Home insurance
QBE vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, QBE was cheaper on 4, Singlife on 8. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/qbe-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | QBE | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$261.60Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$109.00Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$163.50Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | QBE | Singlife |
|---|---|---|
| Renovations | S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- QBE, Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000): https://sg-customer.qbe.com/home/partner/01001305
Questions people ask
Is QBE or Singlife cheaper for home insurance?
Of the 12 examples both price, QBE was cheaper on 4, Singlife on 8. Your own answers can change the order, so get your own quote.
How does QBE's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (QBE Home Prestige (contents S$200,000, plus building, fixtures and renovations S$100,000), Singlife Home Plus (S$100,000 contents)): Renovations: QBE S$100,000 for the building including fixtures, fittings and renovations (owner, tenant or landlord), with options to increase through a QBE agent or broker, Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: QBE Up to S$5,000,000 in any one period, for occupation or ownership of the home and personal liability worldwide, Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: QBE Up to 25% of the sum insured, not exceeding 6 months (owner or tenant); landlords get loss of rent on the same basis instead, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: QBE S$100.00, Singlife S$0.00.
What discounts are QBE and Singlife running?
QBE: none to show. Singlife: none to show.