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Typical travel insurance quotes

Thailand travel insurance for a couple

What travel insurance costs today for two adults, on 5 days in Thailand, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, single-trip travel insurance for five days in Thailand for a couple (two adults) costs from S$29.20 (GST included) at MSIG, TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$159.14 at India International.

  • The middle of 22 insurers' cheapest plans is S$80.25.
  • With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners), S$72.96.
  • A couple pays 2.0 times what one adult pays (S$14.60).

Insurer by insurer

Each insurer's cheapest plan for 5 days in Thailand, GST included, with its cover per person as the plan states it.
InsurerPremiumMedicalCancellationBaggage
MSIGTravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)S$29.20S$50,000Not coveredS$1,000
SompoEssential, Group plan (each traveller priced; 2 to 9 travellers)S$29.40S$200,000S$5,000S$1,000
EtiqaTiq Travel Insurance Entry, Married Couple cover (2 adults)S$31.21S$200,000S$5,000S$2,000
HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults)S$36.86S$150,000S$5,000S$3,000
Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers)S$38.40S$200,000S$1,500S$1,000
ERGOERGO TravelProtect EssentialS$44.82S$200,000S$10,000S$3,000
Great AmericanGreat Travel Insurance Classic, each adult priced (2 to 10 adults)S$56.68S$200,000S$5,000S$3,000
FWDPremium, Couple or Group (each traveller priced, 5% off the plan from 6; 2 to 7 travellers)S$63.44S$200,000S$7,500S$3,000
ZurichTravel Guard Direct Basic, Group/Couple plan for two (each traveller priced)S$66.00S$100,000S$5,000S$1,500
QBETravel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners)S$72.96S$500,000S$25,000S$5,000
Great EasternBasic (per traveller)S$80.00S$100,000S$2,000S$2,500
EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children)S$80.50S$250,000S$6,000S$3,000
China TaipingLite, Group (each traveller priced; 2 to 30 travellers)S$82.00S$200,000S$4,000S$2,000
ChubbEconomy, Couple (2 adults)S$84.00S$250,000S$3,000S$3,500
Tokio MarineTM Travel Trust Standard, Group policy (each adult priced; 2 to 10 adults)S$88.00S$175,000S$2,500S$2,500
StarrTraveLead Bronze, Family plan (2 adults, with or without children)S$92.66S$200,000S$5,000S$3,000
SinglifeTravel Lite, Group (2 travellers)S$95.08S$250,000S$5,000S$3,000
LibertyTourCare Plus Standard, Family plan (2 adults, with or without children)S$96.50S$250,000S$5,000S$3,000
UOIUniTravel Value, Group plan for two (each traveller priced)S$98.00S$100,000S$3,000S$1,000
AllianzTravel Protect Silver, two adults (group policy, each priced)S$108.74S$200,000S$5,000S$3,000
IncomeClassic (each traveller priced)S$119.20S$350,000S$5,000S$3,000
India Internationali-Journey Classic, Family plan (2 adults, with or without children)S$159.14S$150,000S$20,000S$6,000

See this quote on the results page.

By trip length

The lowest premium and the middle insurer's lowest (typical) for two adults in Thailand, from 3 days to a month.
TripLowestTypicalInsurers
Three dayscheapest MSIGS$22.80S$66.0022
Five dayscheapest MSIGS$29.20S$80.2522
One weekcheapest SompoS$35.40S$91.0022
Ten dayscheapest EtiqaS$41.90S$109.7522
Two weekscheapest EtiqaS$49.16S$140.0022
21 dayscheapest EtiqaS$65.83S$197.0022
30 dayscheapest EtiqaS$86.78S$249.0022

What would change the price

Today's lowest price for the same travellers after one change, against S$29.20.
ChangeLowest priceDifference
A year of ASEAN (South East Asia) trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 10 trips like this one.S$268.80+S$239.60
With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children).S$96.50+S$67.30
At least S$500,000 medical coverSompo, Superior, Group plan (each traveller priced; 2 to 9 travellers).S$38.40+S$9.20

Why it costs this

  • Insurers price by region, not by country: Thailand is in their ASEAN (South East Asia) band, so at many insurers it costs the same as other ASEAN (South East Asia) destinations for the same number of days.
  • The number of days comes next: from S$22.80 for 3 days to S$86.78 for 30 days for these travellers today.
  • A couple pays 2.0 times what one adult pays: insurers price each adult, some with a small discount for travelling together.
  • Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.

Other ASEAN (South East Asia) destinations

For a couple, none of the 6 other ASEAN (South East Asia) destinations priced for five days costs less today.

The same travellers on each destination's usual trip, lowest price on 27 Oct 2026.
DestinationLowest priceCheapest insurer
MalaysiaThree daysS$22.80MSIG
Bali and IndonesiaFive daysS$29.20MSIG
PhilippinesFive daysS$29.20MSIG
VietnamOne weekS$35.40Sompo

Before you buy for Thailand

  • Insurers price Thailand in their ASEAN (South East Asia) band; annual cover for ASEAN (South East Asia) covers it too.
  • None of the insurers we compare names Thailand in its exclusions today.

Thailand travel insurance in full: medical cover, travel advice and every plan.

How these prices are worked out

Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.

Thailand for every traveller · Compare with your own trip.

Questions people ask

How much is Thailand travel insurance for a couple?

From S$29.20 at MSIG (TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)) on today's prices for two adults, 5 days in Thailand, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$80.25, across 22 insurers.

How much more does a couple pay than one adult for Thailand?

2.0 times, at the cheapest insurer today: S$29.20 against S$14.60 for one adult on the same trip.

What is the cheapest Thailand plan for a couple with at least S$500,000 medical cover?

QBE Travel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners), S$72.96 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.

How much is it for two weeks or a month in Thailand?

For two adults, from S$49.16 for 14 days and S$86.78 for 30 days at the cheapest insurer today.

Do insurers exclude Thailand?

None of the insurers we compare names Thailand in its exclusions today. Thailand is priced in their ASEAN (South East Asia) band.

Is annual travel insurance cheaper than a single trip to Thailand?

A year of ASEAN (South East Asia) trips for a couple costs from S$268.80 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 10 trips like this one.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.