Typical travel insurance quotes
Nepal travel insurance for a parent and child
What travel insurance costs today for one adult and one child, on 7 days in Nepal, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for one week in Nepal for a parent and child (one adult and one child) costs from S$43.62 (GST included) at HL Assurance, Travel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children), with COVID-19 cover where the plan offers it; 20 insurers quote it online, up to S$371.71 at Allianz.
- The middle of 20 insurers' cheapest plans is S$142.69.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (1 adult and children), S$96.00.
- A parent and child pays 1.7 times what one adult pays (S$25.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children) | S$43.62 | S$150,000 | S$5,000 | S$3,000 |
| MSIGTravelEasy Lite, Adult & Child(ren) cover (1 adult and up to 6 children) | S$46.40 | S$50,000 | Not covered | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers) | S$61.42 | S$200,000 | S$5,000 | S$2,000 |
| SompoEssential, Group plan (each traveller priced; 2 to 9 travellers) | S$72.60 | S$200,000 | S$5,000 | S$1,000 |
| FWDPremium, Family (1 adult and children, one price) | S$91.15 | S$200,000 | S$7,500 | S$3,000 |
| Great AmericanGreat Travel Insurance Classic Family (one parent and children) | S$92.65 | S$200,000 | S$5,000 | S$3,000 |
| QBETravel Prestige Standard Plus, Family plan (1 adult and children) | S$96.00 | S$500,000 | S$25,000 | S$5,000 |
| ZurichTravel Guard Direct Basic, Group/Couple plan for two (each traveller priced) | S$118.00 | S$100,000 | S$5,000 | S$1,500 |
| ERGOERGO TravelProtect Essential (Family) | S$127.37 | S$200,000 | S$10,000 | S$3,000 |
| SinglifeTravel Lite, Group (2 travellers) | S$137.38 | S$250,000 | S$5,000 | S$3,000 |
| Great EasternBasic (per traveller) | S$148.00 | S$100,000 | S$2,000 | S$2,500 |
| LibertyTourCare Plus Standard, Family plan (1 adult and children) | S$159.50 | S$250,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (1 adult and children) | S$175.00 | S$175,000 | S$2,500 | S$2,500 |
| StarrTraveLead Bronze, Family plan (1 adult and children) | S$180.18 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (1 adult and children) | S$186.88 | S$250,000 | S$6,000 | S$3,000 |
| China TaipingLite, Group (each traveller priced; 2 to 30 travellers) | S$192.00 | S$200,000 | S$4,000 | S$2,000 |
| ChubbEconomy, Family plan (1 adult and children) | S$285.00 | S$250,000 | S$3,000 | S$3,500 |
| IncomeClassic (each traveller priced) | S$293.62 | S$350,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (1 adult and children) | S$368.42 | S$150,000 | S$20,000 | S$6,000 |
| AllianzTravel Protect Silver, Family plan (1 adult and up to 8 children) | S$371.71 | S$200,000 | S$5,000 | S$3,000 |
No online price for these travellers: Allianz Travel (This insurer doesn’t cover trips to Nepal); UOI (This insurer doesn’t cover trips to Nepal).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$24.00 | S$101.50 | 20 |
| Five dayscheapest MSIG | S$35.20 | S$120.18 | 20 |
| One weekcheapest HL Assurance | S$43.62 | S$142.69 | 20 |
| Ten dayscheapest HL Assurance | S$50.01 | S$159.99 | 20 |
| Two weekscheapest HL Assurance | S$70.76 | S$202.00 | 20 |
| 21 dayscheapest HL Assurance | S$95.23 | S$292.92 | 20 |
| 30 dayscheapest HL Assurance | S$121.30 | S$382.00 | 20 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 6 trips like this one. | S$248.50 | +S$204.88 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (1 adult and children). | S$159.50 | +S$115.88 |
| At least S$500,000 medical coverMSIG, TravelEasy Flex Elite Flex, Group cover (adults and children each priced, group discount from 3 travellers; 2 to 20 travellers). | S$77.80 | +S$34.18 |
Why it costs this
- Insurers price by region, not by country: Nepal is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$24.00 for 3 days to S$121.30 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a parent and child pays 1.7 times what one adult pays, not 2 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 1 insurer names Nepal in its exclusions; see the wording below.
- 2 insurers do not quote these travellers online for this trip: Allianz Travel (This insurer doesn’t cover trips to Nepal); UOI (This insurer doesn’t cover trips to Nepal).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Other Asia Pacific destinations
For a parent and child, 11 of the 14 other Asia Pacific destinations priced for one week cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$26.62 | Etiqa |
| MaldivesFive days | S$26.62 | Etiqa |
| JapanOne week | S$30.71 | Etiqa |
| South KoreaOne week | S$30.71 | Etiqa |
| TaiwanOne week | S$30.71 | Etiqa |
| ChinaOne week | S$30.71 | Etiqa |
| IndiaOne week | S$30.71 | Etiqa |
| AustraliaTwo weeks | S$42.12 | Etiqa |
Before you buy for Nepal
- Insurers price Nepal in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- 1 of the insurers we compare name Nepal in their exclusions:
- Allianz Travel: “...ver for trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (the s...”
Nepal travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Nepal for every traveller · Compare with your own trip.
Questions people ask
How much is Nepal travel insurance for a parent and child?
From S$43.62 at HL Assurance (Travel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children)) on today's prices for one adult and one child, 7 days in Nepal, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$142.69, across 20 insurers.
How much more does a parent and child pay than one adult for Nepal?
1.7 times, at the cheapest insurer today: S$43.62 against S$25.60 for one adult on the same trip.
What is the cheapest Nepal plan for a parent and child with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (1 adult and children), S$96.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in Nepal?
For one adult and one child, from S$70.76 for 14 days and S$121.30 for 30 days at the cheapest insurer today.
Do insurers exclude Nepal?
1 of the insurers we compare name Nepal in their exclusions: Allianz Travel. Read the wording below before you buy.
Is annual travel insurance cheaper than a single trip to Nepal?
A year of Asia Pacific trips for a parent and child costs from S$248.50 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 6 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a parent and child online for Nepal?
Allianz Travel (This insurer doesn’t cover trips to Nepal); UOI (This insurer doesn’t cover trips to Nepal).