Work injury compensation insurance explained
MOM’s designated WICA insurers
Only an insurer designated by the Ministry of Manpower may issue a WICA policy. MOM's list, as at 23 September 2026, names 24 insurers; 8 of them are priced on our pages today.
The designated insurers
HL Assurance is our one featured insurer for work injury compensation: you buy it through our Buy Now link. As on our work injury compensation page, a package from another insurer priced below HL Assurance’s is not shown, and a package whose WICA would leave a staff member out is not shown either. Every employer · Price your own staff.
How these prices are worked out
Each package is priced from the insurer’s own published rates: the tables swept off Etiqa’s, HL Assurance’s and MSIG’s online quotes, Income’s sampled online prices, and the premium tables on Sompo’s, EQ’s, Tokio Marine’s and Great American’s application forms, with contents at the packages’ minimum of S$75,000 and no building. The WICA share is the same package priced without WICA, taken off. GST is included. Work injury is at each insurer's office-staff rate; staff who do manual work are rated higher. Allianz quotes its package live, so it is not on these pages. Shenton Brokers is an insurance broker in Singapore. Every employer is in a CSV file, updated daily.
Questions people ask
Which insurers can issue WICA?
The 24 insurers on MOM's list of designated insurers, as at 23 September 2026: AIG Asia Pacific Insurance, Allianz Insurance Singapore, Allied World Assurance Company, Berkshire Hathaway Specialty Insurance, China Taiping Insurance (Singapore), Chubb Insurance Singapore, EQ Insurance, ERGO Insurance, Etiqa Insurance, Great American Insurance Company, Great Eastern General Insurance, HL Assurance, Income Insurance, India International Insurance, Liberty Insurance, Lonpac Insurance Singapore, MS First Capital Insurance, MSIG Insurance (Singapore), QBE Insurance (Singapore), Singlife, Sompo Insurance Singapore, Tokio Marine Insurance Singapore, United Overseas Insurance, Zurich Insurance (Singapore Branch).
Which of them can I compare here?
EQ Insurance, Etiqa Insurance, Great American Insurance Company, HL Assurance, Income Insurance, MSIG Insurance (Singapore), Sompo Insurance Singapore, Tokio Marine Insurance Singapore, from their business packages' published rates. Allianz quotes its Smart SME package, with WICA, live from its own site, so it is not priced on this page: see it with your own answers on our work injury compensation page, or press Ask Shenton to arrange.
How do I buy it?
Buy Now takes you to the insurer’s own site, where you buy the package with WICA with your company’s real details and the insurer issues the policy. Sompo, EQ, Tokio Marine and Great American take an application form instead: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.