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Typical travel insurance quotes

Australia travel insurance for a parent and child

What travel insurance costs today for one adult and one child, on 14 days in Australia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, single-trip travel insurance for two weeks in Australia for a parent and child (one adult and one child) costs from S$42.12 (GST included) at Etiqa, Tiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$327.00 at India International.

  • The middle of 22 insurers' cheapest plans is S$164.00.
  • With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (1 adult and children), S$150.00.
  • A parent and child pays 1.3 times what one adult pays (S$32.40).

Insurer by insurer

Each insurer's cheapest plan for 14 days in Australia, GST included, with its cover per person as the plan states it.
InsurerPremiumMedicalCancellationBaggage
EtiqaTiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)S$42.12S$200,000S$5,000S$2,000
HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (1 adult and children)S$51.60S$150,000S$5,000S$3,000
MSIGTravelEasy Lite, Adult & Child(ren) cover (1 adult and up to 6 children)S$62.80S$50,000Not coveredS$1,000
SompoEssential, Group plan (each traveller priced; 2 to 9 travellers)S$76.20S$200,000S$5,000S$1,000
Allianz TravelAllianz Travel Basic, Group plan (each traveller priced; 2 to 20 travellers)S$89.60S$200,000S$1,500S$1,000
ERGOERGO TravelProtect Essential (Family)S$108.31S$200,000S$10,000S$3,000
ZurichTravel Guard Direct Basic, Group/Couple plan for two (each traveller priced)S$134.00S$100,000S$5,000S$1,500
FWDPremium, Family (1 adult and children, one price)S$137.89S$200,000S$7,500S$3,000
QBETravel Prestige Standard Plus, Family plan (1 adult and children)S$150.00S$500,000S$25,000S$5,000
China TaipingLite, Group (each traveller priced; 2 to 30 travellers)S$158.00S$200,000S$4,000S$2,000
Great EasternBasic (per traveller)S$164.00S$100,000S$2,000S$2,500
Tokio MarineTM Travel Trust Standard, Family plan (1 adult and children)S$164.00S$175,000S$2,500S$2,500
Great AmericanGreat Travel Insurance Classic Family (one parent and children)S$173.31S$200,000S$5,000S$3,000
StarrTraveLead Bronze, Family plan (1 adult and children)S$181.90S$200,000S$5,000S$3,000
EQ InsuranceEQ TravelSafe Basic, Family (1 adult and children)S$186.88S$250,000S$6,000S$3,000
LibertyTourCare Plus Standard, Family plan (1 adult and children)S$201.50S$250,000S$5,000S$3,000
SinglifeTravel Lite, Group (2 travellers)S$202.36S$250,000S$5,000S$3,000
IncomeClassic (each traveller priced)S$247.03S$350,000S$5,000S$3,000
ChubbEconomy, Family plan (1 adult and children)S$252.00S$250,000S$3,000S$3,500
AllianzTravel Protect Silver, Family plan (1 adult and up to 8 children)S$256.63S$200,000S$5,000S$3,000
UOIUniTravel Value, Group plan for two (each traveller priced)S$268.00S$100,000S$3,000S$1,000
India Internationali-Journey Classic, Family plan (1 adult and children)S$327.00S$150,000S$20,000S$6,000

See this quote on the results page.

By trip length

The lowest premium and the middle insurer's lowest (typical) for one adult and one child in Australia, from 3 days to a month.
TripLowestTypicalInsurers
Three dayscheapest EtiqaS$19.60S$77.5022
Five dayscheapest EtiqaS$26.62S$96.0522
One weekcheapest EtiqaS$30.71S$115.8422
Ten dayscheapest EtiqaS$35.68S$134.5922
Two weekscheapest EtiqaS$42.12S$164.0022
21 dayscheapest EtiqaS$56.16S$213.0022
30 dayscheapest EtiqaS$74.00S$291.5022

What would change the price

Today's lowest price for the same travellers after one change, against S$42.12.
ChangeLowest priceDifference
A year of Asia Pacific trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 6 trips like this one.S$248.50+S$206.38
With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (1 adult and children).S$201.50+S$159.38
At least S$500,000 medical coverEtiqa, Tiq Travel Insurance Savvy, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers).S$65.81+S$23.69

Why it costs this

  • Insurers price by region, not by country: Australia is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
  • The number of days comes next: from S$19.60 for 3 days to S$74.00 for 30 days for these travellers today.
  • Many insurers sell a family plan, two adults and their children at one price, so a parent and child pays 1.3 times what one adult pays, not 2 times.
  • Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

Other Asia Pacific destinations

For a parent and child, none of the 1 other Asia Pacific destinations priced for two weeks costs less today.

The same travellers on each destination's usual trip, lowest price on 27 Oct 2026.
DestinationLowest priceCheapest insurer
Hong KongFive daysS$26.62Etiqa
MaldivesFive daysS$26.62Etiqa
JapanOne weekS$30.71Etiqa
South KoreaOne weekS$30.71Etiqa
TaiwanOne weekS$30.71Etiqa
ChinaOne weekS$30.71Etiqa
IndiaOne weekS$30.71Etiqa
New ZealandTwo weeksS$42.12Etiqa

Before you buy for Australia

  • Insurers price Australia in their Asia Pacific band; annual cover for Asia Pacific covers it too.
  • None of the insurers we compare names Australia in its exclusions today.

Australia travel insurance in full: medical cover, travel advice and every plan.

How these prices are worked out

Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.

Australia for every traveller · Compare with your own trip.

Questions people ask

How much is Australia travel insurance for a parent and child?

From S$42.12 at Etiqa (Tiq Travel Insurance Entry, Group cover (each adult priced, a child at 30% of an adult, 3% off from 5 travellers; up to 10 travellers)) on today's prices for one adult and one child, 14 days in Australia, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$164.00, across 22 insurers.

How much more does a parent and child pay than one adult for Australia?

1.3 times, at the cheapest insurer today: S$42.12 against S$32.40 for one adult on the same trip.

What is the cheapest Australia plan for a parent and child with at least S$500,000 medical cover?

QBE Travel Prestige Standard Plus, Family plan (1 adult and children), S$150.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.

How much is it for two weeks or a month in Australia?

For one adult and one child, from S$42.12 for 14 days and S$74.00 for 30 days at the cheapest insurer today.

Do insurers exclude Australia?

None of the insurers we compare names Australia in its exclusions today. Australia is priced in their Asia Pacific band.

Is annual travel insurance cheaper than a single trip to Australia?

A year of Asia Pacific trips for a parent and child costs from S$248.50 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (1 adult and children). It costs as much as 6 trips like this one.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.