Home insurance
How much is home insurance for a landed house?
The lowest and typical yearly price today for a landed house, owner or tenant, by the belongings you insure, and against other homes, GST included. Not every insurer prices a landed house online.
Compare every insurer we price for an HDB flat, owner on one page: https://shentonbrokers.com/prices/home/hdb-4-room-owner-60k
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/landed-home-insurance
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, home insurance for the owner of a landed house with S$60,000 of belongings costs from S$81.75 a year (Sompo), against S$67.85 for an HDB flat, GST included. 19 insurers price the landed house online and 20 the flat.
Landed house owner, by belongings
Landed house tenant, by belongings
Against other homes
Compare home insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for HDB flat, owner, S$60,000 contents, lowest premium first.
- Sompo, HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- AIG, Homes Essential (HDB and condominium only): https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303
- Etiqa, Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- Income, Enhanced Home Insurance, HDB flat (building and S$60,000 renovations included): https://shentonbrokers.com/go/buy/home/income/hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, HomeEasy Gold (owner or landlord): https://shentonbrokers.com/go/msig/home-homeeasy
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
- ERGO, ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum): https://shentonbrokers.com/go/buy/home/ergo/homesecure?occupancy=owner&propertyType=hdb&contentsSum=60000
- HL Assurance, Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Liberty, Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum): https://shentonbrokers.com/go/buy/home/liberty/top-up?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great American, Great Home Insurance Elite (S$60,000 contents): https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=owner&propertyType=hdb&contentsSum=60000
Questions people ask
How much is home insurance for a landed house owner?
The owner of a landed house. S$30,000: from S$54.50 a year (Sompo); S$60,000: from S$81.75 a year (Sompo); S$100,000: from S$120.99 a year (Sompo). Today's prices, GST included.
How much is home insurance for a tenant in a landed house?
A tenant in a landed house. S$30,000: from S$54.50 a year (Sompo); S$60,000: from S$58.86 a year (Sompo); S$100,000: from S$98.10 a year (Sompo). Today's prices, GST included.
Does a landed house cost more to insure than an HDB flat?
An owner with S$60,000 of belongings. HDB flat: from S$67.85 a year (Sompo); Condo: from S$73.58 a year (Sompo); Landed house: from S$81.75 a year (Sompo). Today's prices, GST included.
How much cover for belongings do I need?
Enough to replace your furniture, appliances, clothes and valuables new. The tables show what each step costs today.