Typical travel insurance quotes
Philippines travel insurance for a family of five
What travel insurance costs today for two adults and three children, on 5 days in the Philippines, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for five days in the Philippines for a family of five (two adults and three children) costs from S$33.40 (GST included) at MSIG, TravelEasy Lite, Family cover (2 adults, up to 5 children), with COVID-19 cover where the plan offers it; 21 insurers quote it online, up to S$139.60 at Income.
- The middle of 21 insurers' cheapest plans is S$92.66.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00.
- A family of five pays 2.3 times what one adult pays (S$14.60).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$33.40 | S$50,000 | Not covered | S$1,000 |
| SompoEssential, Family plan (2 adults and children) | S$35.40 | S$200,000 | S$5,000 | S$1,000 |
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$37.78 | S$200,000 | S$5,000 | S$2,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$42.00 | S$200,000 | S$1,500 | S$1,000 |
| ERGOERGO TravelProtect Essential (Family) | S$47.07 | S$200,000 | S$10,000 | S$3,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 3 children) | S$56.66 | S$150,000 | S$5,000 | S$3,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$63.00 | S$100,000 | S$5,000 | S$1,500 |
| Great AmericanGreat Travel Insurance Classic Family | S$71.94 | S$200,000 | S$5,000 | S$3,000 |
| FWDPremium, Family (2 adults and children, one price) | S$72.63 | S$200,000 | S$7,500 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$80.50 | S$250,000 | S$6,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$92.66 | S$200,000 | S$5,000 | S$3,000 |
| Great EasternBasic (family) | S$96.00 | S$100,000 | S$2,000 | S$2,500 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$96.00 | S$500,000 | S$25,000 | S$5,000 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$96.50 | S$250,000 | S$5,000 | S$3,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$98.00 | S$175,000 | S$2,500 | S$2,500 |
| China TaipingLite, Family plan (2 adults and children) | S$100.00 | S$200,000 | S$4,000 | S$2,000 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$118.86 | S$250,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$119.36 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$122.00 | S$100,000 | S$3,000 | S$1,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$129.00 | S$250,000 | S$3,000 | S$3,500 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$139.60 | S$350,000 | S$5,000 | S$3,000 |
No online price for these travellers: India International (This insurer has no online price for this combination of adults and children).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$26.60 | S$66.70 | 21 |
| Five dayscheapest MSIG | S$33.40 | S$92.66 | 21 |
| One weekcheapest MSIG | S$40.20 | S$96.00 | 21 |
| Ten dayscheapest MSIG | S$50.40 | S$120.00 | 21 |
| Two weekscheapest Etiqa | S$59.51 | S$158.70 | 21 |
| 21 dayscheapest Etiqa | S$79.69 | S$225.40 | 21 |
| 30 dayscheapest Etiqa | S$105.05 | S$290.00 | 21 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of ASEAN (South East Asia) trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 10 trips like this one. | S$320.80 | +S$287.40 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$96.50 | +S$63.10 |
| At least S$500,000 medical coverSompo, Superior, Family plan (2 adults and children). | S$46.20 | +S$12.80 |
Why it costs this
- Insurers price by region, not by country: Philippines is in their ASEAN (South East Asia) band, so at many insurers it costs the same as other ASEAN (South East Asia) destinations for the same number of days.
- The number of days comes next: from S$26.60 for 3 days to S$105.05 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of five pays 2.3 times what one adult pays, not 5 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 1 insurer does not quote these travellers online for this trip: India International (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Other ASEAN (South East Asia) destinations
For a family of five, none of the 6 other ASEAN (South East Asia) destinations priced for five days costs less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| MalaysiaThree days | S$26.60 | MSIG |
| ThailandFive days | S$33.40 | MSIG |
| Bali and IndonesiaFive days | S$33.40 | MSIG |
| VietnamOne week | S$40.20 | MSIG |
Before you buy for Philippines
- Insurers price Philippines in their ASEAN (South East Asia) band; annual cover for ASEAN (South East Asia) covers it too.
- None of the insurers we compare names Philippines in its exclusions today.
Philippines travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
Philippines for every traveller · Compare with your own trip.
Questions people ask
How much is Philippines travel insurance for a family of five?
From S$33.40 at MSIG (TravelEasy Lite, Family cover (2 adults, up to 5 children)) on today's prices for two adults and three children, 5 days in the Philippines, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$92.66, across 21 insurers.
How much more does a family of five pay than one adult for Philippines?
2.3 times, at the cheapest insurer today: S$33.40 against S$14.60 for one adult on the same trip.
What is the cheapest Philippines plan for a family of five with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$96.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in the Philippines?
For two adults and three children, from S$59.51 for 14 days and S$105.05 for 30 days at the cheapest insurer today.
Do insurers exclude the Philippines?
None of the insurers we compare names Philippines in its exclusions today. Philippines is priced in their ASEAN (South East Asia) band.
Is annual travel insurance cheaper than a single trip to Philippines?
A year of ASEAN (South East Asia) trips for a family of five costs from S$320.80 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 10 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MSIG has been cheapest throughout.
Which insurers do not quote a family of five online for Philippines?
India International (This insurer has no online price for this combination of adults and children).