How FWD prices car insurance

How the price is worked out

FWD prices each quote itself. Your answers go to its pricing system, and we show the premium it sends back as it is, including GST. There's no published table to show.

We last checked our record of its prices against FWD's own quotes on 20 Oct 2026. If its pricing system doesn't answer, we show no price and ask you to try again.

• Drivo Premium
• Drivo Advantage
• Drivo Classic
• eDrivo Premium
• eDrivo Advantage

Car models we can't price

639 of the 2,615 car models on our form have no online price from any FWD plan, usually because FWD's own quote form does not list the model or will not quote it online. FWD may still cover them: ask them or a broker.

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