Shenton Brokers
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Car insurance

DirectAsia vs FWD car insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, DirectAsia was cheaper on 3, FWD on 9. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleDirectAsiaFWD
Toyota Corolla Altis 1.6, 50% NCDS$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$866.72Drivo Classicas at 20 Oct 2026
Honda Vezel 1.5, 20% NCDS$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$1,330.61Drivo Classicas at 20 Oct 2026
BMW 320i, 50% NCDS$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$969.74Drivo Classicas at 20 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$866.72Drivo Classicas at 20 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$928.89Drivo Classicas at 20 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$1,590.65eDrivo Advantageas at 20 Oct 2026
BYD M6, 3 years old, 50% no-claim discountS$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$1,499.34eDrivo Advantageas at 20 Oct 2026
Toyota Sienta, 3 years old, 50% no-claim discountS$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$834.98Drivo Classicas at 20 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$928.33Drivo Classicas at 20 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$979.33Drivo Classicas at 20 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$986.48Drivo Classicas at 20 Oct 2026
Honda Freed, 3 years old, 50% no-claim discountS$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026S$1,019.78Drivo Classicas at 20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: DirectAsia Car Insurance – Comprehensive, Value plan, FWD Drivo Classic.
CoverDirectAsiaFWD
Repairs atDirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own)Authorised workshops chosen by Income Insurance
WindscreenRepair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies)Unlimited windscreen cover; S$100 windscreen excess per claim
Personal accident (driver)Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its sitePersonal accident benefits up to S$50,000; medical expenses up to S$1,000
ExcessS$800.00S$600.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is DirectAsia or FWD cheaper for car insurance?

Of the 12 examples both price, DirectAsia was cheaper on 3, FWD on 9. Your own answers can change the order, so get your own quote.

How does DirectAsia's cover compare with FWD's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (DirectAsia Car Insurance – Comprehensive, Value plan, FWD Drivo Classic): Repairs at: DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own), FWD Authorised workshops chosen by Income Insurance; Windscreen: DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies), FWD Unlimited windscreen cover; S$100 windscreen excess per claim; Personal accident (driver): DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site, FWD Personal accident benefits up to S$50,000; medical expenses up to S$1,000; Excess: DirectAsia S$800.00, FWD S$600.00.

What discounts are DirectAsia and FWD running?

DirectAsia: none to show. FWD: none to show.