Typical travel insurance quotes
Hong Kong travel insurance for a family of three
What travel insurance costs today for two adults and one child, on 5 days in Hong Kong, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for five days in Hong Kong for a family of three (two adults and one child) costs from S$38.00 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 22 insurers quote it online, up to S$183.12 at India International.
- The middle of 22 insurers' cheapest plans is S$96.00.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00.
- A family of three pays 2.3 times what one adult pays (S$16.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$38.00 | S$50,000 | Not covered | S$1,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$44.00 | S$200,000 | S$1,500 | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$47.09 | S$200,000 | S$5,000 | S$2,000 |
| SompoEssential, Family plan (2 adults and children) | S$47.70 | S$200,000 | S$5,000 | S$1,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 1 child) | S$47.92 | S$150,000 | S$5,000 | S$3,000 |
| ERGOERGO TravelProtect Essential (Family) | S$53.92 | S$200,000 | S$10,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$80.00 | S$100,000 | S$5,000 | S$1,500 |
| FWDPremium, Family (2 adults and children, one price) | S$81.80 | S$200,000 | S$7,500 | S$3,000 |
| Great AmericanGreat Travel Insurance Classic Family | S$92.65 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$94.88 | S$250,000 | S$6,000 | S$3,000 |
| Great EasternBasic (family) | S$96.00 | S$100,000 | S$2,000 | S$2,500 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$96.00 | S$500,000 | S$25,000 | S$5,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$96.10 | S$200,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$98.00 | S$175,000 | S$2,500 | S$2,500 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$122.50 | S$250,000 | S$5,000 | S$3,000 |
| China TaipingLite, Family plan (2 adults and children) | S$123.00 | S$200,000 | S$4,000 | S$2,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$127.00 | S$250,000 | S$3,000 | S$3,500 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$147.35 | S$250,000 | S$5,000 | S$3,000 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$158.42 | S$350,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$161.39 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$170.00 | S$100,000 | S$3,000 | S$1,000 |
| India Internationali-Journey Classic, Family plan (2 adults, with or without children) | S$183.12 | S$150,000 | S$20,000 | S$6,000 |
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$27.60 | S$75.11 | 22 |
| Five dayscheapest MSIG | S$38.00 | S$96.00 | 22 |
| One weekcheapest MSIG | S$48.40 | S$107.50 | 22 |
| Ten dayscheapest Etiqa | S$63.13 | S$144.59 | 22 |
| Two weekscheapest Etiqa | S$74.52 | S$172.95 | 22 |
| 21 dayscheapest Etiqa | S$99.36 | S$247.50 | 22 |
| 30 dayscheapest Etiqa | S$130.93 | S$309.75 | 22 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 10 trips like this one. | S$363.60 | +S$325.60 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$122.50 | +S$84.50 |
| At least S$500,000 medical coverSompo, Superior, Family plan (2 adults and children). | S$62.10 | +S$24.10 |
Why it costs this
- Insurers price by region, not by country: Hong Kong is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$27.60 for 3 days to S$130.93 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of three pays 2.3 times what one adult pays, not 3 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other Asia Pacific destinations
For a family of three, none of the 1 other Asia Pacific destinations priced for five days costs less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| MaldivesFive days | S$44.00 | Allianz Travel |
| JapanOne week | S$48.40 | MSIG |
| South KoreaOne week | S$48.40 | MSIG |
| TaiwanOne week | S$48.40 | MSIG |
| ChinaOne week | S$48.40 | MSIG |
| IndiaOne week | S$48.40 | MSIG |
| AustraliaTwo weeks | S$74.52 | Etiqa |
| New ZealandTwo weeks | S$74.52 | Etiqa |
Before you buy for Hong Kong
- Insurers price Hong Kong in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names Hong Kong in its exclusions today.
Hong Kong travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Hong Kong for every traveller · Compare with your own trip.
Questions people ask
How much is Hong Kong travel insurance for a family of three?
From S$38.00 at MSIG (TravelEasy Lite, Family cover (2 adults, up to 5 children)) on today's prices for two adults and one child, 5 days in Hong Kong, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$96.00, across 22 insurers.
How much more does a family of three pay than one adult for Hong Kong?
2.3 times, at the cheapest insurer today: S$38.00 against S$16.60 for one adult on the same trip.
What is the cheapest Hong Kong plan for a family of three with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in Hong Kong?
For two adults and one child, from S$74.52 for 14 days and S$130.93 for 30 days at the cheapest insurer today.
Do insurers exclude Hong Kong?
None of the insurers we compare names Hong Kong in its exclusions today. Hong Kong is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to Hong Kong?
A year of Asia Pacific trips for a family of three costs from S$363.60 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 10 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.