Car insurance
FWD vs Income car insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, FWD was cheaper on 0, Income on 0, and they tied on 12. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | Income |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$866.72Drivo Classicas at 20 Oct 2026 | S$866.72Drivo Classicas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,330.61Drivo Classicas at 20 Oct 2026 | S$1,330.61Drivo Classicas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$969.74Drivo Classicas at 20 Oct 2026 | S$969.74Drivo Classicas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$866.72Drivo Classicas at 20 Oct 2026 | S$866.72Drivo Classicas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$928.89Drivo Classicas at 20 Oct 2026 | S$928.89Drivo Classicas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,590.65eDrivo Advantageas at 20 Oct 2026 | S$1,590.65eDrivo Advantageas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,499.34eDrivo Advantageas at 20 Oct 2026 | S$1,499.34eDrivo Advantageas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$834.98Drivo Classicas at 20 Oct 2026 | S$834.98Drivo Classicas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$928.33Drivo Classicas at 20 Oct 2026 | S$928.33Drivo Classicas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$979.33Drivo Classicas at 20 Oct 2026 | S$979.33Drivo Classicas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$986.48Drivo Classicas at 20 Oct 2026 | S$986.48Drivo Classicas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,019.78Drivo Classicas at 20 Oct 2026 | S$1,019.78Drivo Classicas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Income |
|---|---|---|
| Repairs at | Authorised workshops chosen by Income Insurance | Authorised workshops chosen by Income Insurance |
| Windscreen | Unlimited windscreen cover; S$100 windscreen excess per claim | Unlimited windscreen cover; S$100 windscreen excess per claim |
| Personal accident (driver) | Personal accident benefits up to S$50,000; medical expenses up to S$1,000 | Personal accident benefits up to S$50,000; medical expenses up to S$1,000 |
| Excess | S$600.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Income cheaper for car insurance?
Of the 12 examples both price, FWD was cheaper on 0, Income on 0, and they tied on 12. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Income's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (FWD Drivo Classic, Income Drivo Classic): Repairs at: FWD Authorised workshops chosen by Income Insurance, Income Authorised workshops chosen by Income Insurance; Windscreen: FWD Unlimited windscreen cover; S$100 windscreen excess per claim, Income Unlimited windscreen cover; S$100 windscreen excess per claim; Personal accident (driver): FWD Personal accident benefits up to S$50,000; medical expenses up to S$1,000, Income Personal accident benefits up to S$50,000; medical expenses up to S$1,000; Excess: FWD S$600.00, Income S$600.00.
What discounts are FWD and Income running?
FWD: none to show. Income: none to show.