Personal accident insurance
AIG vs Etiqa personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, AIG was cheaper on 5, Etiqa on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | Etiqa |
|---|---|---|
| Accountant, S$200,000 cover | S$305.20Sapphire Enhanced Choices Preferred, Basic package (S$200,000)as at 12 Oct 2026 | S$264.49Tiq Personal Accident Enhanced Gold (S$300,000)as at 15 Oct 2026code PA35 |
| Sales executive who travels for work, S$100,000 cover | S$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)as at 12 Oct 2026 | S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35 |
| Technician, S$500,000 cover | No online price | S$566.73Tiq Personal Accident Enhanced Platinum (S$500,000)as at 15 Oct 2026code PA35 |
| Class 1 job, S$50,000 cover | S$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)as at 12 Oct 2026 | S$162.75Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35 |
| Class 2 job, S$50,000 cover | S$173.31Sapphire Enhanced Choices Standard, Basic package (S$100,000)as at 12 Oct 2026 | S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35 |
| Class 3 job, S$50,000 cover | S$346.62Sapphire Enhanced Choices Standard, Basic package (S$100,000)as at 12 Oct 2026 | S$194.27Tiq Personal Accident Enhanced Silver (S$125,000)as at 15 Oct 2026code PA35 |
| You and your spouse, S$50,000 cover | S$346.62Sapphire Enhanced Choices Standard, Basic package, me and my spouse (S$100,000 each adult)as at 12 Oct 2026 | S$309.22Tiq Personal Accident Enhanced Silver, Me and my spouse (S$125,000 each adult)as at 15 Oct 2026code PA35 |
| You and 1 child, S$50,000 cover | S$259.97Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)as at 12 Oct 2026 | S$216.45Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)as at 15 Oct 2026code PA35 |
| You and 2 children, S$50,000 cover | S$259.97Sapphire Enhanced Choices Standard, Basic package, me and my children (S$100,000)as at 12 Oct 2026 | S$270.16Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)as at 15 Oct 2026code PA35 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$346.62Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)as at 12 Oct 2026 | S$362.93Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)as at 15 Oct 2026code PA35 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$346.62Sapphire Enhanced Choices Standard, Basic package, family (S$100,000 each adult)as at 12 Oct 2026 | S$416.63Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)as at 15 Oct 2026code PA35 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | Etiqa |
|---|---|---|
| Accident medical expenses | S$6,000 per accident, plus S$4,000 for mobility aids and ambulance | S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident) |
| Hospital cash | S$100 a day in hospital after an injury | S$100 a day, up to 180 days |
| Infectious diseases (e.g. dengue) | Dengue and other insect or animal bites and food poisoning are covered as accidents; the Infectious Disease Recovery Cover is in the Comprehensive package only | 22 infectious diseases including dengue and HFMD: medical expenses S$1,500 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or Etiqa cheaper for personal accident insurance?
Of the 10 examples both price, AIG was cheaper on 5, Etiqa on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with Etiqa's?
On each one's cheapest plan for accountant, S$200,000 cover (AIG Sapphire Enhanced Choices Preferred, Basic package (S$200,000), Etiqa Tiq Personal Accident Enhanced Gold (S$300,000)): Accident medical expenses: AIG S$6,000 per accident, plus S$4,000 for mobility aids and ambulance, Etiqa S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident); Hospital cash: AIG S$100 a day in hospital after an injury, Etiqa S$100 a day, up to 180 days; Infectious diseases (e.g. dengue): AIG Dengue and other insect or animal bites and food poisoning are covered as accidents; the Infectious Disease Recovery Cover is in the Comprehensive package only, Etiqa 22 infectious diseases including dengue and HFMD: medical expenses S$1,500; Excess: AIG S$0.00, Etiqa S$0.00.
What discounts are AIG and Etiqa running?
AIG: none to show. Etiqa: Promo code PA35: 35% off.