Car insurance
Allianz vs FWD car insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz was cheaper on 6, FWD on 6. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | FWD |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$866.72Drivo Classicas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,330.61Drivo Classicas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$969.74Drivo Classicas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$866.72Drivo Classicas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$928.89Drivo Classicas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,590.65eDrivo Advantageas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,499.34eDrivo Advantageas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$834.98Drivo Classicas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$928.33Drivo Classicas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$979.33Drivo Classicas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$986.48Drivo Classicas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,019.78Drivo Classicas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | FWD |
|---|---|---|
| Repairs at | Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop | Authorised workshops chosen by Income Insurance |
| Windscreen | Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount | Unlimited windscreen cover; S$100 windscreen excess per claim |
| Personal accident (driver) | Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger | Personal accident benefits up to S$50,000; medical expenses up to S$1,000 |
| Excess | S$2,000.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or FWD cheaper for car insurance?
Of the 12 examples both price, Allianz was cheaper on 6, FWD on 6. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with FWD's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Allianz Allianz Motor Protect Comprehensive, FWD Drivo Classic): Repairs at: Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop, FWD Authorised workshops chosen by Income Insurance; Windscreen: Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount, FWD Unlimited windscreen cover; S$100 windscreen excess per claim; Personal accident (driver): Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger, FWD Personal accident benefits up to S$50,000; medical expenses up to S$1,000; Excess: Allianz S$2,000.00, FWD S$600.00.
What discounts are Allianz and FWD running?
Allianz: none to show. FWD: none to show.