Typical travel insurance quotes
Malaysia travel insurance for a family of four
What travel insurance costs today for two adults and two children, on 3 days in Malaysia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for three days in Malaysia for a family of four (two adults and two children) costs from S$26.60 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$101.50 at Chubb.
- The middle of 22 insurers' cheapest plans is S$70.10.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00.
- A family of four pays 2.3 times what one adult pays (S$11.40).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$26.60 | S$50,000 | Not covered | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$27.94 | S$200,000 | S$5,000 | S$2,000 |
| SompoEssential, Family plan (2 adults and children) | S$28.80 | S$200,000 | S$5,000 | S$1,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$32.00 | S$200,000 | S$1,500 | S$1,000 |
| ERGOERGO TravelProtect Essential (Family) | S$36.53 | S$200,000 | S$10,000 | S$3,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 2 children) | S$39.21 | S$150,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$49.00 | S$100,000 | S$5,000 | S$1,500 |
| FWDPremium, Family (2 adults and children, one price) | S$51.85 | S$200,000 | S$7,500 | S$3,000 |
| Great AmericanGreat Travel Insurance Classic Family | S$59.95 | S$200,000 | S$5,000 | S$3,000 |
| Great EasternBasic (family) | S$65.00 | S$100,000 | S$2,000 | S$2,500 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$66.70 | S$250,000 | S$6,000 | S$3,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$73.50 | S$250,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$75.00 | S$175,000 | S$2,500 | S$2,500 |
| China TaipingLite, Family plan (2 adults and children) | S$82.00 | S$200,000 | S$4,000 | S$2,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$82.36 | S$200,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$85.02 | S$150,000 | S$20,000 | S$6,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$86.64 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$90.00 | S$100,000 | S$3,000 | S$1,000 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$95.69 | S$250,000 | S$5,000 | S$3,000 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$96.00 | S$500,000 | S$25,000 | S$5,000 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$100.78 | S$350,000 | S$5,000 | S$3,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$101.50 | S$250,000 | S$3,000 | S$3,500 |
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$26.60 | S$70.10 | 22 |
| Five dayscheapest MSIG | S$33.40 | S$94.33 | 22 |
| One weekcheapest MSIG | S$40.20 | S$98.60 | 22 |
| Ten dayscheapest MSIG | S$50.40 | S$120.95 | 22 |
| Two weekscheapest Etiqa | S$59.51 | S$159.10 | 22 |
| 21 dayscheapest Etiqa | S$79.69 | S$218.70 | 22 |
| 30 dayscheapest Etiqa | S$105.05 | S$294.50 | 22 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of ASEAN (South East Asia) trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 13 trips like this one. | S$320.80 | +S$294.20 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$73.50 | +S$46.90 |
| At least S$500,000 medical coverSompo, Superior, Family plan (2 adults and children). | S$38.40 | +S$11.80 |
Why it costs this
- Insurers price by region, not by country: Malaysia is in their ASEAN (South East Asia) band, so at many insurers it costs the same as other ASEAN (South East Asia) destinations for the same number of days.
- The number of days comes next: from S$26.60 for 3 days to S$105.05 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of four pays 2.3 times what one adult pays, not 4 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other ASEAN (South East Asia) destinations
Malaysia is in the insurers' ASEAN (South East Asia) band.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| ThailandFive days | S$33.40 | MSIG |
| Bali and IndonesiaFive days | S$33.40 | MSIG |
| PhilippinesFive days | S$33.40 | MSIG |
| VietnamOne week | S$40.20 | MSIG |
Before you buy for Malaysia
- Insurers price Malaysia in their ASEAN (South East Asia) band; annual cover for ASEAN (South East Asia) covers it too.
- None of the insurers we compare names Malaysia in its exclusions today.
Malaysia travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Malaysia for every traveller · Compare with your own trip.
Questions people ask
How much is Malaysia travel insurance for a family of four?
From S$26.60 at MSIG (TravelEasy Lite, Family cover (2 adults, up to 5 children)) on today's prices for two adults and two children, 3 days in Malaysia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$70.10, across 22 insurers.
How much more does a family of four pay than one adult for Malaysia?
2.3 times, at the cheapest insurer today: S$26.60 against S$11.40 for one adult on the same trip.
What is the cheapest Malaysia plan for a family of four with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in Malaysia?
For two adults and two children, from S$59.51 for 14 days and S$105.05 for 30 days at the cheapest insurer today.
Do insurers exclude Malaysia?
None of the insurers we compare names Malaysia in its exclusions today. Malaysia is priced in their ASEAN (South East Asia) band.
Is annual travel insurance cheaper than a single trip to Malaysia?
A year of ASEAN (South East Asia) trips for a family of four costs from S$320.80 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 13 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.