Typical travel insurance quotes
Trinidad and Tobago travel insurance for a parent and child
What travel insurance costs today for one adult and one child, on 14 days in Trinidad and Tobago, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for two weeks in Trinidad and Tobago for a parent and child (one adult and one child) costs from S$70.76 (GST included) at HL Assurance, Travel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children), with COVID-19 cover where the plan offers it; 21 insurers quote it online, up to S$749.92 at India International.
- The middle of 21 insurers' cheapest plans is S$251.15.
- A parent and child pays 1.5 times what one adult pays (S$46.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children) | S$70.76 | S$150,000 | S$5,000 | S$3,000 |
| EtiqaTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) | S$84.24 | S$200,000 | S$5,000 | S$2,000 |
| MSIGTravelEasy Lite, Adult & Child(ren) cover (1 adult and up to 6 children) | S$85.60 | S$50,000 | Not covered | S$1,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$118.80 | S$200,000 | S$5,000 | S$1,000 |
| ZurichTravel Guard Direct Basic, Group/Couple plan for two (each traveller priced) | S$139.00 | S$100,000 | S$5,000 | S$1,500 |
| Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers) | S$145.60 | S$200,000 | S$1,500 | S$1,000 |
| Great AmericanGreat Travel Insurance Classic Family (one parent and children) | S$173.31 | S$200,000 | S$5,000 | S$3,000 |
| ERGOERGO TravelProtect Essential (Family) | S$201.64 | S$200,000 | S$10,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (1 adult and children) | S$235.00 | S$175,000 | S$2,500 | S$2,500 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$238.00 | S$200,000 | S$4,000 | S$2,000 |
| FWDPremium, Family (1 adult and children, one price) | S$251.15 | S$200,000 | S$7,500 | S$3,000 |
| Great EasternBasic (per traveller) | S$286.00 | S$100,000 | S$2,000 | S$2,500 |
| SinglifeTravel Lite, Group (2 travellers) | S$300.92 | S$250,000 | S$5,000 | S$3,000 |
| LibertyTourCare Plus Standard, Family plan (1 adult and children) | S$302.50 | S$250,000 | S$5,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (1 adult and children) | S$310.42 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (1 adult and children) | S$322.00 | S$250,000 | S$6,000 | S$3,000 |
| UOIUniTravel Value, Group plan for two (each traveller priced) | S$346.00 | S$100,000 | S$3,000 | S$1,000 |
| AllianzTravel Protect Silver, Family plan (1 adult and up to 8 children) | S$412.04 | S$200,000 | S$5,000 | S$3,000 |
| IncomeClassic (each traveller priced) | S$459.85 | S$350,000 | S$5,000 | S$3,000 |
| ChubbEconomy, Family plan (1 adult and children) | S$472.00 | S$250,000 | S$3,000 | S$3,500 |
| India Internationali-Journey Classic, Family plan (1 adult and children) | S$749.92 | S$150,000 | S$20,000 | S$6,000 |
No online price for these travellers: QBE (This insurer doesn’t cover trips to Trinidad and Tobago).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$24.00 | S$103.50 | 21 |
| Five dayscheapest MSIG | S$35.20 | S$141.70 | 21 |
| One weekcheapest HL Assurance | S$43.62 | S$174.00 | 21 |
| Ten dayscheapest HL Assurance | S$50.01 | S$207.00 | 21 |
| Two weekscheapest HL Assurance | S$70.76 | S$251.15 | 21 |
| 21 dayscheapest HL Assurance | S$95.23 | S$341.39 | 21 |
| 30 dayscheapest HL Assurance | S$121.30 | S$417.74 | 21 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Worldwide trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 5 trips like this one. | S$320.50 | +S$249.74 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (1 adult and children). | S$302.50 | +S$231.74 |
| At least S$500,000 medical coverMSIG, TravelEasy Flex Elite Flex, Group cover (adults and children each priced, group discount from 3 travellers; 2 to 20 travellers). | S$125.40 | +S$54.64 |
Why it costs this
- Insurers price by region, not by country: Trinidad and Tobago is in their Worldwide band, so at many insurers it costs the same as other Worldwide destinations for the same number of days.
- The number of days comes next: from S$24.00 for 3 days to S$121.30 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a parent and child pays 1.5 times what one adult pays, not 2 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 1 insurer names Trinidad and Tobago in its exclusions; see the wording below.
- 1 insurer does not quote these travellers online for this trip: QBE (This insurer doesn’t cover trips to Trinidad and Tobago).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Other Worldwide destinations
For a parent and child, 19 of the 168 other Worldwide destinations priced for two weeks cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| TurkeyTen days | S$35.68 | Etiqa |
| EuropeTwo weeks | S$70.76 | HL Assurance |
| United KingdomTwo weeks | S$70.76 | HL Assurance |
| USATwo weeks | S$70.76 | HL Assurance |
Before you buy for Trinidad and Tobago
- Insurers price Trinidad and Tobago in their Worldwide band; annual cover for Worldwide covers it too.
- 1 of the insurers we compare name Trinidad and Tobago in their exclusions:
- QBE: “...banon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Ukraine (including Crimea), Vanuatu, Venezuela and Yemen (the site does not sell...”
Trinidad and Tobago travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Trinidad and Tobago for every traveller · Compare with your own trip.
Questions people ask
How much is Trinidad and Tobago travel insurance for a parent and child?
From S$70.76 at HL Assurance (Travel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children)) on today's prices for one adult and one child, 14 days in Trinidad and Tobago, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$251.15, across 21 insurers.
How much more does a parent and child pay than one adult for Trinidad and Tobago?
1.5 times, at the cheapest insurer today: S$70.76 against S$46.60 for one adult on the same trip.
How much is it for two weeks or a month in Trinidad and Tobago?
For one adult and one child, from S$70.76 for 14 days and S$121.30 for 30 days at the cheapest insurer today.
Do insurers exclude Trinidad and Tobago?
1 of the insurers we compare name Trinidad and Tobago in their exclusions: QBE. Read the wording below before you buy.
Is annual travel insurance cheaper than a single trip to Trinidad and Tobago?
A year of Worldwide trips for a parent and child costs from S$320.50 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 5 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a parent and child online for Trinidad and Tobago?
QBE (This insurer doesn’t cover trips to Trinidad and Tobago).