Personal accident insurance
HSBC Life vs Great American personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 7 examples both price, HSBC Life was cheaper on 5, Great American on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HSBC Life | Great American |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 | S$224.14Great Personal Accident Insurance Elite (S$200,000) Basicas at 17 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$229.27Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouseas at 17 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | Great American |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000 |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000 |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HSBC Life: none to show
- Great American: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or Great American cheaper for personal accident insurance?
Of the 7 examples both price, HSBC Life was cheaper on 5, Great American on 2. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with Great American's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, Great American Great Personal Accident Insurance Elite (S$200,000) Basic): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), Great American S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000; Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000; Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded); Excess: HSBC Life S$0.00, Great American S$0.00.
What discounts are HSBC Life and Great American running?
HSBC Life: none to show. Great American: none to show.