Singlife vs UOI home insurance

Of the 12 examples both price, Singlife was cheaper on 3, UOI on 9. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), UOI UniHome Insurance, HDB flat (contents only, no renovation cover, no building cover)): Renovations: Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum, UOI Not covered (renovation cover left unticked in UOI's app: this card insures contents only; the card beside it adds renovations); Personal liability: Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed), UOI S$500,000 each event, worldwide, for you and your family living in Singapore; only awards made by a Singapore court; Alternative accommodation: Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks), UOI S$15,000 an event, up to S$500 a day, while the home is repaired after an insured event; or loss of rental income up to S$15,000 (one or the other, not both); conservancy or maintenance fees S$1,000 (up to 3 months); emergency relief S$1,000 if the home is unfit to live in for 5 days or more; Excess: Singlife S$0.00, UOI S$100.00.

Singlife: none to show. UOI: none to show.