Home insurance
How much is home insurance in Singapore?
The lowest and typical yearly price today by type of home, owner or tenant, and the belongings you insure, GST included.
Compare every insurer we price for an HDB flat, owner on one page: https://shentonbrokers.com/prices/home/hdb-4-room-owner-60k
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/how-much-is-home-insurance
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the lowest price for home insurance in Singapore runs from S$67.85 a year (HDB flat, Sompo) to S$81.75 (Landed house), GST included.
By type of home
Owner or tenant
By belongings insured
Compare home insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for HDB flat, owner, S$60,000 contents, lowest premium first.
- Sompo, HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
- AIG, Homes Essential (HDB and condominium only): https://www.aig.sg/home/solutions/personal/home-insurance/homes-essential?pc=030303
- Etiqa, Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
- Income, Enhanced Home Insurance, HDB flat (building and S$60,000 renovations included): https://shentonbrokers.com/go/buy/home/income/hdb-owner?occupancy=owner&propertyType=hdb&contentsSum=60000
- MSIG, HomeEasy Gold (owner or landlord): https://shentonbrokers.com/go/msig/home-homeeasy
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
- ERGO, ERGO HomeSecure Smart or Enhanced (plan by property type and contents sum): https://shentonbrokers.com/go/buy/home/ergo/homesecure?occupancy=owner&propertyType=hdb&contentsSum=60000
- HL Assurance, Home Protect360 Silver (S$100,000 contents; annual, 12 monthly premiums): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Liberty, Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum): https://shentonbrokers.com/go/buy/home/liberty/top-up?occupancy=owner&propertyType=hdb&contentsSum=60000
- Great American, Great Home Insurance Elite (S$60,000 contents): https://shentonbrokers.com/go/buy/home/great-american/elite?occupancy=owner&propertyType=hdb&contentsSum=60000
Questions people ask
How much is home insurance by type of home?
An owner with S$60,000 of belongings. HDB flat: from S$67.85 a year (Sompo); Condo: from S$73.58 a year (Sompo); Landed house: from S$81.75 a year (Sompo). Today's prices, GST included.
How much is home insurance for a tenant?
An HDB flat with S$60,000 of belongings. Owner: from S$67.85 a year (Sompo); Tenant: from S$54.50 a year (Sompo). Today's prices, GST included.
How much does more cover for belongings cost?
The owner of an HDB flat. S$30,000: from S$43.10 a year (Income); S$60,000: from S$67.85 a year (Sompo); S$100,000: from S$75.76 a year (AIG). Today's prices, GST included.
Is this the same as HDB fire insurance?
No. HDB fire insurance covers the flat's structure against fire. Home insurance covers belongings, renovations and liability.