Typical travel insurance quotes
Russia travel insurance for four friends
What travel insurance costs today for four adults on one group policy, on 14 days in Russia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for two weeks in Russia for four friends (four adults on one group policy) costs from S$186.40 (GST included) at MSIG, TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers), with COVID-19 cover where the plan offers it; 10 insurers quote it online, up to S$1,021.88 at Income.
- The middle of 10 insurers' cheapest plans is S$429.34.
- Four friends pay 4.0 times what one adult pays (S$46.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers) | S$186.40 | S$50,000 | Not covered | S$1,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Group of Adults (3 to 20 adults, no children) | S$212.80 | S$150,000 | S$5,000 | S$3,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$237.60 | S$200,000 | S$5,000 | S$1,000 |
| Great AmericanGreat Travel Insurance Classic, each adult priced (2 to 10 adults) | S$274.68 | S$200,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Group policy (each adult priced; 2 to 10 adults) | S$420.00 | S$175,000 | S$2,500 | S$2,500 |
| FWDPremium, Couple or Group (each traveller priced, 5% off the plan from 6; 2 to 7 travellers) | S$438.68 | S$200,000 | S$7,500 | S$3,000 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$476.00 | S$200,000 | S$4,000 | S$2,000 |
| SinglifeTravel Lite, Group (3 to 20 travellers, adults or children) | S$601.84 | S$250,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Group plan (each traveller priced; 3 to 8 travellers) | S$692.00 | S$100,000 | S$3,000 | S$1,000 |
| IncomeClassic (each traveller priced) | S$1,021.88 | S$350,000 | S$5,000 | S$3,000 |
No online price for these travellers: Allianz (This insurer doesn’t cover trips to Russia); Allianz Travel (This insurer doesn’t cover trips to Russia); Chubb (This insurer doesn’t cover trips to Russia); EQ Insurance (This insurer doesn’t cover trips to Russia); ERGO (This insurer doesn’t cover trips to Russia); Etiqa (This insurer doesn’t cover trips to Russia); Great Eastern (This insurer doesn’t cover trips to Russia); India International (This insurer doesn’t cover trips to Russia); Liberty (This insurer doesn’t cover trips to Russia); QBE (This insurer doesn’t cover trips to Russia); Starr (This insurer doesn’t cover trips to Russia); Zurich (This insurer doesn’t cover trips to Russia).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$54.40 | S$174.28 | 10 |
| Five dayscheapest MSIG | S$78.40 | S$238.54 | 10 |
| One weekcheapest MSIG | S$102.40 | S$299.96 | 10 |
| Ten dayscheapest MSIG | S$138.40 | S$345.10 | 10 |
| Two weekscheapest MSIG | S$186.40 | S$429.34 | 10 |
| 21 dayscheapest MSIG | S$270.40 | S$552.16 | 10 |
| 30 dayscheapest HL Assurance | S$364.80 | S$691.84 | 10 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Worldwide trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 7 trips like this one. | S$1,248.00 | +S$1,061.60 |
| With pre-existing conditions coverThe cheapest plan that covers them: Income, Enhanced PreX Basic (each traveller priced). | S$1,277.96 | +S$1,091.56 |
| At least S$500,000 medical coverMSIG, TravelEasy Flex Elite Flex, Group cover (adults and children each priced, group discount from 3 travellers; 2 to 20 travellers). | S$278.92 | +S$92.52 |
Why it costs this
- Insurers price by region, not by country: Russia is in their Worldwide band, so at many insurers it costs the same as other Worldwide destinations for the same number of days.
- The number of days comes next: from S$54.40 for 3 days to S$364.80 for 30 days for these travellers today.
- Four friends pay 4.0 times what one adult pays: insurers price each adult on a group policy, some with a small discount for travelling together.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 10 insurers name Russia in their exclusions; see the wording below.
- 12 insurers do not quote these travellers online for this trip: Allianz (This insurer doesn’t cover trips to Russia); Allianz Travel (This insurer doesn’t cover trips to Russia); Chubb (This insurer doesn’t cover trips to Russia); EQ Insurance (This insurer doesn’t cover trips to Russia); ERGO (This insurer doesn’t cover trips to Russia); Etiqa (This insurer doesn’t cover trips to Russia); Great Eastern (This insurer doesn’t cover trips to Russia); India International (This insurer doesn’t cover trips to Russia); Liberty (This insurer doesn’t cover trips to Russia); QBE (This insurer doesn’t cover trips to Russia); Starr (This insurer doesn’t cover trips to Russia); Zurich (This insurer doesn’t cover trips to Russia).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Worldwide destinations
For four friends, 29 of the 168 other Worldwide destinations priced for two weeks cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| TurkeyTen days | S$109.80 | Etiqa |
| EuropeTwo weeks | S$186.40 | MSIG |
| United KingdomTwo weeks | S$186.40 | MSIG |
| USATwo weeks | S$186.40 | MSIG |
Before you buy for Russia
- Insurers price Russia in their Worldwide band; annual cover for Worldwide covers it too.
- 10 of the insurers we compare name Russia in their exclusions:
- Allianz: “Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)”
- Allianz Travel: “...istan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (the site does not sell them)”
- Chubb: “No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)”
- ERGO: “...stan, the Democratic Republic of Congo, Iran, Iraq, Sudan, South Sudan, Libya, Somalia, North Korea, Belarus, Russia, Ukraine, Palestine, Syria, Lebanon, Israel (with Gaza, the West Bank and the Golan Heights), Jordan, K...”
- Etiqa: “Destinations Tiq does not sell cover for: Afghanistan, both Congos, Cuba, Iran, Iraq, Israel, Liberia, Libya, North Korea, Palestine, Russia, Somalia, Sudan, South Sudan, Syria, Ukraine and Yemen”
- Great Eastern: “Travel in, to or through sanctioned countries (Afghanistan, Belarus, Cuba, Iran, North Korea, Russia, Syria and others) or any country the Ministry of Foreign Affairs of Singapore advises against travelling to”
- Liberty: “...Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Kherson, Luhansk and Zaporizhzhia regions of Ukraine...”
- QBE: “...Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Ukraine (including Crimea), Vanuatu,...”
- Starr: “No cover for trips to Belarus, Cuba, Iran, North Korea, Russia or Ukraine (Starr's Worldwide area excludes them)”
- Zurich: “No cover for trips to Myanmar, Russia, Belarus, Cuba, Iran, Syria or North Korea (the site does not sell them), or to the Crimea, Donetsk and Luhansk regions of Ukraine”
Russia travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Russia for every traveller · Compare with your own trip.
Questions people ask
How much is Russia travel insurance for four friends?
From S$186.40 at MSIG (TravelEasy Lite, Group cover (each traveller priced; 2 to 20 travellers)) on today's prices for four adults on one group policy, 14 days in Russia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$429.34, across 10 insurers.
How much more do four friends pay than one adult for Russia?
4.0 times, at the cheapest insurer today: S$186.40 against S$46.60 for one adult on the same trip.
How much is it for two weeks or a month in Russia?
For four adults on one group policy, from S$186.40 for 14 days and S$364.80 for 30 days at the cheapest insurer today.
Do insurers exclude Russia?
10 of the insurers we compare name Russia in their exclusions: Allianz, Allianz Travel, Chubb, ERGO, Etiqa, Great Eastern, Liberty, QBE, Starr, Zurich. Read the wording below before you buy.
Is annual travel insurance cheaper than a single trip to Russia?
A year of Worldwide trips for four friends costs from S$1,248.00 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Group plan (each traveller priced; 2 to 20 travellers). It costs as much as 7 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Which insurers do not quote four friends online for Russia?
Allianz (This insurer doesn’t cover trips to Russia); Allianz Travel (This insurer doesn’t cover trips to Russia); Chubb (This insurer doesn’t cover trips to Russia); EQ Insurance (This insurer doesn’t cover trips to Russia); ERGO (This insurer doesn’t cover trips to Russia); Etiqa (This insurer doesn’t cover trips to Russia); Great Eastern (This insurer doesn’t cover trips to Russia); India International (This insurer doesn’t cover trips to Russia); Liberty (This insurer doesn’t cover trips to Russia); QBE (This insurer doesn’t cover trips to Russia); Starr (This insurer doesn’t cover trips to Russia); Zurich (This insurer doesn’t cover trips to Russia).