Shenton Brokers
← Compare other insurers

Home insurance

EQ Insurance vs Singlife home insurance

As of 12 Nov 2026 (Singapore time)

Of the 12 examples both price, EQ Insurance was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/eq-vs-singlife

Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEQ InsuranceSinglife
HDB flat, owner, S$60,000 contentsS$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Landed house, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$15,000 contentsS$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$100,000 contentsS$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$15,000 contentsS$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$30,000 contentsS$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$60,000 contentsS$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$100,000 contentsS$163.50EQ HomeGUARD PLUS SuperiorBuy Nowas at 5 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$15,000 contentsS$65.40EQ HomeGUARD PLUS EssentialBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$30,000 contentsS$109.00EQ HomeGUARD PLUS DeluxeBuy Nowas at 5 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: EQ Insurance EQ HomeGUARD PLUS Superior, Singlife Home Plus (S$100,000 contents).
CoverEQ InsuranceSinglife
RenovationsS$100,000, replacement as new (paid proportionately if the sum insured is under 85% of the replacement cost)S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum
Personal liabilityS$1,000,000 each occurrence, for you, your family and your live-in helper; worldwide except USA and Canada (trips up to 60 days); includes your liability as a tenant; food poisoning up to S$100,000S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed)
Alternative accommodationS$10,000 (10% of the renovation sum insured, plus 10% of the building sum if insured), for up to 3 months while the home can't be lived in; or the rent you loseS$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks)
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is EQ Insurance or Singlife cheaper for home insurance?

Of the 12 examples both price, EQ Insurance was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.

How does EQ Insurance's cover compare with Singlife's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (EQ Insurance EQ HomeGUARD PLUS Superior, Singlife Home Plus (S$100,000 contents)): Renovations: EQ Insurance S$100,000, replacement as new (paid proportionately if the sum insured is under 85% of the replacement cost), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: EQ Insurance S$1,000,000 each occurrence, for you, your family and your live-in helper; worldwide except USA and Canada (trips up to 60 days); includes your liability as a tenant; food poisoning up to S$100,000, Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: EQ Insurance S$10,000 (10% of the renovation sum insured, plus 10% of the building sum if insured), for up to 3 months while the home can't be lived in; or the rent you lose, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: EQ Insurance S$100.00, Singlife S$0.00.

What discounts are EQ Insurance and Singlife running?

EQ Insurance: none to show. Singlife: none to show.