---|
| Accountant, S$200,000 cover | S$224.14Great Personal Accident Insurance Elite (S$200,000) Basicas at 17 Oct 2026 | S$337.90PA Prestige Plan B (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | S$850.20PA Prestige Plan C (S$500,000)as at 11 Oct 2026 |
| Class 1 job, S$50,000 cover | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 | S$223.45PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 | S$256.15PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$229.27Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 | S$288.85PA Prestige Plan A (S$100,000)as at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouseas at 17 Oct 2026 | S$446.90PA Prestige Plan A, me and my spouse (S$100,000 each adult)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | No online price | S$253.97PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | No online price | S$284.49PA Prestige Plan A, me and my children (S$100,000; each child S$30.52)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 | S$446.90PA Prestige Plan A, family (S$100,000 each adult, up to 3 children free; S$30.52 each further child)as at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Great American | QBE |
|---|---|---|
| Accident medical expenses | S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000 | S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750 |
| Hospital cash | Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000 | S$100 a day (maximum days not stated); temporary total disablement S$200 a week |
| Infectious disease | Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded) | Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Great American: none to show
- QBE: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Great American or QBE cheaper for personal accident insurance?
Of the 8 examples both price, Great American was cheaper on 8, QBE on 0. Your own answers can change the order, so get your own quote.
How does Great American's cover compare with QBE's?
On each one's cheapest plan for accountant, S$200,000 cover (Great American Great Personal Accident Insurance Elite (S$200,000) Basic, QBE PA Prestige Plan B (S$200,000)): Accident medical expenses: Great American S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000, QBE S$5,000 per accident with no aggregate limit and no excess or co-payment; Chinese physician/chiropractor sub-limit up to S$750; Hospital cash: Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000, QBE S$100 a day (maximum days not stated); temporary total disablement S$200 a week; Infectious disease: Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded), QBE Dengue fever and Zika virus, and medical expenses due to infectious disease, are extensions under the basic cover (limits not stated in the brochure); Excess: Great American S$0.00, QBE S$0.00.
What discounts are Great American and QBE running?
Great American: none to show. QBE: none to show.