Personal accident insurance

How AIG prices personal accident insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 12 Oct 2026, the day we last checked them against AIG's own online quotes.

The insurer places some jobs in a different occupation class from ours, and prices them in its own: Dentist class 1; Doctor class 1; Journalist or reporter class 1; Physiotherapist or other therapist class 1; TCM practitioner or acupuncturist class 1; Caregiver or nanny class 3; Chauffeur or private driver class 3; Domestic helper class 3; Lifeguard class 3; Paramedic or ambulance crew class 3; Veterinarian class 3. It does not cover these jobs online: Aircraft ground crew or technician; Army, navy or air force (regular); Flight attendant; Full-time national serviceman (NSF); Police officer; Police, SAF or civil defence (office or admin work only).

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.

Plans and how each is priced

Sapphire Enhanced Choices Standard, Basic package (S$100,000)

Offered when Who is covered is One adult; Sum insured up to S$100,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Excess None

Sapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Excess None

Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)

Offered when Who is covered is One adult and children; Sum insured up to S$100,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$159.00
Class 3	S$318.00

Excess None

Sapphire Enhanced Choices Standard, Comprehensive package (S$100,000)

Offered when Who is covered is One adult; Sum insured up to S$100,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Excess None

Sapphire Enhanced Choices Standard, Comprehensive package, me and my spouse (S$100,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Excess None

Sapphire Enhanced Choices Standard, Comprehensive package, me and my children (S$100,000)

Offered when Who is covered is One adult and children; Sum insured up to S$100,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Standard, Comprehensive package, family (S$100,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$100,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$208.00
Class 3	S$416.00

Excess None

Sapphire Enhanced Choices Preferred, Basic package (S$200,000)

Offered when Who is covered is One adult; Sum insured up to S$200,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Excess None

Sapphire Enhanced Choices Preferred, Basic package, me and my spouse (S$200,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Excess None

Sapphire Enhanced Choices Preferred, Basic package, me and my children (S$200,000)

Offered when Who is covered is One adult and children; Sum insured up to S$200,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Preferred, Basic package, family (S$200,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$280.00
Class 3	S$560.00

Excess None

Sapphire Enhanced Choices Preferred, Comprehensive package (S$200,000)

Offered when Who is covered is One adult; Sum insured up to S$200,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Excess None

Sapphire Enhanced Choices Preferred, Comprehensive package, me and my spouse (S$200,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Excess None

Sapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000)

Offered when Who is covered is One adult and children; Sum insured up to S$200,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Preferred, Comprehensive package, family (S$200,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$200,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$350.00
Class 3	S$700.00

Excess None

Sapphire Enhanced Choices Deluxe, Basic package (S$300,000)

Offered when Who is covered is One adult; Sum insured up to S$300,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Excess None

Sapphire Enhanced Choices Deluxe, Basic package, me and my spouse (S$300,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Excess None

Sapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000)

Offered when Who is covered is One adult and children; Sum insured up to S$300,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Deluxe, Basic package, family (S$300,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$363.00
Class 3	S$726.00

Excess None

Sapphire Enhanced Choices Deluxe, Comprehensive package (S$300,000)

Offered when Who is covered is One adult; Sum insured up to S$300,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Excess None

Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my spouse (S$300,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Excess None

Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my children (S$300,000)

Offered when Who is covered is One adult and children; Sum insured up to S$300,000; Occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Deluxe, Comprehensive package, family (S$300,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$300,000; Occupation class up to Class 3; Spouse's occupation class up to Class 3; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$453.00
Class 3	S$906.00

Excess None

Sapphire Enhanced Choices Prestige, Basic package (S$500,000)

Offered when Who is covered is One adult; Sum insured up to S$500,000; Occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$530.00

Excess None

Sapphire Enhanced Choices Prestige, Basic package, me and my spouse (S$500,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$530.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$530.00

Excess None

Sapphire Enhanced Choices Prestige, Basic package, me and my children (S$500,000)

Offered when Who is covered is One adult and children; Sum insured up to S$500,000; Occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$530.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Prestige, Basic package, family (S$500,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$530.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$530.00

Excess None

Sapphire Enhanced Choices Prestige, Comprehensive package (S$500,000)

Offered when Who is covered is One adult; Sum insured up to S$500,000; Occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$708.00

Excess None

Sapphire Enhanced Choices Prestige, Comprehensive package, me and my spouse (S$500,000 each adult)

Offered when Who is covered is Two adults; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$708.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$708.00

Excess None

Sapphire Enhanced Choices Prestige, Comprehensive package, me and my children (S$500,000)

Offered when Who is covered is One adult and children; Sum insured up to S$500,000; Occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$708.00

Multiplied by ×1.50

Excess None

Sapphire Enhanced Choices Prestige, Comprehensive package, family (S$500,000 each adult)

Offered when Who is covered is Two adults and children; Sum insured up to S$500,000; Occupation class up to Class 2; Spouse's occupation class up to Class 2; Age 16 or more; Age up to 65

Base premium
Occupation class	Figure
Class 1 to Class 2	S$708.00

Plus
Spouse's occupation class	Figure
Class 1 to Class 2	S$708.00

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

Example	Answers	Working	Premium
Standard Basic, class 1, S$50,000 asked (brochure S$173.31 incl. GST)Sapphire Enhanced Choices Standard, Basic package (S$100,000)	Age: 30 Who is covered: One adult Sum insured: S$50,000 Occupation class: Class 1	Base S$159.00 (Occupation class Class 1) + 9% GST = S$173.31	S$173.31
Standard Comprehensive, class 2, S$100,000 asked (brochure S$226.72 incl. GST)Sapphire Enhanced Choices Standard, Comprehensive package (S$100,000)	Age: 30 Who is covered: One adult Sum insured: S$100,000 Occupation class: Class 2	Base S$208.00 (Occupation class Class 2) + 9% GST = S$226.72	S$226.72
Preferred Comprehensive, class 3, S$200,000 asked (brochure S$763.00 incl. GST)Sapphire Enhanced Choices Preferred, Comprehensive package (S$200,000)	Age: 30 Who is covered: One adult Sum insured: S$200,000 Occupation class: Class 3	Base S$700.00 (Occupation class Class 3) + 9% GST = S$763.00	S$763.00
Prestige Basic, class 1, S$500,000 asked (brochure S$577.70 incl. GST)Sapphire Enhanced Choices Prestige, Basic package (S$500,000)	Age: 30 Who is covered: One adult Sum insured: S$500,000 Occupation class: Class 1	Base S$530.00 (Occupation class Class 1) + 9% GST = S$577.70	S$577.70
Deluxe Basic, class 1, S$200,000 asked (brochure S$395.67 incl. GST)Sapphire Enhanced Choices Deluxe, Basic package (S$300,000)	Age: 30 Who is covered: One adult Sum insured: S$200,000 Occupation class: Class 1	Base S$363.00 (Occupation class Class 1) + 9% GST = S$395.67	S$395.67
Deluxe Comprehensive, class 3, S$100,000 asked (brochure S$987.54 incl. GST)Sapphire Enhanced Choices Deluxe, Comprehensive package (S$300,000)	Age: 30 Who is covered: One adult Sum insured: S$100,000 Occupation class: Class 3	Base S$906.00 (Occupation class Class 3) + 9% GST = S$987.54	S$987.54

Show the other 18 examples

Example	Answers	Working	Premium
Deluxe Comprehensive, me and my spouse (classes 2 and 3), S$200,000 askedSapphire Enhanced Choices Deluxe, Comprehensive package, me and my spouse (S$300,000 each adult)	Age: 30 Who is covered: Two adults Sum insured: S$200,000 Occupation class: Class 2 Spouse's occupation class: Class 3	Base S$453.00 (Occupation class Class 2) + S$906.00 (Spouse's occupation class Class 3) = S$1,359.00 + 9% GST = S$1,481.31	S$1,481.31
Deluxe Basic, me and my children (class 3, 2 children), S$50,000 askedSapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000)	Age: 30 Who is covered: One adult and children Sum insured: S$50,000 Occupation class: Class 3	Base S$726.00 (Occupation class Class 3) × 1.50 = S$1,089.00 + 9% GST = S$1,187.01	S$1,187.01
Deluxe Comprehensive, family (classes 1 and 1, 4 children), S$200,000 askedSapphire Enhanced Choices Deluxe, Comprehensive package, family (S$300,000 each adult)	Age: 30 Who is covered: Two adults and children Sum insured: S$200,000 Occupation class: Class 1 Spouse's occupation class: Class 1	Base S$453.00 (Occupation class Class 1) + S$453.00 (Spouse's occupation class Class 1) = S$906.00 + 9% GST = S$987.54	S$987.54
Preferred Basic, me and my spouse (classes 1 and 3), S$200,000 askedSapphire Enhanced Choices Preferred, Basic package, me and my spouse (S$200,000 each adult)	Age: 30 Who is covered: Two adults Sum insured: S$200,000 Occupation class: Class 1 Spouse's occupation class: Class 3	Base S$280.00 (Occupation class Class 1) + S$560.00 (Spouse's occupation class Class 3) = S$840.00 + 9% GST = S$915.60	S$915.60
Prestige Comprehensive, me and my spouse (classes 1 and 2), S$500,000 askedSapphire Enhanced Choices Prestige, Comprehensive package, me and my spouse (S$500,000 each adult)	Age: 30 Who is covered: Two adults Sum insured: S$500,000 Occupation class: Class 1 Spouse's occupation class: Class 2	Base S$708.00 (Occupation class Class 1) + S$708.00 (Spouse's occupation class Class 2) = S$1,416.00 + 9% GST = S$1,543.44	S$1,543.44
Preferred Comprehensive, me and my children (class 1, 2 children), S$200,000 askedSapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000)	Age: 30 Who is covered: One adult and children Sum insured: S$200,000 Occupation class: Class 1	Base S$350.00 (Occupation class Class 1) × 1.50 = S$525.00 + 9% GST = S$572.25	S$572.25
Standard Basic, me and my children (class 3, 1 child), S$100,000 askedSapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)	Age: 30 Who is covered: One adult and children Sum insured: S$100,000 Occupation class: Class 3	Base S$318.00 (Occupation class Class 3) × 1.50 = S$477.00 + 9% GST = S$519.93	S$519.93
Preferred Basic, family (classes 1 and 3, 2 children), S$200,000 askedSapphire Enhanced Choices Preferred, Basic package, family (S$200,000 each adult)	Age: 30 Who is covered: Two adults and children Sum insured: S$200,000 Occupation class: Class 1 Spouse's occupation class: Class 3	Base S$280.00 (Occupation class Class 1) + S$560.00 (Spouse's occupation class Class 3) = S$840.00 + 9% GST = S$915.60	S$915.60
Standard Comprehensive, family (classes 2 and 2, 3 children), S$100,000 askedSapphire Enhanced Choices Standard, Comprehensive package, family (S$100,000 each adult)	Age: 30 Who is covered: Two adults and children Sum insured: S$100,000 Occupation class: Class 2 Spouse's occupation class: Class 2	Base S$208.00 (Occupation class Class 2) + S$208.00 (Spouse's occupation class Class 2) = S$416.00 + 9% GST = S$453.44	S$453.44
Standard Basic, a caregiver (AIG Domestic Helper, class 3, ours 2), S$50,000 askedSapphire Enhanced Choices Standard, Basic package (S$100,000)	Age: 30 Who is covered: One adult Occupation: Caregiver or nanny Sum insured: S$50,000 Occupation class: Class 2	Base S$318.00 (Occupation class Class 3) + 9% GST = S$346.62	S$346.62
Standard Basic, a domestic helper (AIG class 3, ours 2), S$50,000 askedSapphire Enhanced Choices Standard, Basic package (S$100,000)	Age: 30 Who is covered: One adult Occupation: Domestic helper Sum insured: S$50,000 Occupation class: Class 2	Base S$318.00 (Occupation class Class 3) + 9% GST = S$346.62	S$346.62
Preferred Basic, a chauffeur (AIG Driver, class 3, ours 2), S$200,000 askedSapphire Enhanced Choices Preferred, Basic package (S$200,000)	Age: 30 Who is covered: One adult Occupation: Chauffeur or private driver Sum insured: S$200,000 Occupation class: Class 2	Base S$560.00 (Occupation class Class 3) + 9% GST = S$610.40	S$610.40
Prestige Comprehensive, a physiotherapist (AIG class 1, ours 2; same price), S$500,000 askedSapphire Enhanced Choices Prestige, Comprehensive package (S$500,000)	Age: 30 Who is covered: One adult Occupation: Physiotherapist or other therapist Sum insured: S$500,000 Occupation class: Class 2	Base S$708.00 (Occupation class Class 1) + 9% GST = S$771.72	S$771.72
Deluxe Basic, a renovation contractor (AIG Contractor, class 3), S$200,000 askedSapphire Enhanced Choices Deluxe, Basic package (S$300,000)	Age: 30 Who is covered: One adult Occupation: Renovation contractor Sum insured: S$200,000 Occupation class: Class 3	Base S$726.00 (Occupation class Class 3) + 9% GST = S$791.34	S$791.34
Preferred Comprehensive, a paramedic (AIG class 3, ours 2), S$200,000 askedSapphire Enhanced Choices Preferred, Comprehensive package (S$200,000)	Age: 30 Who is covered: One adult Occupation: Paramedic or ambulance crew Sum insured: S$200,000 Occupation class: Class 2	Base S$700.00 (Occupation class Class 3) + 9% GST = S$763.00	S$763.00
Standard Comprehensive, a lifeguard (AIG class 3, ours 4), S$100,000 askedSapphire Enhanced Choices Standard, Comprehensive package (S$100,000)	Age: 30 Who is covered: One adult Occupation: Lifeguard Sum insured: S$100,000 Occupation class: Class 4	Base S$416.00 (Occupation class Class 3) + 9% GST = S$453.44	S$453.44
Standard Basic, me and my spouse: accountant and a vet (AIG class 3, ours 2), S$50,000 askedSapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult)	Age: 30 Who is covered: Two adults Occupation: Accountant Sum insured: S$50,000 Occupation class: Class 1 Spouse's occupation: Veterinarian Spouse's occupation class: Class 2	Base S$159.00 (Occupation class Class 1) + S$318.00 (Spouse's occupation class Class 3) = S$477.00 + 9% GST = S$519.93	S$519.93
Prestige Basic, a doctor (AIG class 1, ours 2; same price), S$500,000 askedSapphire Enhanced Choices Prestige, Basic package (S$500,000)	Age: 30 Who is covered: One adult Occupation: Doctor Sum insured: S$500,000 Occupation class: Class 2	Base S$530.00 (Occupation class Class 1) + 9% GST = S$577.70	S$577.70

Where the figures come from

Plus 5 files of saved quotes, data and screenshots from AIG's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

Compare personal accident quotes AIG personal accident insurance prices today Buy on AIG's site

Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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What the figures include

Plans and how each is priced

Sapphire Enhanced Choices Standard, Basic package (S$100,000)

Sapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult)

Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)

Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)

Sapphire Enhanced Choices Standard, Comprehensive package (S$100,000)

Sapphire Enhanced Choices Standard, Comprehensive package, me and my spouse (S$100,000 each adult)

Sapphire Enhanced Choices Standard, Comprehensive package, me and my children (S$100,000)

Sapphire Enhanced Choices Standard, Comprehensive package, family (S$100,000 each adult)

Sapphire Enhanced Choices Preferred, Basic package (S$200,000)

Sapphire Enhanced Choices Preferred, Basic package, me and my spouse (S$200,000 each adult)

Sapphire Enhanced Choices Preferred, Basic package, me and my children (S$200,000)

Sapphire Enhanced Choices Preferred, Basic package, family (S$200,000 each adult)

Sapphire Enhanced Choices Preferred, Comprehensive package (S$200,000)

Sapphire Enhanced Choices Preferred, Comprehensive package, me and my spouse (S$200,000 each adult)

Sapphire Enhanced Choices Preferred, Comprehensive package, me and my children (S$200,000)

Sapphire Enhanced Choices Preferred, Comprehensive package, family (S$200,000 each adult)

Sapphire Enhanced Choices Deluxe, Basic package (S$300,000)

Sapphire Enhanced Choices Deluxe, Basic package, me and my spouse (S$300,000 each adult)

Sapphire Enhanced Choices Deluxe, Basic package, me and my children (S$300,000)

Sapphire Enhanced Choices Deluxe, Basic package, family (S$300,000 each adult)

Sapphire Enhanced Choices Deluxe, Comprehensive package (S$300,000)

Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my spouse (S$300,000 each adult)

Sapphire Enhanced Choices Deluxe, Comprehensive package, me and my children (S$300,000)

Sapphire Enhanced Choices Deluxe, Comprehensive package, family (S$300,000 each adult)

Sapphire Enhanced Choices Prestige, Basic package (S$500,000)

Sapphire Enhanced Choices Prestige, Basic package, me and my spouse (S$500,000 each adult)

Sapphire Enhanced Choices Prestige, Basic package, me and my children (S$500,000)

Sapphire Enhanced Choices Prestige, Basic package, family (S$500,000 each adult)

Sapphire Enhanced Choices Prestige, Comprehensive package (S$500,000)

Sapphire Enhanced Choices Prestige, Comprehensive package, me and my spouse (S$500,000 each adult)

Sapphire Enhanced Choices Prestige, Comprehensive package, me and my children (S$500,000)

Sapphire Enhanced Choices Prestige, Comprehensive package, family (S$500,000 each adult)

Worked examples

Where the figures come from

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