Typical travel insurance quotes
New Zealand travel insurance for a family of five
What travel insurance costs today for two adults and three children, on 14 days in New Zealand, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, single-trip travel insurance for two weeks in New Zealand for a family of five (two adults and three children) costs from S$74.52 (GST included) at Etiqa, Tiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children), with COVID-19 cover where the plan offers it; 21 insurers quote it online, up to S$338.40 at Income.
- The middle of 21 insurers' cheapest plans is S$181.90.
- With at least S$500,000 medical cover: QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$150.00.
- A family of five pays 2.3 times what one adult pays (S$32.40).
Insurer by insurer
| Insurer | Premium | Medical | Cancellation | Baggage |
|---|---|---|---|---|
| EtiqaTiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children) | S$74.52 | S$200,000 | S$5,000 | S$2,000 |
| MSIGTravelEasy Lite, Family cover (2 adults, up to 5 children) | S$84.80 | S$50,000 | Not covered | S$1,000 |
| SompoEssential, Family plan (2 adults and children) | S$91.50 | S$200,000 | S$5,000 | S$1,000 |
| Allianz TravelAllianz Travel Basic, Family plan (1 or 2 adults with children, or 2 adults) | S$99.60 | S$200,000 | S$1,500 | S$1,000 |
| ERGOERGO TravelProtect Essential (Family) | S$108.31 | S$200,000 | S$10,000 | S$3,000 |
| HL AssuranceTravel Assured Plus Basic (no COVID-19 cover), Family (2 adults and 3 children) | S$109.85 | S$150,000 | S$5,000 | S$3,000 |
| FWDPremium, Family (2 adults and children, one price) | S$137.89 | S$200,000 | S$7,500 | S$3,000 |
| QBETravel Prestige Standard Plus, Family plan (2 adults and children) | S$150.00 | S$500,000 | S$25,000 | S$5,000 |
| Tokio MarineTM Travel Trust Standard, Family plan (2 adults and children) | S$164.00 | S$175,000 | S$2,500 | S$2,500 |
| Great AmericanGreat Travel Insurance Classic Family | S$173.31 | S$200,000 | S$5,000 | S$3,000 |
| StarrTraveLead Bronze, Family plan (2 adults, with or without children) | S$181.90 | S$200,000 | S$5,000 | S$3,000 |
| EQ InsuranceEQ TravelSafe Basic, Family (2 adults, with or without children) | S$186.88 | S$250,000 | S$6,000 | S$3,000 |
| China TaipingLite, Family plan (2 adults and children) | S$192.00 | S$200,000 | S$4,000 | S$2,000 |
| ZurichTravel Guard Direct Basic, Family plan (1 or 2 adults with children) | S$193.00 | S$100,000 | S$5,000 | S$1,500 |
| Great EasternBasic (family) | S$197.00 | S$100,000 | S$2,000 | S$2,500 |
| LibertyTourCare Plus Standard, Family plan (2 adults, with or without children) | S$201.50 | S$250,000 | S$5,000 | S$3,000 |
| ChubbEconomy, Family plan (2 adults and children) | S$252.00 | S$250,000 | S$3,000 | S$3,500 |
| SinglifeTravel Lite, Family (2 adults, with or without children) | S$252.98 | S$250,000 | S$5,000 | S$3,000 |
| AllianzTravel Protect Silver, Family plan (2 adults and up to 8 children) | S$256.61 | S$200,000 | S$5,000 | S$3,000 |
| UOIUniTravel Value, Family plan (1 or 2 adults with children) | S$335.00 | S$100,000 | S$3,000 | S$1,000 |
| IncomeClassic Family (one price for 1-2 adults and all their children) | S$338.40 | S$350,000 | S$5,000 | S$3,000 |
No online price for these travellers: India International (This insurer has no online price for this combination of adults and children).
By trip length
| Trip | Lowest | Typical | Insurers |
|---|---|---|---|
| Three dayscheapest MSIG | S$27.60 | S$85.80 | 21 |
| Five dayscheapest MSIG | S$38.00 | S$96.10 | 21 |
| One weekcheapest MSIG | S$48.40 | S$116.68 | 21 |
| Ten dayscheapest Etiqa | S$63.13 | S$146.00 | 21 |
| Two weekscheapest Etiqa | S$74.52 | S$181.90 | 21 |
| 21 dayscheapest Etiqa | S$99.36 | S$250.54 | 21 |
| 30 dayscheapest Etiqa | S$130.93 | S$329.00 | 21 |
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| A year of Asia Pacific trips insteadAllianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 5 trips like this one. | S$363.60 | +S$289.08 |
| With pre-existing conditions coverThe cheapest plan that covers them: Liberty, TourCare Plus Standard, Family plan (2 adults, with or without children). | S$201.50 | +S$126.98 |
| At least S$500,000 medical coverEtiqa, Tiq Travel Insurance Savvy, Family cover (1 or 2 adults with 1 to 5 children). | S$116.44 | +S$41.92 |
Why it costs this
- Insurers price by region, not by country: New Zealand is in their Asia Pacific band, so at many insurers it costs the same as other Asia Pacific destinations for the same number of days.
- The number of days comes next: from S$27.60 for 3 days to S$130.93 for 30 days for these travellers today.
- Many insurers sell a family plan, two adults and their children at one price, so a family of five pays 2.3 times what one adult pays, not 5 times.
- Age is not asked here: the prices are for adults under 60, where no insurer on the panel loads or discounts for age; older travellers pay more at most insurers.
- 1 insurer does not quote these travellers online for this trip: India International (This insurer has no online price for this combination of adults and children).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Other Asia Pacific destinations
For a family of five, none of the 1 other Asia Pacific destinations priced for two weeks costs less today.
| Destination | Lowest price | Cheapest insurer |
|---|---|---|
| Hong KongFive days | S$38.00 | MSIG |
| MaldivesFive days | S$44.00 | Allianz Travel |
| JapanOne week | S$48.40 | MSIG |
| South KoreaOne week | S$48.40 | MSIG |
| TaiwanOne week | S$48.40 | MSIG |
| ChinaOne week | S$48.40 | MSIG |
| IndiaOne week | S$48.40 | MSIG |
| AustraliaTwo weeks | S$74.52 | Etiqa |
Before you buy for New Zealand
- Insurers price New Zealand in their Asia Pacific band; annual cover for Asia Pacific covers it too.
- None of the insurers we compare names New Zealand in its exclusions today.
New Zealand travel insurance in full: medical cover, travel advice and every plan.
How these prices are worked out
Each price is what the insurer charges today for these travellers and this trip, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells travel insurance online. The figures for every traveller on this destination are in a CSV file, updated daily.
New Zealand for every traveller · Compare with your own trip.
Questions people ask
How much is New Zealand travel insurance for a family of five?
From S$74.52 at Etiqa (Tiq Travel Insurance Entry, Family cover (1 or 2 adults with 1 to 5 children)) on today's prices for two adults and three children, 14 days in New Zealand, leaving in 30 days, single trip, no cruise, COVID-19 cover where the plan offers it. The middle insurer's cheapest plan is S$181.90, across 21 insurers.
How much more does a family of five pay than one adult for New Zealand?
2.3 times, at the cheapest insurer today: S$74.52 against S$32.40 for one adult on the same trip.
What is the cheapest New Zealand plan for a family of five with at least S$500,000 medical cover?
QBE Travel Prestige Standard Plus, Family plan (2 adults and children), S$150.00 today, with S$500,000 overseas medical cover and S$25,000 trip cancellation.
How much is it for two weeks or a month in New Zealand?
For two adults and three children, from S$74.52 for 14 days and S$130.93 for 30 days at the cheapest insurer today.
Do insurers exclude New Zealand?
None of the insurers we compare names New Zealand in its exclusions today. New Zealand is priced in their Asia Pacific band.
Is annual travel insurance cheaper than a single trip to New Zealand?
A year of Asia Pacific trips for a family of five costs from S$363.60 today. Allianz Travel, Allianz Travel Comprehensive Basic Annual Multi-Trip, Family plan (1 or 2 adults with children, or 2 adults). It costs as much as 5 trips like this one.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a family of five online for New Zealand?
India International (This insurer has no online price for this combination of adults and children).