Iraq travel insurance for a family of four

In short

On 28 Oct 2026, single-trip travel insurance for two weeks in Iraq for a family of four (two adults and two children) costs from S$112.80 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 4 insurers quote it online, up to S$310.42 at Starr.

• The middle of 4 insurers' cheapest plans is S$222.08.
• A family of four pays 2.4 times what one adult pays (S$46.60).

Why it costs this

• Insurers price by region, not by country: Iraq is in their Worldwide band, so at many insurers it costs the same as other Worldwide destinations for the same number of days.
• The number of days comes next: from S$31.40 for 3 days to S$231.20 for 30 days for these travellers today.
• Many insurers sell a family plan, two adults and their children at one price, so a family of four pays 2.4 times what one adult pays, not 4 times.
• Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
• 13 insurers name Iraq in their exclusions; see the wording below.
• 18 insurers do not quote these travellers online for this trip: Allianz (This insurer doesn’t cover trips to Iraq); Allianz Travel (This insurer doesn’t cover trips to Iraq); China Taiping (This insurer doesn’t cover trips to Iraq); Chubb (This insurer doesn’t cover trips to Iraq); EQ Insurance (This insurer doesn’t cover trips to Iraq); ERGO (This insurer doesn’t cover trips to Iraq); Etiqa (This insurer doesn’t cover trips to Iraq); Great American (This insurer doesn’t cover trips to Iraq); Great Eastern (This insurer doesn’t cover trips to Iraq); HL Assurance (This insurer doesn’t cover trips to Iraq); Income (This insurer doesn’t cover trips to Iraq); India International (This insurer doesn’t cover trips to Iraq); Liberty (This insurer doesn’t cover trips to Iraq); QBE (This insurer doesn’t cover trips to Iraq); Singlife (This insurer doesn’t cover trips to Iraq); Sompo (This insurer doesn’t cover trips to Iraq); Tokio Marine (This insurer doesn’t cover trips to Iraq); UOI (This insurer doesn’t cover trips to Iraq).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.

Other Worldwide destinations

For a family of four, 29 of the 168 other Worldwide destinations priced for two weeks cost less today.

Before you buy for Iraq

• Insurers price Iraq in their Worldwide band; annual cover for Worldwide covers it too.
• 13 of the insurers we compare name Iraq in their exclusions:

• Allianz: “Trips to Afghanistan, Cuba, the Congo, Iran, Iraq, Liberia, Sudan, Syria, Russia, Ukraine, North Korea or another sanctioned country (the portal's destination note)”
• Allianz Travel: “No cover for trips to Afghanistan, Congo, the Democratic Republic of the Congo, Cuba, Iran, Iraq, Israel, Liberia, Nepal, North Korea, Palestine, Russia, Sudan, South Sudan, Syria, Ukraine or other sanctioned countries (...”
• China Taiping: “travel in, to or through Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan and Syria”
• Chubb: “No cover for trips to Afghanistan, Belarus, Cuba, DR Congo, Iran, Iraq, Libya, Myanmar, North Korea, Palestine, Russia, Sudan, Syria, Ukraine, Yemen (the quote refuses them)”
• ERGO: “No cover for trips to the policy's excluded countries: Afghanistan, the Democratic Republic of Congo, Iran, Iraq, Sudan, South Sudan, Libya, Somalia, North Korea, Belarus, Russia, Ukraine, Palestine, Syria, Lebanon, Isra...”
• Etiqa: “Losses related to the United States–Israel–Iran conflict (a known event for policies bought from 28 February 2026), for travel to Israel, Iran, Iraq and the wider Middle East as listed on Tiq's travel advisory”
• Great American: “Trips in, to or through Afghanistan, the Crimean region, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria”
• HL Assurance: “Trips to Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Libya, North Korea, Sudan, Somalia and Syria (outside every area of travel”
• Income: “Trips to or through Afghanistan, Iraq, Liberia, Sudan or Syria”
• Liberty: “...vel to, within or through excluded countries (Afghanistan, Belarus, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Lebanon, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela, and the Crimea, Donetsk, Kherso...”
• QBE: “...ies: Afghanistan, Belarus, Central African Republic, Cuba, the Democratic Republic of the Congo, Haiti, Iran, Iraq, Lebanon, Libya, Liberia, Myanmar, North Korea, Palestine, Pakistan, Russia, Somalia, South Sudan, Sudan,...”
• Sompo: “Area C excludes travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan and Syria”
• Tokio Marine: “No cover for trips to Afghanistan, Cuba, Congo, Iran, Iraq, Liberia, Sudan, Syria or Ukraine (excluded from Zone B”

Iraq travel insurance in full: medical cover, travel advice and every plan.

How these prices are worked out

Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.