Home insurance
EQ Insurance vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, EQ Insurance was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/eq-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | EQ Insurance | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | EQ Insurance | Singlife |
|---|---|---|
| Renovations | S$100,000, replacement as new (paid proportionately if the sum insured is under 85% of the replacement cost) | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | S$1,000,000 each occurrence, for you, your family and your live-in helper; worldwide except USA and Canada (trips up to 60 days); includes your liability as a tenant; food poisoning up to S$100,000 | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | S$10,000 (10% of the renovation sum insured, plus 10% of the building sum if insured), for up to 3 months while the home can't be lived in; or the rent you lose | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- EQ Insurance: none to show
- Singlife: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is EQ Insurance or Singlife cheaper for home insurance?
Of the 12 examples both price, EQ Insurance was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.
How does EQ Insurance's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, Singlife Home Plus (S$100,000 contents)): Renovations: EQ Insurance S$100,000, replacement as new (paid proportionately if the sum insured is under 85% of the replacement cost), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: EQ Insurance S$1,000,000 each occurrence, for you, your family and your live-in helper; worldwide except USA and Canada (trips up to 60 days); includes your liability as a tenant; food poisoning up to S$100,000, Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: EQ Insurance S$10,000 (10% of the renovation sum insured, plus 10% of the building sum if insured), for up to 3 months while the home can't be lived in; or the rent you lose, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: EQ Insurance S$100.00, Singlife S$0.00.
What discounts are EQ Insurance and Singlife running?
EQ Insurance: none to show. Singlife: none to show.