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Personal accident insurance

AIG vs Singlife personal accident insurance

As of 12 Nov 2026 (Singapore time)

Of the 10 examples both price, AIG was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/aig-vs-singlife

Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAIGSinglife
Accountant, S$200,000 coverS$305.20Sapphire Enhanced Choices Preferred, Basic package (S$200,000)Buy Nowas at 12 Oct 2026S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026
Sales executive who travels for work, S$100,000 coverS$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)Buy Nowas at 12 Oct 2026S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Technician, S$500,000 coverNo online priceNo online price
Class 1 job, S$50,000 coverS$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)Buy Nowas at 12 Oct 2026S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Class 2 job, S$50,000 coverS$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)Buy Nowas at 12 Oct 2026S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Class 3 job, S$50,000 coverS$346.62Sapphire Enhanced Choices Standard, Basic package (S$100,000)Buy Nowas at 12 Oct 2026S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
You and your spouse, S$50,000 coverS$346.62Sapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult)Buy Nowas at 12 Oct 2026S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026
You and 1 child, S$50,000 coverS$259.97Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)Buy Nowas at 12 Oct 2026S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026
You and 2 children, S$50,000 coverS$259.97Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)Buy Nowas at 12 Oct 2026S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$346.62Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)Buy Nowas at 12 Oct 2026S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$346.62Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)Buy Nowas at 12 Oct 2026S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026
1 child on their ownNo online priceNo online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: AIG Sapphire Enhanced Choices Preferred, Basic package (S$200,000), Singlife Personal Accident Standard (S$200,000).
CoverAIGSinglife
Accident medical expensesS$6,000 per accident (physiotherapy S$100 a visit up to S$300; no TCM or chiropractor), plus S$4,000 for a mobility aid and the ambulance home after a hospital stayS$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days
Hospital cashS$100 a day in hospital after an injury, up to 365 days per injuryS$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days
Infectious diseases (e.g. dengue)Dengue and other insect or animal bites and food poisoning are covered as accidents; the Infectious Disease Recovery Cover is in the Comprehensive package onlyMedical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Each insurer listed here, at its lowest price on this page.

Questions people ask

Is AIG or Singlife cheaper for personal accident insurance?

Of the 10 examples both price, AIG was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.

How does AIG's cover compare with Singlife's?

On each one's cheapest plan for accountant, S$200,000 cover (AIG Sapphire Enhanced Choices Preferred, Basic package (S$200,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: AIG S$6,000 per accident (physiotherapy S$100 a visit up to S$300; no TCM or chiropractor), plus S$4,000 for a mobility aid and the ambulance home after a hospital stay, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: AIG S$100 a day in hospital after an injury, up to 365 days per injury, Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): AIG Dengue and other insect or animal bites and food poisoning are covered as accidents; the Infectious Disease Recovery Cover is in the Comprehensive package only, Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: AIG S$0.00, Singlife S$0.00.

What discounts are AIG and Singlife running?

AIG: none to show. Singlife: none to show.