Typical travel insurance quotes
Trinidad and Tobago travel insurance for a family of four
What travel insurance costs today for two adults and two children, on 14 days in Trinidad and Tobago, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for two weeks in Trinidad and Tobago for a family of four (two adults and two children) costs from S$112.80 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 21 insurers quote it online, up to S$749.92 at India International.
- The middle of 21 insurers' cheapest plans is S$290.00.
- A family of four pays 2.4 times what one adult pays (S$46.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$112.80 | S$50,000 | Not covered | S$1,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 2 children) | S$133.91 | S$150,000 | S$5,000 | S$3,000 |
| SompoEssential, Family plan (2 adults and children) | S$142.80 | S$200,000 | S$5,000 | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$149.04 | S$200,000 | S$5,000 | S$2,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$163.20 | S$200,000 | S$1,500 | S$1,000 |
| Great AmericanGreat Travel Insurance Classic Family | S$173.31 | S$200,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$193.00 | S$100,000 | S$5,000 | S$1,500 |
| ERGOERGO TravelProtect Essential (Family) | S$201.64 | S$200,000 | S$10,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$235.00 | S$175,000 | S$2,500 | S$2,500 |
| FWDPremium, Family (2 adults and children, one price) | S$251.15 | S$200,000 | S$7,500 | S$3,000 |
| China TaipingLite, Family plan (2 adults and children) | S$290.00 | S$200,000 | S$4,000 | S$2,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$302.50 | S$250,000 | S$5,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$310.42 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$322.00 | S$250,000 | S$6,000 | S$3,000 |
| Great EasternBasic (family) | S$343.00 | S$100,000 | S$2,000 | S$2,500 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$376.16 | S$250,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$412.04 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$431.00 | S$100,000 | S$3,000 | S$1,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$472.00 | S$250,000 | S$3,000 | S$3,500 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$644.96 | S$350,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$749.92 | S$150,000 | S$20,000 | S$6,000 |
No online price for these travellers: QBE (This insurer doesn’t cover trips to Trinidad and Tobago).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$31.40 | S$120.80 | 21 |
| Five dayscheapest MSIG | S$46.20 | S$152.38 | 21 |
| One weekcheapest MSIG | S$61.00 | S$178.00 | 21 |
| Ten dayscheapest MSIG | S$83.20 | S$227.50 | 21 |
| Two weekscheapest MSIG | S$112.80 | S$290.00 | 21 |
| 21 dayscheapest MSIG | S$164.60 | S$391.00 | 21 |
| 30 dayscheapest HL Assurance | S$229.67 | S$479.00 | 21 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Worldwide trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 5 trips like this one. | S$460.00 | +S$347.20 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$302.50 | +S$189.70 |
| At least S$500,000 medical coverMSIG, TravelEasy Flex Elite Flex, Family cover (1 or 2 adults with children, up to 7 people). | S$157.80 | +S$45.00 |
Why it costs this
- Insurers price by region, not by country: Trinidad and Tobago is in their Worldwide band, so at many insurers it costs the same as other Worldwide destinations for the same number of days.
- The number of days comes next: from S$31.40 for 3 days to S$229.67 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of four pays 2.4 times what one adult pays, not 4 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 1 insurer names Trinidad and Tobago in its exclusions; see the wording below.
- 1 insurer does not quote these travellers online for this trip: QBE (This insurer doesn’t cover trips to Trinidad and Tobago).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Worldwide destinations
For a family of four, 29 of the 168 other Worldwide destinations priced for two weeks cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| TurkeyTen days | S$63.13 | Etiqa |
| EuropeTwo weeks | S$112.80 | MSIG |
| United KingdomTwo weeks | S$112.80 | MSIG |
| USATwo weeks | S$112.80 | MSIG |
Before you buy for Trinidad and Tobago
- Insurers price Trinidad and Tobago in their Worldwide band; annual cover for Worldwide covers it too.
- 1 of the insurers we compare name Trinidad and Tobago in their exclusions:
- QBE: “...banon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Ukraine (including Crimea), Vanuatu, Venezuela and Yemen (the site does not sell...”
Trinidad and Tobago travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Trinidad and Tobago for every traveller · Compare with your own trip.
Questions people ask
How much is Trinidad and Tobago travel insurance for a family of four?
From S$112.80 at MSIG (TravelEasy Lite, Family cover (2 adults, up to 5 children)) on today's prices for two adults and two children, 14 days in Trinidad and Tobago, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$290.00, across 21 insurers.
How much more does a family of four pay than one adult for Trinidad and Tobago?
2.4 times, at the cheapest insurer today: S$112.80 against S$46.60 for one adult on the same trip.
How much is it for two weeks or a month in Trinidad and Tobago?
For two adults and two children, from S$112.80 for 14 days and S$229.67 for 30 days at the cheapest insurer today.
Do insurers exclude Trinidad and Tobago?
1 of the insurers we compare name Trinidad and Tobago in their exclusions: QBE. Read the wording below before you buy.
Is annual travel insurance cheaper than a single trip to Trinidad and Tobago?
A year of Worldwide trips for a family of four costs from S$460.00 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 5 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Which insurers do not quote a family of four online for Trinidad and Tobago?
QBE (This insurer doesn’t cover trips to Trinidad and Tobago).