Typical travel insurance quotes
Japan travel insurance for four friends
What travel insurance costs today for four adults on one group policy, on 7 days in Japan, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for one week in Japan for four friends (four adults on one group policy) costs from S$84.00 (GST included) at MSIG, TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers), with COVID-19 cover where the plan offers it; 20 insurers quote it online, up to S$370.40 at Allianz.
- The middle of 20 insurers' cheapest plans is S$208.00.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, each adult priced (2 to 10 adults), S$153.60.
- Four friends pay 4.0 times what one adult pays (S$21.00).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers) | S$84.00 | S$50,000 | Not covered | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) | S$94.50 | S$200,000 | S$5,000 | S$2,000 |
| Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers) | S$100.80 | S$200,000 | S$1,500 | S$1,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$102.00 | S$200,000 | S$5,000 | S$1,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Group of Adults (3 to 20 adults, no children) | S$102.40 | S$150,000 | S$5,000 | S$3,000 |
| ERGOERGO TravelProtect Essential | S$124.20 | S$200,000 | S$10,000 | S$3,000 |
| QBETravel Prestige Standard Plus, each adult priced (2 to 10 adults) | S$153.60 | S$500,000 | S$12,500 | S$4,000 |
| FWDPremium, Couple or Group (each traveller priced, 5% off the plan from 6; 2 to 7 travellers) | S$159.20 | S$200,000 | S$7,500 | S$3,000 |
| Great EasternBasic (per traveller) | S$160.00 | S$100,000 | S$2,000 | S$2,500 |
| EQ InsuranceEQ TravelSafe Basic, Group of Adults (3 to 10 adults, no children) | S$200.00 | S$250,000 | S$6,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Group policy (each adult priced; 2 to 10 adults) | S$216.00 | S$175,000 | S$2,500 | S$2,500 |
| ChubbEconomy, Group (each traveller priced; 3 to 8 adults) | S$218.00 | S$250,000 | S$3,000 | S$3,500 |
| Great AmericanGreat Travel Insurance Classic, each adult priced (2 to 10 adults) | S$226.72 | S$200,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Group/Couple plan (each traveller priced; 3 to 10 travellers) | S$232.00 | S$100,000 | S$5,000 | S$1,500 |
| StarrTraveLead Bronze, Group plan (each traveller priced; 2 to 14 travellers) | S$233.36 | S$200,000 | S$5,000 | S$3,000 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$252.00 | S$200,000 | S$4,000 | S$2,000 |
| UOIUniTravel Value, Group plan (each traveller priced; 3 to 8 travellers) | S$272.00 | S$100,000 | S$3,000 | S$1,000 |
| SinglifeTravel Lite, Group (3 to 20 travellers, adults or children) | S$274.76 | S$250,000 | S$5,000 | S$3,000 |
| IncomeClassic (each traveller priced) | S$337.24 | S$350,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Group policy (3 to 20 travellers, each priced) | S$370.40 | S$200,000 | S$5,000 | S$3,000 |
No online price for these travellers: India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$48.80 | S$133.00 | 20 |
| Five dayscheapest MSIG | S$66.40 | S$167.50 | 20 |
| One weekcheapest MSIG | S$84.00 | S$208.00 | 20 |
| Ten dayscheapest Etiqa | S$109.80 | S$242.50 | 20 |
| Two weekscheapest Etiqa | S$129.60 | S$300.00 | 20 |
| 21 dayscheapest Etiqa | S$172.80 | S$411.00 | 20 |
| 30 dayscheapest Etiqa | S$227.70 | S$514.00 | 20 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 8 trips like this one. | S$662.40 | +S$578.40 |
| With pre-existing conditions coverThe cheapest plan that covers them: Income, Enhanced PreX Basic (each traveller priced). | S$499.72 | +S$415.72 |
| At least S$500,000 medical coverSompo, Superior, Group plan (each traveller priced; 2 to 9 travellers). | S$128.40 | +S$44.40 |
Why it costs this
- Insurers price by region, not by country: Japan is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$48.80 for 3 days to S$227.70 for 30 days for these travellers today.
- Four friends pay 4.0 times what one adult pays: insurers price each adult on a group policy, some with a small discount for travelling together.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 2 insurers do not quote these travellers online for this trip: India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Asia Pacific destinations
For four friends, none of the 14 other Asia Pacific destinations priced for one week costs less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$66.40 | MSIG |
| MaldivesFive days | S$78.40 | MSIG |
| South KoreaOne week | S$84.00 | MSIG |
| TaiwanOne week | S$84.00 | MSIG |
| ChinaOne week | S$84.00 | MSIG |
| IndiaOne week | S$84.00 | MSIG |
| AustraliaTwo weeks | S$129.60 | Etiqa |
| New ZealandTwo weeks | S$129.60 | Etiqa |
Before you buy for Japan
- Insurers price Japan in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names Japan in its exclusions today.
Japan travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Japan for every traveller · Compare with your own trip.
Questions people ask
How much is Japan travel insurance for four friends?
From S$84.00 at MSIG (TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)) on today's prices for four adults on one group policy, 7 days in Japan, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$208.00, across 20 insurers.
How much more do four friends pay than one adult for Japan?
4.0 times, at the cheapest insurer today: S$84.00 against S$21.00 for one adult on the same trip.
What is the cheapest Japan plan for four friends with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, each adult priced (2 to 10 adults), S$153.60 today, with S$500,000 overseas medical cover and S$12,500 trip cancellation.
How much is it for two weeks or a month in Japan?
For four adults on one group policy, from S$129.60 for 14 days and S$227.70 for 30 days at the cheapest insurer today.
Do insurers exclude Japan?
None of the insurers we compare names Japan in its exclusions today. Japan is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to Japan?
A year of Asia Pacific trips for four friends costs from S$662.40 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 8 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Which insurers do not quote four friends online for Japan?
India International (This insurer has no online price for this combination of adults and children); Liberty (This insurer has no online price for this combination of adults and children).