Typical travel insurance quotes
Maldives travel insurance for a family of four
What travel insurance costs today for two adults and two children, on 5 days in the Maldives, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for five days in the Maldives for a family of four (two adults and two children) costs from S$44.00 (GST included) at Allianz Travel, Allianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$368.42 at India International.
- The middle of 22 insurers' cheapest plans is S$112.40.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00.
- A family of four pays 2.2 times what one adult pays (S$19.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$44.00 | S$200,000 | S$1,500 | S$1,000 |
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$46.20 | S$50,000 | Not covered | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$47.09 | S$200,000 | S$5,000 | S$2,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 2 children) | S$70.54 | S$150,000 | S$5,000 | S$3,000 |
| SompoEssential, Family plan (2 adults and children) | S$71.40 | S$200,000 | S$5,000 | S$1,000 |
| FWDPremium, Family (2 adults and children, one price) | S$81.80 | S$200,000 | S$7,500 | S$3,000 |
| Great AmericanGreat Travel Insurance Classic Family | S$92.65 | S$200,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$93.00 | S$100,000 | S$5,000 | S$1,500 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$96.00 | S$500,000 | S$25,000 | S$5,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$96.10 | S$200,000 | S$5,000 | S$3,000 |
| ERGOERGO TravelProtect Essential (Family) | S$102.30 | S$200,000 | S$10,000 | S$3,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$122.50 | S$250,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$138.00 | S$175,000 | S$2,500 | S$2,500 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$147.35 | S$250,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$152.38 | S$250,000 | S$6,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$161.39 | S$200,000 | S$5,000 | S$3,000 |
| Great EasternBasic (family) | S$178.00 | S$100,000 | S$2,000 | S$2,500 |
| China TaipingLite, Family plan (2 adults and children) | S$180.00 | S$200,000 | S$4,000 | S$2,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$207.00 | S$250,000 | S$3,000 | S$3,500 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$219.00 | S$100,000 | S$3,000 | S$1,000 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$303.11 | S$350,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$368.42 | S$150,000 | S$20,000 | S$6,000 |
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$31.40 | S$98.50 | 22 |
| Five dayscheapest Allianz Travel | S$44.00 | S$112.40 | 22 |
| One weekcheapest Etiqa | S$54.34 | S$143.44 | 22 |
| Ten dayscheapest Etiqa | S$63.13 | S$159.99 | 22 |
| Two weekscheapest Etiqa | S$74.52 | S$201.57 | 22 |
| 21 dayscheapest Etiqa | S$99.36 | S$285.25 | 22 |
| 30 dayscheapest Etiqa | S$130.93 | S$350.45 | 22 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 9 trips like this one. | S$363.60 | +S$319.60 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$122.50 | +S$78.50 |
| At least S$500,000 medical coverEtiqa, Tiq Travel Insurance Savvy, Family cover (1 or 2 adults with 1 to 5 children). | S$73.48 | +S$29.48 |
Why it costs this
- Insurers price by region, not by country: Maldives is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$31.40 for 3 days to S$130.93 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of four pays 2.2 times what one adult pays, not 4 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz Travel has been cheapest throughout.
Other Asia Pacific destinations
For a family of four, 1 of the 1 other Asia Pacific destinations priced for five days cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$38.00 | MSIG |
| JapanOne week | S$48.40 | MSIG |
| South KoreaOne week | S$48.40 | MSIG |
| TaiwanOne week | S$48.40 | MSIG |
| ChinaOne week | S$48.40 | MSIG |
| IndiaOne week | S$48.40 | MSIG |
| AustraliaTwo weeks | S$74.52 | Etiqa |
| New ZealandTwo weeks | S$74.52 | Etiqa |
Before you buy for Maldives
- Insurers price Maldives in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names Maldives in its exclusions today.
Maldives travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Maldives for every traveller · Compare with your own trip.
Questions people ask
How much is Maldives travel insurance for a family of four?
From S$44.00 at Allianz Travel (Allianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults)) on today's prices for two adults and two children, 5 days in the Maldives, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$112.40, across 22 insurers.
How much more does a family of four pay than one adult for Maldives?
2.2 times, at the cheapest insurer today: S$44.00 against S$19.60 for one adult on the same trip.
What is the cheapest Maldives plan for a family of four with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in the Maldives?
For two adults and two children, from S$74.52 for 14 days and S$130.93 for 30 days at the cheapest insurer today.
Do insurers exclude the Maldives?
None of the insurers we compare names Maldives in its exclusions today. Maldives is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to Maldives?
A year of Asia Pacific trips for a family of four costs from S$363.60 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 9 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz Travel has been cheapest throughout.