Car insurance
FWD vs Liberty car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, FWD was cheaper on 9, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | Liberty |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$866.72Drivo Classicas at 20 Oct 2026 | S$1,219.83Comprehensive Preferred Planas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,330.61Drivo Classicas at 20 Oct 2026 | S$1,467.86Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$969.74Drivo Classicas at 20 Oct 2026 | S$1,911.12Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$866.72Drivo Classicas at 20 Oct 2026 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$928.89Drivo Classicas at 20 Oct 2026 | S$1,489.39Comprehensive Preferred Planas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,590.65eDrivo Advantageas at 20 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$1,499.34eDrivo Advantageas at 20 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$834.98Drivo Classicas at 20 Oct 2026 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$928.33Drivo Classicas at 20 Oct 2026 | S$1,550.70Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$979.33Drivo Classicas at 20 Oct 2026 | S$1,919.84Comprehensive Preferred Planas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$986.48Drivo Classicas at 20 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,019.78Drivo Classicas at 20 Oct 2026 | S$1,079.37Comprehensive Preferred Planas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Liberty |
|---|---|---|
| Repairs at | Authorised workshops chosen by Income Insurance | Liberty's authorised workshops |
| Windscreen | Unlimited windscreen cover; S$100 windscreen excess per claim | Accidental loss or damage to windscreen up to S$4,000 (S$100 excess) |
| Personal accident (driver) | Personal accident benefits up to S$50,000; medical expenses up to S$1,000 | Up to S$50,000 (medical expenses up to S$1,000 per person) |
| Excess | S$600.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Liberty cheaper for car insurance?
Of the 9 examples both price, FWD was cheaper on 9, Liberty on 0. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Liberty's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (FWD Drivo Classic, Liberty Comprehensive Preferred Plan): Repairs at: FWD Authorised workshops chosen by Income Insurance, Liberty Liberty's authorised workshops; Windscreen: FWD Unlimited windscreen cover; S$100 windscreen excess per claim, Liberty Accidental loss or damage to windscreen up to S$4,000 (S$100 excess); Personal accident (driver): FWD Personal accident benefits up to S$50,000; medical expenses up to S$1,000, Liberty Up to S$50,000 (medical expenses up to S$1,000 per person); Excess: FWD S$600.00, Liberty S$600.00.
What discounts are FWD and Liberty running?
FWD: none to show. Liberty: none to show.