Tokio Marine · Work injury compensation insurance
Tokio Marine work injury compensation insurance
Tokio Marine's work injury compensation, sold in its business package, priced for typical employers from its published rates, where it stands against the other insurers, and how to take it up.
In short
- Shown for 28 of our typical employers, from S$414.20 to S$2,212.70 a year; the cheapest shown on 0.
- Tokio Marine is on MOM's list of designated WICA insurers (as at 23 September 2026). MOM's designated insurers.
- You apply to Tokio Marine with its own application form: Apply Now opens it on our site, filled in from the page's answers, and we place the cover.
- Read Tokio Marine’s brochure and form
HL Assurance is our one featured insurer for work injury compensation: you buy it through our Buy Now link. As on our work injury compensation page, a package from another insurer priced below HL Assurance’s is not shown, and a package whose WICA would leave a staff member out is not shown either.
Its price for each employer
| Employer | Plan | A year | Of which WICA | Place | Lowest of all |
|---|---|---|---|---|---|
| Office20 staff | TM Office Suite | S$724.85 | About S$463.25 | 2 of 4 | S$708.50 (HL Assurance) |
| Office20 staff, S$60,000 each | TM Office Suite | S$724.85 | About S$463.25 | 2 of 6 | S$708.50 (HL Assurance) |
| Cafe5 staff | TM Dining Suite | S$741.20 | About S$196.20 | 5 of 6 | S$463.25 (HL Assurance) |
| Cafe5 staff, S$60,000 each | TM Dining Suite | S$741.20 | About S$196.20 | 5 of 6 | S$463.25 (HL Assurance) |
| Restaurant10 staff | TM Dining Suite | S$1,231.70 | About S$686.70 | 3 of 4 | S$708.50 (HL Assurance) |
| Restaurant10 staff, S$60,000 each | TM Dining Suite | S$1,231.70 | About S$686.70 | 5 of 6 | S$708.50 (HL Assurance) |
| Restaurant20 staff | TM Dining Suite | S$2,212.70 | About S$1,667.70 | 2 of 3 | S$1,199.00 (HL Assurance) |
| Restaurant20 staff, S$60,000 each | TM Dining Suite | S$2,212.70 | About S$1,667.70 | 4 of 4 | S$1,199.00 (HL Assurance) |
| Fast food outlet8 staff | TM Dining Suite | S$1,035.50 | About S$490.50 | 3 of 4 | S$610.40 (HL Assurance) |
| Fast food outlet8 staff, S$60,000 each | TM Dining Suite | S$1,035.50 | About S$490.50 | 5 of 6 | S$610.40 (HL Assurance) |
| Bakery4 staff | TM Dining Suite | S$643.10 | About S$98.10 | 5 of 5 | S$348.80 (HL Assurance) |
| Bakery4 staff, S$60,000 each | TM Dining Suite | S$643.10 | About S$98.10 | 5 of 6 | S$348.80 (HL Assurance) |
| Clothing shop5 staff | TM Retail Suite | S$528.65 | About S$109.00 | 4 of 4 | S$381.50 (HL Assurance) |
| Clothing shop5 staff, S$60,000 each | TM Retail Suite | S$528.65 | About S$109.00 | 5 of 6 | S$381.50 (HL Assurance) |
| Clothing shop10 staff | TM Retail Suite | S$801.15 | About S$381.50 | 3 of 3 | S$545.00 (HL Assurance) |
| Clothing shop10 staff, S$60,000 each | TM Retail Suite | S$801.15 | About S$381.50 | 5 of 6 | S$545.00 (HL Assurance) |
| Minimart3 staff | TM Retail Suite | S$419.65 | Included in the package price | 5 of 6 | S$316.10 (HL Assurance) |
| Minimart3 staff, S$60,000 each | TM Retail Suite | S$419.65 | Included in the package price | 7 of 8 | S$316.10 (HL Assurance) |
| Medical clinic5 staff | TM Service Suite | S$414.20 | About S$87.20 | 2 of 4 | S$327.00 (HL Assurance) |
| Medical clinic5 staff, S$60,000 each | TM Service Suite | S$414.20 | About S$87.20 | 2 of 4 | S$327.00 (HL Assurance) |
| Medical clinic10 staff | TM Service Suite | S$632.20 | About S$305.20 | 3 of 4 | S$436.00 (HL Assurance) |
| Medical clinic10 staff, S$60,000 each | TM Service Suite | S$632.20 | About S$305.20 | 2 of 4 | S$436.00 (HL Assurance) |
| Dental clinic8 staff | TM Service Suite | S$545.00 | About S$218.00 | 3 of 4 | S$392.40 (HL Assurance) |
| Dental clinic8 staff, S$60,000 each | TM Service Suite | S$545.00 | About S$218.00 | 2 of 4 | S$392.40 (HL Assurance) |
| Hair salon5 staff | TM Service Suite | S$414.20 | About S$87.20 | 3 of 5 | S$381.50 (HL Assurance) |
| Hair salon5 staff, S$60,000 each | TM Service Suite | S$414.20 | About S$87.20 | 2 of 6 | S$381.50 (HL Assurance) |
| Laundry5 staff | TM Service Suite | S$414.20 | About S$87.20 | 3 of 4 | S$381.50 (HL Assurance) |
| Laundry5 staff, S$60,000 each | TM Service Suite | S$414.20 | About S$87.20 | 2 of 5 | S$381.50 (HL Assurance) |
Tokio Marine for a professional services office with 20 staff
| Insurer | A year | Value score | Of which WICA | Public liability | Contents and stock |
|---|---|---|---|---|---|
| Tokio MarineTM Office Suite | S$724.85 | 37 | About S$463.25 | S$500,000 | S$100,000 |
- Priced from Tokio Marine’s own proposal form — you apply to Tokio Marine, not buy online
- Of this price, work injury compensation is about S$463.25.
How these prices are worked out
Each package is priced from the insurer’s own published rates: the tables swept off Etiqa’s, HL Assurance’s and MSIG’s online quotes, Income’s sampled online prices, and the premium tables on Sompo’s, EQ’s, Tokio Marine’s and Great American’s application forms, with contents at the packages’ minimum of S$75,000 and no building. The WICA share is the same package priced without WICA, taken off. GST is included. Work injury is at each insurer's office-staff rate; staff who do manual work are rated higher. Allianz quotes its package live, so it is not on these pages. Shenton Brokers is an insurance broker in Singapore. Every employer is in a CSV file, updated daily.
Questions people ask
How much is Tokio Marine WICA insurance?
As a business package with WICA for all staff, for the 28 typical employers it is shown for on our pages, from S$414.20 to S$2,212.70 a year on today's published rates, GST included. It is the cheapest shown for 0 of them.
How much of Tokio Marine's price is WICA?
For a professional services office with 20 staff, TM Office Suite: about s$463.25 of S$724.85.
What else does Tokio Marine's package cover?
TM Office Suite: contents and stocks S$100,000; public liability S$500,000; work injury compensation 20 employees; business interruption S$250 a day.
Can Tokio Marine issue WICA?
Tokio Marine is on MOM's list of designated WICA insurers (as at 23 September 2026).
How do I get Tokio Marine's WICA?
You apply to Tokio Marine with its own application form: Apply Now opens it on our site, filled in from the page's answers, and we place the cover. Ask Shenton to arrange sends us the plan and we arrange it for you.