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Personal accident insurance

Personal accident insurance for seniors: the age limit and price at each insurer

Today's lowest and typical yearly price for one adult at each age, S$50,000 cover, an office job, GST included. Fewer insurers sell online at the older ages.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for an office worker on one page: https://shentonbrokers.com/prices/pa/office-worker-200k

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/personal-accident-insurance-for-seniors

Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Each personal accident insurer we compare sets an oldest age for buying online. For one adult it runs from 50 (Chubb) to 75 (Income). On 12 Nov 2026, one adult with S$50,000 cover pays from S$83.97 a year at 65 (HL Assurance), the same lowest price as at 30, GST included. 17 insurers price a 65-year-old online, against 22 at 30.

By age, one adult

One adult, S$50,000 cover, an office job (accountant). Open a row for every insurer's price.
AgeLowestTypicalInsurers
Age 30S$83.97Buy NowHL AssuranceS$153.6922
Age 55S$83.97Buy NowHL AssuranceS$146.0621
Age 60S$83.97Buy NowHL AssuranceS$146.0621
Age 65S$83.97Buy NowHL AssuranceS$146.0617
Age 70S$175.27Buy NowEtiqaS$233.267

Insurers with no online price at the older ages

  • AIG: no online price for age 70. This insurer's online price is for ages up to 65.
  • Allianz: no online price for age 70. This insurer's online price is for ages up to 65.
  • China Taiping: no online price for age 65, age 70. This insurer's online price is for ages up to 64.
  • Chubb: no online price for age 55, age 60, age 65, age 70. This insurer's online price is for ages up to 50.
  • EQ Insurance: no online price for age 70. This insurer's online price is for ages up to 65.
  • ERGO: no online price for age 65, age 70. This insurer's online table has no price at this age.
  • FWD: no online price for age 65, age 70. This insurer's online table has no price at this age.
  • Great American: no online price for age 70. This insurer's online price is for ages up to 65.
  • Great Eastern: no online price for age 70. This insurer's online price is for ages up to 65.
  • HL Assurance: no online price for age 70. This insurer's online price is for ages up to 65.
  • India International: no online price for age 70. This insurer's online table has no price at this age.
  • Liberty: no online price for age 70. This insurer's online price is for ages up to 65.
  • MSIG: no online price for age 65, age 70. This insurer's online table has no price at this age.
  • Sompo: no online price for age 70. This insurer's online table has no price at this age.
  • UOI: no online price for age 70. This insurer's online price is for ages up to 65.

The ages each insurer sells to online

One adult, from each insurer's online table.

  • AIG: 16 to 65 years old.
  • Allianz: 18 to 65 years old; the price changes with age.
  • China Taiping: 15 to 64 years old; the price changes with age.
  • Chubb: up to 50 years old.
  • EQ Insurance: 18 to 65 years old; the price changes with age.
  • ERGO: 16 to 70 years old; the price changes with age.
  • Etiqa: 17 to 70 years old.
  • FWD: 18 to 70 years old; the price changes with age.
  • Great American: 18 to 65 years old; the price changes with age.
  • Great Eastern: 16 to 65 years old; the price changes with age.
  • HL Assurance: 18 to 65 years old.
  • HSBC Life: up to 70 years old; the price changes with age.
  • Income: up to 75 years old.
  • India International: 17 to 70 years old; the price changes with age.
  • Liberty: 18 to 65 years old; the price changes with age.
  • Lonpac: 18 to 70 years old; the price changes with age.
  • MSIG: 18 to 65 years old; the price changes with age.
  • QBE: 18 to 70 years old; the price changes with age.
  • Singlife: 16 to 70 years old; the price changes with age.
  • Sompo: up to 70 years old; the price changes with age.
  • Tokio Marine: 18 to 70 years old; the price changes with age.
  • UOI: 18 to 65 years old; the price changes with age.

Compare personal accident insurance for your own answers.

Buy Now addresses

Each listed insurer's best-value plan for accountant, S$200,000 cover, lowest premium first.

Questions people ask

Which insurers sell personal accident insurance online up to age 70?

In their online tables, Income sell to one adult up to 75.

How much is personal accident insurance for a senior?

One adult, S$50,000 cover, an office job (accountant). Age 30: from S$83.97 a year (HL Assurance); Age 55: from S$83.97 a year (HL Assurance); Age 60: from S$83.97 a year (HL Assurance); Age 65: from S$83.97 a year (HL Assurance); Age 70: from S$175.27 a year (Etiqa). Today's prices, GST included.

Why does the quote form not ask my age?

The quote form prices an adult aged 30, an age at which no insurer we compare adds a loading. The table above prices the older ages from each insurer's own table. The insurer asks your date of birth when you buy; where its table changes the price with age, the price at checkout follows it.