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Personal accident insurance

Great American vs Income personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 8 examples both price, Great American was cheaper on 8, Income on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleGreat AmericanIncome
Accountant, S$200,000 coverS$224.14Great Personal Accident Insurance Elite (S$200,000) Basicas at 17 Oct 2026S$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026
Sales executive who travels for work, S$100,000 coverS$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026
Technician, S$500,000 coverNo online priceS$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026
Class 1 job, S$50,000 coverS$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026
Class 2 job, S$50,000 coverS$125.43Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026
Class 3 job, S$50,000 coverS$229.27Great Personal Accident Insurance Classic (S$100,000) Basicas at 17 Oct 2026S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026
You and your spouse, S$50,000 coverS$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, me and my spouseas at 17 Oct 2026S$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026
You and 1 child, S$50,000 coverNo online priceS$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026
You and 2 children, S$50,000 coverNo online priceS$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026S$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$250.85Great Personal Accident Insurance Classic (S$100,000) Basic, family, children freeas at 17 Oct 2026S$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026
1 child on their ownNo online priceS$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Great American Great Personal Accident Insurance Elite (S$200,000) Basic, Income PA Assurance Classic (S$200,000).
CoverGreat AmericanIncome
Accident medical expensesS$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750)
Hospital cashNot in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days)
Infectious diseaseNot stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded)Not covered: Income sells it as the "with infectious disease cover" version of this plan
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Great American or Income cheaper for personal accident insurance?

Of the 8 examples both price, Great American was cheaper on 8, Income on 0. Your own answers can change the order, so get your own quote.

How does Great American's cover compare with Income's?

On each one's cheapest plan for accountant, S$200,000 cover (Great American Great Personal Accident Insurance Elite (S$200,000) Basic, Income PA Assurance Classic (S$200,000)): Accident medical expenses: Great American S$6,000 for in-hospital and out-patient treatment; TCM S$750; ambulance and mobility aid equipment S$4,000, Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750); Hospital cash: Great American Not in the basic plan; the optional Enhanced Benefits add daily hospital income of S$100 for up to a year, emergency medical evacuation S$20,000, a monthly family allowance of S$1,500 for up to 12 months after accidental death, a compassionate allowance of S$10,000 and home modification costs of S$5,000, Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days); Infectious disease: Great American Not stated: the pamphlet names no dengue, Zika or other infectious disease benefit (AIDS and HIV-related disease are excluded), Income Not covered: Income sells it as the "with infectious disease cover" version of this plan; Excess: Great American S$0.00, Income S$0.00.

What discounts are Great American and Income running?

Great American: none to show. Income: none to show.