Personal accident insurance
How much is personal accident insurance for children?
Today's lowest and typical yearly price for children on their own, with one parent and with both parents, GST included. Where an adult is on the policy, the cover is S$50,000 and the adult is an accountant.
Compare every insurer we price for an office worker on one page: https://shentonbrokers.com/prices/pa/office-worker-200k
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/personal-accident-insurance-for-children
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the lowest price for personal accident insurance for children in Singapore runs from S$152.60 a year (1 child, Sompo) to S$289.94 (2 children), GST included.
Children on their own
| Children | Lowest | Typical | Insurers |
|---|---|---|---|
| 1 child | S$152.60Buy NowSompo | S$169.17 | 4 |
| 2 children | S$289.94Buy NowSompo | S$321.94 | 4 |
With one parent
| Who | Lowest | Typical | Insurers |
|---|---|---|---|
| A parent and 1 child | S$136.25Buy NowMSIG | S$218.00 | 19 |
| A parent and 2 children | S$146.06Buy NowLiberty | S$259.97 | 19 |
With both parents
| Who | Lowest | Typical | Insurers |
|---|---|---|---|
| A family with 1 child | S$167.95Buy NowHL Assurance | S$339.56 | 20 |
| A family with 2 children | S$167.95Buy NowHL Assurance | S$360.35 | 20 |
Compare personal accident insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for accountant, S$200,000 cover, lowest premium first.
- Great American, Great Personal Accident Insurance Elite (S$200,000) Basic: https://shentonbrokers.com/go/buy/pa/great-american/elite-basic?coverFor=myself&occupation=accountant&sumInsured=200000
- Etiqa, Tiq Personal Accident Enhanced Gold (S$300,000): https://www.tiq.com.sg/buy-online/tiq-personal-accident/quotation/?referral=A501895
- ERGO, ERGO AccidentProtect Essential (S$200,000), Core Cover + Add-on Cover 1: https://shentonbrokers.com/go/buy/pa/ergo/essential-addon1?coverFor=myself&occupation=accountant&sumInsured=200000
- AIG, Sapphire Enhanced Choices Preferred, Basic package (S$200,000): https://www.aig.sg/home/solutions/personal/accident-and-health/sapphire-enhanced?pc=030303
- Sompo, PAStar Elite (S$200,000): https://www.sompo.com.sg/products/pa-star/quotation/GetQuote?p=STI33804
- QBE, PA Prestige Plan B (S$200,000): https://sg-customer.qbe.com/pa/partner/01001305
- MSIG, ProtectionPlus Platinum (S$250,000): https://shentonbrokers.com/go/msig/pa-protectionplus
- Liberty, PACare Plus Enhanced Executive (S$200,000): https://shentonbrokers.com/go/buy/pa/liberty/pacare-executive?coverFor=myself&occupation=accountant&sumInsured=200000
- Income, PA Assurance Classic with infectious disease cover (S$200,000): https://shentonbrokers.com/go/buy/pa/income/classic-infectious?coverFor=myself&occupation=accountant&sumInsured=200000
- HL Assurance, Family Protect360 Premier (S$250,000 an adult): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
Questions people ask
How much is personal accident insurance for a child on their own?
Children insured without an adult on the policy. 1 child: from S$152.60 a year (Sompo); 2 children: from S$289.94 a year (Sompo). Today's prices, GST included.
How much is it with one parent?
One parent and the children. A parent and 1 child: from S$136.25 a year (MSIG); A parent and 2 children: from S$146.06 a year (Liberty). Today's prices, GST included.
How much is it for a family?
Both parents and the children. A family with 1 child: from S$167.95 a year (HL Assurance); A family with 2 children: from S$167.95 a year (HL Assurance). Today's prices, GST included.
Which is cheaper, a child on their own or on a family plan?
Compare the tables: each row is today's lowest price for those people, and a family plan also covers the adults.