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Home insurance for a condo owner, S$15,000 contents: compare insurers and buy online

Condo, owner, S$15,000 contents

As of 12 Nov 2026 (Singapore time)

Compare home insurance for the owner of a condo with S$15,000 of belongings from 20 insurers on this page: S$54.50 to S$401.94 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest home insurance for the owner of a condo with S$15,000 of belongings is S$54.50 a year (GST included) at Sompo, HomeMax for condo owners (your contents sum, plus renovations S$60,000) (as at 9 Oct 2026); 20 insurers price it online, up to S$401.94 (as at 12 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/home/condo-owner-15k

Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • Sompo is cheapest for these answers today, at S$54.50 for its HomeMax for condo owners (your contents sum, plus renovations S$60,000) plan.
  • 20 insurers price it; the dearest of them, Income, asks at least S$238.86, S$184.36 more.

What we assumed

  • Condo, owner-occupied
  • S$15,000 contents
  • No claims in 3 years

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
SompoHomeMax for condo owners (your contents sum, plus renovations S$60,000)Buy NowHomeMax for condo owners (your contents sum, plus renovations S$60,000)S$70.30S$54.50S$100.009 Oct 2026
SompoHomeVital for condo owners (your contents sum, plus renovations S$60,000)Buy NowHomeVital for condo owners (your contents sum, plus renovations S$60,000)S$54.50S$0.009 Oct 2026
MSIGHomeEasy Silver (owner or landlord)Buy NowHomeEasy Silver (owner or landlord)S$73.03S$58.42S$0.0011 Oct 2026
EQ InsuranceEQ HomeGUARD PLUS EssentialBuy NowEQ HomeGUARD PLUS EssentialS$65.40S$100.005 Oct 2026
Great EasternValueBuy NowValueS$70.85S$100.0017 Oct 2026
AIGHomes Essential (HDB and condominium only)Buy NowHomes Essential (HDB and condominium only)S$75.76S$0.0012 Oct 2026
LibertyLiberty HomeCare Plan ABuy NowLiberty HomeCare Plan AS$76.30S$100.009 Oct 2026
SinglifeHome Lite (S$35,000 contents)Buy NowHome Lite (S$35,000 contents)S$81.21S$0.005 Oct 2026
ERGOERGO HomeSecure Custom (contents only, no building or renovation cover)Buy NowERGO HomeSecure Custom (contents only, no building or renovation cover)S$81.75S$100.0020 Oct 2026
FWDFWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)Buy NowFWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)S$91.20S$0.0015 Oct 2026
UOIUniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)Buy NowUniHome Insurance, condominium or apartment (contents only, no renovation cover, no building cover)S$91.45S$100.0011 Oct 2026
MSIGEnhanced HomePlus StandardBuy NowEnhanced HomePlus StandardS$120.99S$96.79S$0.0011 Oct 2026
AllianzHome Protect Silver (S$40,000 contents, S$60,000 renovations)Buy NowHome Protect Silver (S$40,000 contents, S$60,000 renovations)S$98.10S$100.0012 Oct 2026
MSIGHomeEasy Gold (owner or landlord)Buy NowHomeEasy Gold (owner or landlord)S$124.81S$99.84S$0.0011 Oct 2026
EtiqaTiq Home Insurance (condominium, owner)Buy NowTiq Home Insurance (condominium, owner)S$137.80S$103.35code TIQHOME25PLUSS$0.0019 Oct 2026
ECICSHome Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy NowHome Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)S$105.73S$0.009 Oct 2026
EQ InsuranceEQ HomeGUARD PLUS DeluxeBuy NowEQ HomeGUARD PLUS DeluxeS$109.00S$100.005 Oct 2026
LonpacHome Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy NowHome Protection, contents cover (owner occupied; free S$1m family liability and family PA)S$109.00S$100.0011 Oct 2026
UOIUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover)Buy NowUniHome Insurance, condominium or apartment (your contents sum, renovations S$100,000, no building cover)S$118.70S$100.0011 Oct 2026
Great AmericanGreat Home Insurance Standard (S$30,000 contents)Buy NowGreat Home Insurance Standard (S$30,000 contents)S$119.90Not published17 Oct 2026
ERGOERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$1,000,000Buy NowERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$1,000,000S$119.90S$100.0020 Oct 2026
HL AssuranceHome ProtectLite (annual)Buy NowHome ProtectLite (annual)S$121.11S$0.008 Oct 2026
ChubbDBS myHome Protect II Classic (underwritten by Chubb)Buy NowDBS myHome Protect II Classic (underwritten by Chubb)S$122.12S$0.0015 Oct 2026
India Internationali-Home (your contents sum, plus fixtures and renovations S$50,000)Buy Nowi-Home (your contents sum, plus fixtures and renovations S$50,000)S$128.08S$0.0010 Oct 2026
LibertyLiberty HomeCare Plan BBuy NowLiberty HomeCare Plan BS$130.80S$100.009 Oct 2026
SinglifeHome Standard (S$50,000 contents)Buy NowHome Standard (S$50,000 contents)S$139.12S$0.005 Oct 2026
MSIGEnhanced HomePlus SuperiorBuy NowEnhanced HomePlus SuperiorS$179.85S$143.88S$0.0011 Oct 2026
HL AssuranceHome Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)Buy NowHome Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums)S$290.77S$145.38S$350.008 Oct 2026
Great AmericanGreat Home Insurance Ultimate (your contents sum, S$200,000 renovations)Buy NowGreat Home Insurance Ultimate (your contents sum, S$200,000 renovations)S$149.88Not published17 Oct 2026
AllianzHome Protect Gold (S$60,000 contents, S$90,000 renovations)Buy NowHome Protect Gold (S$60,000 contents, S$90,000 renovations)S$153.69S$100.0012 Oct 2026
QBEHome Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy NowHome Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)S$163.50S$100.0011 Oct 2026
EQ InsuranceEQ HomeGUARD PLUS SuperiorBuy NowEQ HomeGUARD PLUS SuperiorS$163.50S$100.005 Oct 2026
Great EasternSuperiorBuy NowSuperiorS$163.51S$100.0017 Oct 2026
MSIGEnhanced HomePlus UltimateBuy NowEnhanced HomePlus UltimateS$237.62S$190.10S$0.0011 Oct 2026
LibertyLiberty HomeCare Plan CBuy NowLiberty HomeCare Plan CS$196.20S$100.009 Oct 2026
ERGOERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$2,000,000Buy NowERGO HomeSecure Custom (contents only, no building or renovation cover) with personal liability raised to S$2,000,000S$196.20S$100.0020 Oct 2026
Great AmericanGreat Home Insurance Classic (S$50,000 contents)Buy NowGreat Home Insurance Classic (S$50,000 contents)S$201.65Not published17 Oct 2026
AIGHomes Advantage Package Classic (contents S$20,000, building S$85,000)Buy NowHomes Advantage Package Classic (contents S$20,000, building S$85,000)S$203.56S$100.0012 Oct 2026
LibertyLiberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that)Buy NowLiberty HomeCare Top-up Plan with personal liability raised to S$1,000,000 (Plan C's S$50,000 contents, topped up to your sum above that)S$223.45S$100.009 Oct 2026
ChubbDBS myHome Protect II Premium (underwritten by Chubb)Buy NowDBS myHome Protect II Premium (underwritten by Chubb)S$226.76S$0.0015 Oct 2026
IncomeEnhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)Buy NowEnhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)S$238.86S$0.0020 Oct 2026
ERGOERGO HomeSecure Smart or Enhanced (plan by property type and contents sum)Buy NowERGO HomeSecure Smart or Enhanced (plan by property type and contents sum)S$243.62S$100.0020 Oct 2026
SinglifeHome Plus (S$100,000 contents)Buy NowHome Plus (S$100,000 contents)S$243.89S$0.005 Oct 2026
HL AssuranceHome Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums)Buy NowHome Protect360 Gold (S$200,000 contents; annual, 12 monthly premiums)S$508.68S$254.34S$350.008 Oct 2026
Great AmericanGreat Home Insurance Elite (S$60,000 contents)Buy NowGreat Home Insurance Elite (S$60,000 contents)S$272.50Not published17 Oct 2026
AllianzHome Protect Platinum (S$100,000 contents, S$150,000 renovations)Buy NowHome Protect Platinum (S$100,000 contents, S$150,000 renovations)S$273.59S$100.0012 Oct 2026
ERGOERGO HomeSecure Smart or Enhanced with personal liability raised to S$1,000,000 (plan by property type and contents sum)Buy NowERGO HomeSecure Smart or Enhanced with personal liability raised to S$1,000,000 (plan by property type and contents sum)S$281.77S$100.0020 Oct 2026
AIGHomes Advantage Package Superior (contents S$35,000, building S$135,000)Buy NowHomes Advantage Package Superior (contents S$35,000, building S$135,000)S$290.76S$100.0012 Oct 2026
ChubbDBS myHome Protect II Ultimate (underwritten by Chubb)Buy NowDBS myHome Protect II Ultimate (underwritten by Chubb)S$296.44S$0.0015 Oct 2026
IncomeHome Ultimate Protect, condo (all risks; S$390,000 building and S$150,000 renovations included)Buy NowHome Ultimate Protect, condo (all risks; S$390,000 building and S$150,000 renovations included)S$320.46S$100.0020 Oct 2026
HL AssuranceHome Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums)Buy NowHome Protect360 Platinum (S$300,000 contents; annual, 12 monthly premiums)S$712.21S$356.10S$350.008 Oct 2026
ERGOERGO HomeSecure Smart or Enhanced with personal liability raised to S$2,000,000 (plan by property type and contents sum)Buy NowERGO HomeSecure Smart or Enhanced with personal liability raised to S$2,000,000 (plan by property type and contents sum)S$358.07S$100.0020 Oct 2026
Great EasternPremierBuy NowPremierS$381.50S$100.0017 Oct 2026
AIGHomes Advantage Package Premier (contents S$50,000, building S$225,000)Buy NowHomes Advantage Package Premier (contents S$50,000, building S$225,000)S$401.94S$100.0012 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

How the price changes

The lowest price today when one answer changes. Every other answer stays as above.

ChangeLowest priceAgainst this pageInsurers
A tenant instead of an ownerS$43.60Buy NowMSIGS$10.90 less20
S$30,000 of belongingsS$54.50Buy NowSompothe same20

Insurers with no online price for this example

Every insurer we compare that prices home insurance online gives a price for this example.

Some insurers give prices only through their agents; they are on our insurer list.

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/home/prices?occupancy=owner&propertyType=condo&contentsSum=15000

Home insurance price by home and cover for belongings

The lowest yearly price today for each home and sum of belongings, GST included, and the insurer that offers it, for a home with no claims in the last three years. An owner's plan also covers renovations, fixtures and fittings; a tenant's covers belongings and liability only (the landlord insures the building). The number of rooms does not change the price at any insurer we compare. Open a price for every insurer's price for that home, with each plan's renovation and liability cover.

With at least S$100,000 of renovation cover (owners)

The lowest yearly price today for a plan that covers at least S$100,000 of renovations, fixtures and fittings (a plan that states one limit for belongings and renovations together counts that limit).

With at least S$1,000,000 of personal liability

The lowest yearly price today for a plan that covers at least S$1,000,000 of your legal liability to others (someone hurt in your home, water leaking into a neighbour's flat).

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is home insurance for a 4-room HDB flat?

S$67.85 a year, from Sompo: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

What is the cheapest home insurance for an HDB flat in Singapore?

S$43.10 a year, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$30,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for a new BTO flat with S$100,000 of renovation?

S$75.76 a year with at least S$100,000 of renovation cover, from AIG: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$67.85 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".

How much is home insurance for someone renting an HDB flat?

S$35.97 a year, from Income: the lowest price, GST included, for a tenant in an HDB flat insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for a 5-room HDB flat with S$100,000 of belongings?

S$75.76 a year, from AIG: the lowest price, GST included, for the owner of an HDB flat insuring S$100,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for a condo?

S$73.58 a year, from Sompo: the lowest price, GST included, for the owner of a condo insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for a condo tenant?

S$43.60 a year, from MSIG: the lowest price, GST included, for a tenant in a condo insuring S$30,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is condo home insurance with renovation cover?

S$75.76 a year with at least S$100,000 of renovation cover, from AIG: the lowest price, GST included, for the owner of a condo insuring S$100,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".

How much is home insurance for a landed house?

S$120.99 a year, from Sompo: the lowest price, GST included, for the owner of a landed house insuring S$100,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for renting a landed house?

S$58.86 a year, from Sompo: the lowest price, GST included, for a tenant in a landed house insuring S$60,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance with S$1 million personal liability?

S$71.22 a year with at least S$1,000,000 of personal liability, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$60,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$67.85 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$1,000,000 of personal liability".

How much is contents insurance for a tenant with S$15,000 of belongings?

S$43.60 a year, from MSIG: the lowest price, GST included, for a tenant in a condo insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is the cheapest home contents insurance?

S$35.97 a year, from Income: the lowest price, GST included, for the owner of an HDB flat insuring S$15,000 of belongings, of the 20 insurers we compare that price it online, on 12 Nov 2026. Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "Home insurance price by home and cover for belongings".

How much is home insurance for a landed house with S$100,000 of renovation cover?

S$145.38 a year with at least S$100,000 of renovation cover, from HL Assurance: the lowest price, GST included, for the owner of a landed house insuring S$100,000 of belongings, of the 19 insurers we compare that price it online, on 12 Nov 2026; without that cover, from S$120.99 (Sompo). Assumed: no claims in the last three years; the number of rooms does not change the price. Every insurer's price is one link away in the table "With at least S$100,000 of renovation cover (owners)".

How much is home insurance for condo, owner, S$15,000 contents?

Today, 20 insurers price this, from S$54.50 to S$401.94 (as at 9 Oct 2026). The cheapest is Sompo HomeMax for condo owners (your contents sum, plus renovations S$60,000) at S$54.50 (as at 9 Oct 2026). All prices include 9% GST.

What do these prices assume?

Condo, owner-occupied. S$15,000 contents. No claims in 3 years.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.