Home insurance
Etiqa vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, Etiqa was cheaper on 9, Singlife on 3. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/etiqa-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Etiqa | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$57.70Tiq Home Insurance (condominium, tenant)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$289.42Tiq Home Insurance (landed, owner)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$54.28Tiq Home Insurance (HDB, tenant)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$54.28Tiq Home Insurance (HDB, tenant)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$64.06Tiq Home Insurance (HDB, tenant)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$93.40Tiq Home Insurance (HDB, tenant)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$103.35Tiq Home Insurance (condominium, owner)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$103.35Tiq Home Insurance (condominium, owner)Buy Nowas at 19 Oct 2026code TIQHOME25PLUS | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Singlife |
|---|---|---|
| Renovations | S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked) | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | S$500,000 worldwide (except the USA and Canada; claims decided in Singapore courts only) | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50% | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Tiq Home Insurance (HDB, tenant): https://www.tiq.com.sg/buy-online/home-insurance/quotation/?referral=A501895
Questions people ask
Is Etiqa or Singlife cheaper for home insurance?
Of the 12 examples both price, Etiqa was cheaper on 9, Singlife on 3. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), Singlife Home Plus (S$100,000 contents)): Renovations: Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: Etiqa S$500,000 worldwide (except the USA and Canada; claims decided in Singapore courts only), Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: Etiqa S$0.00, Singlife S$0.00.
What discounts are Etiqa and Singlife running?
Etiqa: Promo code TIQHOME25PLUS: 25% off. Singlife: none to show.