Typical travel insurance quotes
Montenegro travel insurance for a family of three
What travel insurance costs today for two adults and one child, on 14 days in Montenegro, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for two weeks in Montenegro for a family of three (two adults and one child) costs from S$112.80 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$749.92 at India International.
- The middle of 22 insurers' cheapest plans is S$295.00.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$300.00.
- A family of three pays 2.4 times what one adult pays (S$46.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$112.80 | S$50,000 | Not covered | S$1,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 1 child) | S$116.36 | S$150,000 | S$5,000 | S$3,000 |
| SompoEssential, Family plan (2 adults and children) | S$142.80 | S$200,000 | S$5,000 | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$149.04 | S$200,000 | S$5,000 | S$2,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$163.20 | S$200,000 | S$1,500 | S$1,000 |
| Great AmericanGreat Travel Insurance Classic Family | S$173.31 | S$200,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$193.00 | S$100,000 | S$5,000 | S$1,500 |
| ERGOERGO TravelProtect Essential (Family) | S$201.64 | S$200,000 | S$10,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$235.00 | S$175,000 | S$2,500 | S$2,500 |
| FWDPremium, Family (2 adults and children, one price) | S$251.15 | S$200,000 | S$7,500 | S$3,000 |
| China TaipingLite, Family plan (2 adults and children) | S$290.00 | S$200,000 | S$4,000 | S$2,000 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$300.00 | S$500,000 | S$25,000 | S$5,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$302.50 | S$250,000 | S$5,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$310.42 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$322.00 | S$250,000 | S$6,000 | S$3,000 |
| Great EasternBasic (family) | S$343.00 | S$100,000 | S$2,000 | S$2,500 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$376.16 | S$250,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$412.04 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$431.00 | S$100,000 | S$3,000 | S$1,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$472.00 | S$250,000 | S$3,000 | S$3,500 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$644.96 | S$350,000 | S$5,000 | S$3,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$749.92 | S$150,000 | S$20,000 | S$6,000 |
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$31.40 | S$121.40 | 22 |
| Five dayscheapest MSIG | S$46.20 | S$153.69 | 22 |
| One weekcheapest MSIG | S$61.00 | S$179.09 | 22 |
| Ten dayscheapest HL Assurance | S$82.33 | S$229.25 | 22 |
| Two weekscheapest MSIG | S$112.80 | S$295.00 | 22 |
| 21 dayscheapest HL Assurance | S$157.01 | S$404.50 | 22 |
| 30 dayscheapest HL Assurance | S$199.58 | S$483.00 | 22 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Worldwide trips insteadHL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 5 trips like this one. | S$460.00 | +S$347.20 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$302.50 | +S$189.70 |
| At least S$500,000 medical coverMSIG, TravelEasy Flex Elite Flex, Family cover (1 or 2 adults with children, up to 7 people). | S$157.80 | +S$45.00 |
Why it costs this
- Insurers price by region, not by country: Montenegro is in their Worldwide band, so at many insurers it costs the same as other Worldwide destinations for the same number of days.
- The number of days comes next: from S$31.40 for 3 days to S$199.58 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of three pays 2.4 times what one adult pays, not 3 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Worldwide destinations
For a family of three, 29 of the 168 other Worldwide destinations priced for two weeks cost less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| TurkeyTen days | S$63.13 | Etiqa |
| EuropeTwo weeks | S$112.80 | MSIG |
| United KingdomTwo weeks | S$112.80 | MSIG |
| USATwo weeks | S$112.80 | MSIG |
Before you buy for Montenegro
- Insurers price Montenegro in their Worldwide band; annual cover for Worldwide covers it too.
- None of the insurers we compare names Montenegro in its exclusions today.
Montenegro travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Montenegro for every traveller · Compare with your own trip.
Questions people ask
How much is Montenegro travel insurance for a family of three?
From S$112.80 at MSIG (TravelEasy Lite, Family cover (2 adults, up to 5 children)) on today's prices for two adults and one child, 14 days in Montenegro, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$295.00, across 22 insurers.
How much more does a family of three pay than one adult for Montenegro?
2.4 times, at the cheapest insurer today: S$112.80 against S$46.60 for one adult on the same trip.
What is the cheapest Montenegro plan for a family of three with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$300.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in Montenegro?
For two adults and one child, from S$112.80 for 14 days and S$199.58 for 30 days at the cheapest insurer today.
Do insurers exclude Montenegro?
None of the insurers we compare names Montenegro in its exclusions today. Montenegro is priced in their Worldwide band.
Is annual travel insurance cheaper than a single trip to Montenegro?
A year of Worldwide trips for a family of three costs from S$460.00 today. HL Assurance, Travel Assured Plus Basic (no COVID-19 cover) Annual Multi-Trip, Family (2 adults, with or without children). It costs as much as 5 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.