Sompo · Work injury compensation insurance
Sompo work injury compensation insurance
Sompo's work injury compensation, sold in its business package, priced for typical employers from its published rates, where it stands against the other insurers, and how to take it up.
In short
- Shown for 31 of our typical employers, from S$344.86 to S$1,446.60 a year; the cheapest shown on 3.
- Sompo is on MOM's list of designated WICA insurers (as at 23 September 2026). MOM's designated insurers.
- You apply to Sompo with its own application form: Apply Now opens it on our site, filled in from the page's answers, and we place the cover.
- Read Sompo’s application form
HL Assurance is our one featured insurer for work injury compensation: you buy it through our Buy Now link. As on our work injury compensation page, a package from another insurer priced below HL Assurance’s is not shown, and a package whose WICA would leave a staff member out is not shown either.
Its price for each employer
| Employer | Plan | A year | Of which WICA | Place | Lowest of all |
|---|---|---|---|---|---|
| Office20 staff, S$60,000 each | Spectra Office | S$1,179.20 | About S$961.20 | 6 of 6 | S$708.50 (HL Assurance) |
| Office25 staff | Spectra Office | S$818.75 | About S$600.75 | 2 of 3 | S$817.50 (HL Assurance) |
| Office25 staff, S$60,000 each | Spectra Office | S$1,419.50 | About S$1,201.50 | 4 of 4 | S$817.50 (HL Assurance) |
| Cafe5 staff | Spectra Food and Beverage | S$521.55 | About S$132.15 | 3 of 6 | S$463.25 (HL Assurance) |
| Cafe5 staff, S$60,000 each | Spectra Food and Beverage | S$653.70 | About S$264.30 | 3 of 6 | S$463.25 (HL Assurance) |
| Restaurant10 staff, S$60,000 each | Spectra Food and Beverage | S$918.00 | About S$528.60 | 3 of 6 | S$708.50 (HL Assurance) |
| Restaurant20 staff, S$60,000 each | Spectra Food and Beverage | S$1,446.60 | About S$1,057.20 | 3 of 4 | S$1,199.00 (HL Assurance) |
| Fast food outlet8 staff, S$60,000 each | Spectra Food and Beverage | S$812.28 | About S$422.88 | 3 of 6 | S$610.40 (HL Assurance) |
| Bakery4 staff | Spectra Retail | S$368.89 | About S$96.12 | 2 of 5 | S$348.80 (HL Assurance) |
| Bakery4 staff, S$60,000 each | Spectra Retail | S$465.01 | About S$192.24 | 3 of 6 | S$348.80 (HL Assurance) |
| Caterer5 staff | Spectra Food and Beverage | S$521.55 | About S$132.15 | 2 of 4 | S$463.25 (HL Assurance) |
| Caterer5 staff, S$60,000 each | Spectra Food and Beverage | S$653.70 | About S$264.30 | 2 of 4 | S$463.25 (HL Assurance) |
| Clothing shop5 staff | Spectra Retail | S$392.92 | About S$120.15 | 2 of 4 | S$381.50 (HL Assurance) |
| Clothing shop5 staff, S$60,000 each | Spectra Retail | S$513.07 | About S$240.30 | 4 of 6 | S$381.50 (HL Assurance) |
| Clothing shop10 staff, S$60,000 each | Spectra Retail | S$753.37 | About S$480.60 | 4 of 6 | S$545.00 (HL Assurance) |
| Minimart3 staff | Spectra Retail | S$344.86 | About S$72.09 | 3 of 6 | S$316.10 (HL Assurance) |
| Minimart3 staff, S$60,000 each | Spectra Retail | S$416.95 | About S$144.18 | 6 of 8 | S$316.10 (HL Assurance) |
| Medical clinic5 staff | Spectra Service | S$415.81 | About S$120.15 | 3 of 4 | S$327.00 (HL Assurance) |
| Medical clinic5 staff, S$60,000 each | Spectra Service | S$535.96 | About S$240.30 | 3 of 4 | S$327.00 (HL Assurance) |
| Medical clinic10 staff | Spectra Service | S$535.96 | About S$240.30 | 2 of 4 | S$436.00 (HL Assurance) |
| Medical clinic10 staff, S$60,000 each | Spectra Service | S$776.26 | About S$480.60 | 3 of 4 | S$436.00 (HL Assurance) |
| Dental clinic8 staff | Spectra Service | S$487.90 | About S$192.24 | 2 of 4 | S$392.40 (HL Assurance) |
| Dental clinic8 staff, S$60,000 each | Spectra Service | S$680.14 | About S$384.48 | 3 of 4 | S$392.40 (HL Assurance) |
| Hair salon5 staff | Spectra Service | S$415.81 | About S$120.15 | 4 of 5 | S$381.50 (HL Assurance) |
| Hair salon5 staff, S$60,000 each | Spectra Service | S$535.96 | About S$240.30 | 4 of 6 | S$381.50 (HL Assurance) |
| Gym5 staff | Spectra Service | S$415.81 | About S$120.15 | 2 of 3 | S$388.31 (Great American) |
| Gym5 staff, S$60,000 each | Spectra Service | S$535.96 | About S$240.30 | 1 of 3 | S$535.96 (Sompo) |
| Gym10 staff | Spectra Service | S$535.96 | About S$240.30 | 1 of 3 | S$535.96 (Sompo) |
| Gym10 staff, S$60,000 each | Spectra Service | S$776.26 | About S$480.60 | 1 of 3 | S$776.26 (Sompo) |
| Laundry5 staff | Spectra Service | S$415.81 | About S$120.15 | 4 of 4 | S$381.50 (HL Assurance) |
| Laundry5 staff, S$60,000 each | Spectra Service | S$535.96 | About S$240.30 | 4 of 5 | S$381.50 (HL Assurance) |
Sompo for a professional services office with 20 staff
| Insurer | A year | Value score | Of which WICA | Public liability | Contents and stock |
|---|---|---|---|---|---|
| SompoSpectra Office | S$1,179.20 | 47 | About S$961.20 | S$1,000,000 | S$150,000 |
- Priced from Sompo’s own application form.
- Of this price, work injury compensation is about S$961.20.
How these prices are worked out
Each package is priced from the insurer’s own published rates: the tables swept off Etiqa’s, HL Assurance’s and MSIG’s online quotes, Income’s sampled online prices, and the premium tables on Sompo’s, EQ’s, Tokio Marine’s and Great American’s application forms, with contents at the packages’ minimum of S$75,000 and no building. The WICA share is the same package priced without WICA, taken off. GST is included. Work injury is at each insurer's office-staff rate; staff who do manual work are rated higher. Allianz quotes its package live, so it is not on these pages. Shenton Brokers is an insurance broker in Singapore. Every employer is in a CSV file, updated daily.
Questions people ask
How much is Sompo WICA insurance?
As a business package with WICA for all staff, for the 31 typical employers it is shown for on our pages, from S$344.86 to S$1,446.60 a year on today's published rates, GST included. It is the cheapest shown for 3 of them.
How much of Sompo's price is WICA?
For a professional services office with 20 staff, Spectra Office: about s$961.20 of S$1,179.20.
What else does Sompo's package cover?
Spectra Office: contents and stocks S$150,000; public liability S$1,000,000; work injury compensation 20 employees; business interruption S$200 a day.
Can Sompo issue WICA?
Sompo is on MOM's list of designated WICA insurers (as at 23 September 2026).
How do I get Sompo's WICA?
You apply to Sompo with its own application form: Apply Now opens it on our site, filled in from the page's answers, and we place the cover. Ask Shenton to arrange sends us the plan and we arrange it for you.