Typical travel insurance quotes
Maldives travel insurance for four friends
What travel insurance costs today for four adults on one group policy, on 5 days in the Maldives, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for five days in the Maldives for four friends (four adults on one group policy) costs from S$78.40 (GST included) at MSIG, TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers), with COVID-19 cover where the plan offers it; 20 insurers quote it online, up to S$516.04 at Income.
- The middle of 20 insurers' cheapest plans is S$193.52.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, each adult priced (2 to 10 adults), S$153.60.
- Four friends pay 4.0 times what one adult pays (S$19.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers) | S$78.40 | S$50,000 | Not covered | S$1,000 |
| Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers) | S$80.00 | S$200,000 | S$1,500 | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) | S$81.90 | S$200,000 | S$5,000 | S$2,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Group of Adults (3 to 20 adults, no children) | S$112.00 | S$150,000 | S$5,000 | S$3,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$118.80 | S$200,000 | S$5,000 | S$1,000 |
| FWDPremium, Couple or Group (each traveller priced, 5% off the plan from 6; 2 to 7 travellers) | S$142.88 | S$200,000 | S$7,500 | S$3,000 |
| Great AmericanGreat Travel Insurance Classic, each adult priced (2 to 10 adults) | S$148.24 | S$200,000 | S$5,000 | S$3,000 |
| QBETravel Prestige Standard Plus, each adult priced (2 to 10 adults) | S$153.60 | S$500,000 | S$12,500 | S$4,000 |
| ZurichTravel Guard Direct Basic, Group/Couple plan (each traveller priced; 3 to 10 travellers) | S$168.00 | S$100,000 | S$5,000 | S$1,500 |
| StarrTraveLead Bronze, Group plan (each traveller priced; 2 to 14 travellers) | S$192.20 | S$200,000 | S$5,000 | S$3,000 |
| ERGOERGO TravelProtect Essential | S$194.84 | S$200,000 | S$10,000 | S$3,000 |
| SinglifeTravel Lite, Group (3 to 20 travellers, adults or children) | S$235.72 | S$250,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Group policy (each adult priced; 2 to 10 adults) | S$244.00 | S$175,000 | S$2,500 | S$2,500 |
| EQ InsuranceEQ TravelSafe Basic, Group of Adults (3 to 10 adults, no children) | S$265.00 | S$250,000 | S$6,000 | S$3,000 |
| ChubbEconomy, Group (each traveller priced; 3 to 8 adults) | S$276.00 | S$250,000 | S$3,000 | S$3,500 |
| AllianzTravel Protect Silver, Group policy (3 to 20 travellers, each priced) | S$293.63 | S$200,000 | S$5,000 | S$3,000 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$296.00 | S$200,000 | S$4,000 | S$2,000 |
| Great EasternBasic (per traveller) | S$296.00 | S$100,000 | S$2,000 | S$2,500 |
| UOIUniTravel Value, Group plan (each traveller priced; 3 to 8 travellers) | S$348.00 | S$100,000 | S$3,000 | S$1,000 |
| IncomeClassic (each traveller priced) | S$516.04 | S$350,000 | S$5,000 | S$3,000 |
No online price for these travellers: India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$54.40 | S$163.80 | 20 |
| Five dayscheapest MSIG | S$78.40 | S$193.52 | 20 |
| One weekcheapest Etiqa | S$94.50 | S$237.98 | 20 |
| Ten dayscheapest Etiqa | S$109.80 | S$303.84 | 20 |
| Two weekscheapest Etiqa | S$129.60 | S$373.94 | 20 |
| 21 dayscheapest Etiqa | S$172.80 | S$504.54 | 20 |
| 30 dayscheapest Etiqa | S$227.70 | S$664.90 | 20 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 9 trips like this one. | S$662.40 | +S$584.00 |
| With pre-existing conditions coverThe cheapest plan that covers them: Singlife, Travel Lite, Group (3 to 20 travellers, adults or children) + Pre-existing Medical Conditions add-on. | S$644.69 | +S$566.29 |
| At least S$500,000 medical coverEtiqa, Tiq Travel Insurance Savvy, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers). | S$127.80 | +S$49.40 |
Why it costs this
- Insurers price by region, not by country: Maldives is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$54.40 for 3 days to S$227.70 for 30 days for these travellers today.
- Four friends pay 4.0 times what one adult pays: insurers price each adult on a group policy, some with a small discount for travelling together.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 2 insurers do not quote these travellers online for this trip: India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Asia Pacific destinations
For four friends, 1 of the 1 other Asia Pacific destinations priced for five days cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$66.40 | MSIG |
| JapanOne week | S$84.00 | MSIG |
| South KoreaOne week | S$84.00 | MSIG |
| TaiwanOne week | S$84.00 | MSIG |
| ChinaOne week | S$84.00 | MSIG |
| IndiaOne week | S$84.00 | MSIG |
| AustraliaTwo weeks | S$129.60 | Etiqa |
| New ZealandTwo weeks | S$129.60 | Etiqa |
Before you buy for Maldives
- Insurers price Maldives in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names Maldives in its exclusions today.
Maldives travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Maldives for every traveller · Compare with your own trip.
Questions people ask
How much is Maldives travel insurance for four friends?
From S$78.40 at MSIG (TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)) on today's prices for four adults on one group policy, 5 days in the Maldives, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$193.52, across 20 insurers.
How much more do four friends pay than one adult for Maldives?
4.0 times, at the cheapest insurer today: S$78.40 against S$19.60 for one adult on the same trip.
What is the cheapest Maldives plan for four friends with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, each adult priced (2 to 10 adults), S$153.60 today, with S$500,000 overseas medical cover and S$12,500 trip cancellation.
How much is it for two weeks or a month in the Maldives?
For four adults on one group policy, from S$129.60 for 14 days and S$227.70 for 30 days at the cheapest insurer today.
Do insurers exclude the Maldives?
None of the insurers we compare names Maldives in its exclusions today. Maldives is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to Maldives?
A year of Asia Pacific trips for four friends costs from S$662.40 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 9 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Which insurers do not quote four friends online for Maldives?
India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).