Typical travel insurance quotes
China travel insurance for a couple
What travel insurance costs today for two adults, on 7 days in China, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for one week in China for a couple (two adults) costs from S$42.00 (GST included) at MSIG, TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$185.20 at Allianz.
- The middle of 22 insurers' cheapest plans is S$89.00.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners), S$72.96.
- A couple pays 2.0 times what one adult pays (S$21.00).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers) | S$42.00 | S$50,000 | Not covered | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Married Couple cover (2 adults) | S$44.89 | S$200,000 | S$5,000 | S$2,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults) | S$47.12 | S$150,000 | S$5,000 | S$3,000 |
| Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers) | S$50.40 | S$200,000 | S$1,500 | S$1,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$51.00 | S$200,000 | S$5,000 | S$1,000 |
| ERGOERGO TravelProtect Essential | S$62.10 | S$200,000 | S$10,000 | S$3,000 |
| QBETravel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners) | S$72.96 | S$500,000 | S$25,000 | S$5,000 |
| Great AmericanGreat Travel Insurance Classic, each adult priced (2 to 10 adults) | S$74.12 | S$200,000 | S$5,000 | S$3,000 |
| FWDPremium, Couple or Group (each traveller priced, 5% off the plan from 6; 2 to 7 travellers) | S$79.60 | S$200,000 | S$7,500 | S$3,000 |
| Great EasternBasic (per traveller) | S$80.00 | S$100,000 | S$2,000 | S$2,500 |
| ZurichTravel Guard Direct Basic, Group/Couple plan for two (each traveller priced) | S$84.00 | S$100,000 | S$5,000 | S$1,500 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$94.00 | S$200,000 | S$4,000 | S$2,000 |
| ChubbEconomy, Couple (2 adults) | S$106.00 | S$250,000 | S$3,000 | S$3,500 |
| Tokio MarineTM Travel Trust Standard, Group policy (each adult priced; 2 to 10 adults) | S$108.00 | S$175,000 | S$2,500 | S$2,500 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$115.00 | S$250,000 | S$6,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$116.68 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Group plan for two (each traveller priced) | S$136.00 | S$100,000 | S$3,000 | S$1,000 |
| SinglifeTravel Lite, Group (2 travellers) | S$137.38 | S$250,000 | S$5,000 | S$3,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$159.50 | S$250,000 | S$5,000 | S$3,000 |
| IncomeClassic (each traveller priced) | S$168.62 | S$350,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$183.12 | S$150,000 | S$20,000 | S$6,000 |
| AllianzTravel Protect Silver, two adults (group policy, each priced) | S$185.20 | S$200,000 | S$5,000 | S$3,000 |
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$24.40 | S$64.25 | 22 |
| Five dayscheapest MSIG | S$33.20 | S$78.00 | 22 |
| One weekcheapest MSIG | S$42.00 | S$89.00 | 22 |
| Ten dayscheapest Etiqa | S$52.15 | S$118.95 | 22 |
| Two weekscheapest Etiqa | S$61.56 | S$136.00 | 22 |
| 21 dayscheapest Etiqa | S$82.08 | S$195.50 | 22 |
| 30 dayscheapest Etiqa | S$108.16 | S$248.00 | 22 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 7 trips like this one. | S$289.50 | +S$247.50 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$159.50 | +S$117.50 |
| At least S$500,000 medical coverSompo, Superior, Group plan (each traveller priced; 2 to 9 travellers). | S$64.20 | +S$22.20 |
Why it costs this
- Insurers price by region, not by country: China is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$24.40 for 3 days to S$108.16 for 30 days for these travellers today.
- A couple pays 2.0 times what one adult pays: insurers price each adult, some with a small discount for travelling together.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Asia Pacific destinations
For a couple, none of the 14 other Asia Pacific destinations priced for one week costs less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$33.20 | MSIG |
| MaldivesFive days | S$38.90 | Etiqa |
| JapanOne week | S$42.00 | MSIG |
| South KoreaOne week | S$42.00 | MSIG |
| TaiwanOne week | S$42.00 | MSIG |
| IndiaOne week | S$42.00 | MSIG |
| AustraliaTwo weeks | S$61.56 | Etiqa |
| New ZealandTwo weeks | S$61.56 | Etiqa |
Before you buy for China
- Insurers price China in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names China in its exclusions today.
China travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
China for every traveller · Compare with your own trip.
Questions people ask
How much is China travel insurance for a couple?
From S$42.00 at MSIG (TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)) on today's prices for two adults, 7 days in China, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$89.00, across 22 insurers.
How much more does a couple pay than one adult for China?
2.0 times, at the cheapest insurer today: S$42.00 against S$21.00 for one adult on the same trip.
What is the cheapest China plan for a couple with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Couple plan (2 adults who are spouses or partners), S$72.96 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in China?
For two adults, from S$61.56 for 14 days and S$108.16 for 30 days at the cheapest insurer today.
Do insurers exclude China?
None of the insurers we compare names China in its exclusions today. China is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to China?
A year of Asia Pacific trips for a couple costs from S$289.50 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 7 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.