Home insurance
How much is home insurance for a condo?
The lowest and typical yearly price today for a condo, owner or tenant, by the belongings you insure, and against other homes, GST included.
Compare every insurer we price for an HDB flat, owner on one page: https://shentonbrokers.com/prices/home/hdb-4-room-owner-60k
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/condo-home-insurance
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, home insurance for a condo owner with S$60,000 of belongings costs from S$73.58 a year (Sompo), and for a condo tenant with S$30,000 from S$43.60 (MSIG), GST included.
Condo owner, by belongings
Condo tenant, by belongings
Against other homes
Compare home insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for HDB flat, owner, S$60,000 contents, lowest premium first.
- Sompo, HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- AIG, Homes Essential (HDB and condominium only): https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303
- Etiqa, Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- Income, Enhanced Home Insurance, HDB flat (building and S$60,000 renovations included): https://shentonbrokers.com/go/buy/home/income/hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, HomeEasy Gold (owner or landlord): https://shentonbrokers.com/go/msig/home-homeeasy
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
- ERGO, ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum): https://shentonbrokers.com/go/buy/home/ergo/homesecure?occupancy=owner&propertyType=hdb&contentsSum=60000
- HL Assurance, Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Liberty, Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum): https://shentonbrokers.com/go/buy/home/liberty/top-up?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great American, Great Home Insurance Elite (S$60,000 contents): https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=owner&propertyType=hdb&contentsSum=60000
Questions people ask
How much is home insurance for a condo owner?
The owner of a condo. S$30,000: from S$54.50 a year (Sompo); S$60,000: from S$73.58 a year (Sompo); S$100,000: from S$75.76 a year (AIG). Today's prices, GST included.
How much is home insurance for a condo tenant?
A tenant in a condo. S$15,000: from S$43.60 a year (MSIG); S$30,000: from S$43.60 a year (MSIG); S$60,000: from S$58.86 a year (Sompo). Today's prices, GST included.
Does a condo cost more to insure than an HDB flat?
An owner with S$60,000 of belongings. HDB flat: from S$67.85 a year (Sompo); Condo: from S$73.58 a year (Sompo); Landed house: from S$81.75 a year (Sompo). Today's prices, GST included.
How much cover for belongings do I need?
Enough to replace your furniture, appliances, clothes and valuables new. The tables show what each step costs today.
Does a tenant's policy cover renovations?
No. A tenant insures their own belongings and liability; the renovations belong to the owner, whose policy covers them.