Personal accident insurance
How much is personal accident insurance in Singapore?
The lowest and typical yearly price today by the sum insured, your job and who is covered, GST included.
Compare every insurer we price for an office worker on one page: https://shentonbrokers.com/prices/pa/office-worker-200k
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/how-much-is-personal-accident-insurance
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the lowest price for personal accident insurance in Singapore runs from S$83.97 a year (S$50,000, HL Assurance) to S$324.28 (S$500,000), GST included.
By sum insured
By job
| Job | Lowest | Typical | Insurers |
|---|---|---|---|
| Accountant | S$83.97Buy NowHL Assurance | S$153.69 | 22 |
| Nurse | S$83.97Buy NowHL Assurance | S$170.08 | 22 |
| Technician | S$83.97Buy NowHL Assurance | S$230.22 | 20 |
| Delivery rider | S$130.80Buy NowSompo | S$243.59 | 10 |
By who is covered
Compare personal accident insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for accountant, S$200,000 cover, lowest premium first.
- Great American, Great Personal Accident Insurance Elite (S$200,000) Basic: https://shentonbrokers.com/go/buy/pa/great-american/elite-basic?coverFor=myself&occupation=accountant&sumInsured=200000
- Etiqa, Tiq Personal Accident Enhanced Gold (S$300,000): https://www.tiq.com.sg/buy-online/tiq-personal-accident/quotation/?referral=A501895
- ERGO, ERGO AccidentProtect Essential (S$200,000), Core Cover + Add-on Cover 1: https://shentonbrokers.com/go/buy/pa/ergo/essential-addon1?coverFor=myself&occupation=accountant&sumInsured=200000
- AIG, Sapphire Enhanced Choices Preferred, Basic package (S$200,000): https://www.aig.sg/home/solutions/personal/accident-and-health/sapphire-enhanced?pc=030303
- Sompo, PAStar Elite (S$200,000): https://www.sompo.com.sg/products/pa-star/quotation/GetQuote?p=STI33804
- QBE, PA Prestige Plan B (S$200,000): https://sg-customer.qbe.com/pa/partner/01001305
- MSIG, ProtectionPlus Platinum (S$250,000): https://shentonbrokers.com/go/msig/pa-protectionplus
- Liberty, PACare Plus Enhanced Executive (S$200,000): https://shentonbrokers.com/go/buy/pa/liberty/pacare-executive?coverFor=myself&occupation=accountant&sumInsured=200000
- Income, PA Assurance Classic with infectious disease cover (S$200,000): https://shentonbrokers.com/go/buy/pa/income/classic-infectious?coverFor=myself&occupation=accountant&sumInsured=200000
- HL Assurance, Family Protect360 Premier (S$250,000 an adult): https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
Questions people ask
How much is personal accident insurance by sum insured?
One adult, an accountant. S$50,000: from S$83.97 a year (HL Assurance); S$100,000: from S$124.28 a year (Great American); S$200,000: from S$222.08 a year (Great American); S$500,000: from S$324.28 a year (MSIG). Today's prices, GST included.
How much is personal accident insurance by job?
One adult, S$50,000 cover. Accountant: from S$83.97 a year (HL Assurance); Nurse: from S$83.97 a year (HL Assurance); Technician: from S$83.97 a year (HL Assurance); Delivery rider: from S$130.80 a year (Sompo). Today's prices, GST included.
How much is personal accident insurance for a family?
S$50,000 cover, with the adults as accountants. One adult: from S$83.97 a year (HL Assurance); A couple: from S$167.95 a year (HL Assurance); A family with 2 children: from S$167.95 a year (HL Assurance). Today's prices, GST included.
Does a higher sum insured cost in proportion?
Compare the first table: each row is today's lowest price at that sum, and the plan can differ from row to row.